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A payment a day............

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Comments

  • miemie
    miemie Posts: 646 Forumite
    Morning

    Paid some more off the Barclaycard, so £1.89 to add, can't wait for pay day on Friday.
    Miemie
  • Another £6 off for me today :)

    What a great idea this is. Instead of me frittering away, I put it to debt. If I don't have it, I can't spend it! Makes me really think more about money.

    Thanks Emily - I hope things are going well with you and that you win thread of the month (I voted for you today too). You deserve a little treat.
    Debt at lightbulb moment: £44,220. Paid off to date: £27,634 (62%) :j
    Halifax CC (0% 10 months):
    £9,000; Zopa Loan = £7,586([STRIKE]36[/STRIKE] 16 payments to go) TOTAL = £16,586

  • brummiebabe
    brummiebabe Posts: 1,894 Forumite
    Well - since joining the challenge earlier this week, have managed to save an extra £20 towards my debt. Have been paid today (which included some pay arrears:j ) and have just worked out that I can pay £444.36 off my debt today:T - I'd rather that £20 went towards the debt than getting frittered away!

    Luckily, I get 2 lots of child benefit this month - so the first one is going straight to card!!! If I hadn't joined this thread, I'd probably have gone out & bought something with it!!!

    I'm also going to start puting some aside from my daily cash spend & will pay this to card weekly!!

    Should be easily able to pay the card off by christmas - will then start doing my 'payment a day' to savings (which have taken a real bashing over the last year!)
    20p Saver Club #33 60p/£100
    Christmas Saving £0/£1300

    Saving Target 2014 £25/£1000
  • £1 for me again today. Signature updated :D
    LBM February 2008. DFD March 2013 19 August 2011
    Debt at LBM £14,395.48. Debt Now £0
  • ehallett
    ehallett Posts: 1,960 Forumite
    Morning everyone

    I've just emptied my purse of change and have put £1.65 into my pot for today.

    Emily x
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Just paid another £2.50 to the visa today. Wonder what the next statement will look like...can hardly wait to see it!!
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • wow! you are all doing SO well!!

    I haven't posted for so long! I owe the savings £10! That's £12 in total now...
    just off to read Martin's article about ISAs... think I'm going to get myself one to pay into...

    ciao for now!
    xox
  • Lelc
    Lelc Posts: 558 Forumite
    Well done Lelc :T

    It's amazing how, with a bit of thinking, you can stretch your budget, isn't it?

    I find myself thinking " do I really need it? can i get it cheaper, wait a bit longer?" so I can find that days payment!!!!

    I'm saving to my ISA too, this is meant to be my kids uni fund, but have had to borrow money from it, so my payment a day is repaying them

    I couldn't agree more stressed.mum. I find myself now thinking that if I don't spend on this or that then tomorrow I'll be able to add something more to the ISA. Just seeing that amount go up every day gives me such a boost and it's the first thing I do every day. That and seeing the picture of my daughter and granddaughter (which is my desktop background picture) every morning makes a great start to each day.

    I've never been a saver hence the dmp!! but this challenge has just changed the way I think about saving.

    Another £6.17 today to the ISA so now it's £83.19.
    Proud To Be Dealing With My Debts - DFW Nerd 323
    Debt free date - January 2012
    Mortgage free date - November 2013
    Cross stitch cafe challenge member no 16
  • mumsrus
    mumsrus Posts: 82 Forumite
    hi, just reading this thread and this is a great idea, so have decided to try and put something by each day toward my credit card bill, it has been really playing on my mind so i need to clear this debt, i owe £1380.69 so every scrap of spare change or money i can scrape from elsewhere will be going towards this
    De-clutter this year 10kg:j
    2014 start credit card debt £4,775.42:eek:Amount paid this year £150
  • cady
    cady Posts: 668 Forumite
    hi i havnt posted since sunday!!! ive ran out of money and dont get paid till fridays so will carry on from then!!
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