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A payment a day............

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Comments

  • Lelc wrote: »
    Emily - I owe you a heap of thanks for setting me off on this challenge. I'd had my ISA for ages and put absolutely nothing in it. Now barely 2 weeks later and I've saved £77. I've certainly found that my dmp eased the stress I was under and I'm sure it'll make life easier for you too. Take care.

    Just transferred another £10 today so £77.02 in the ISA :j


    Well done Lelc :T

    It's amazing how, with a bit of thinking, you can stretch your budget, isn't it?

    I find myself thinking " do I really need it? can i get it cheaper, wait a bit longer?" so I can find that days payment!!!!

    I'm saving to my ISA too, this is meant to be my kids uni fund, but have had to borrow money from it, so my payment a day is repaying them
    Hoping to stick to the challenge this year!!
    Make £5 a day for 366 started Dec 2019
    YTD £ £ 78.23/£1£1,825
    Cash - £ 48.23 Vouchers - £ 30

    Wombling into 2020 £38.78
  • empy
    empy Posts: 325 Forumite
    Debt-free and Proud!
    Hi all, havent made any payments for a couple of days, been really busy decorating etc. so today I have paid off another £2.00 off cc. Roll on payday on Friday.

    empy
    OS Grocery Challenge
    August £250/ £103.44 left
  • ally67_2
    ally67_2 Posts: 84 Forumite
    hi emily you need to look after your self ..... i should know that i made my self qiute ill for a while
    first payment towards debts [in pot till end of week] £3.00
    1634 # 4 th jan £16.00 in sealed pot:j
    jan grocery challange ....£200 / £8.oo
  • Emily, ditto re all the thoughts above, heres to your little nest egg for xmas! and it being a giant nest egg before long!5.00 for me today
    Pay off 20K by Xmas 2009:£1280.89 / £18,719.11
    Official DFW Nerd Club - Member no. 1006 - Proud to be dealing with my debts
  • Emily massive hugs for making the decsion to get a DMP, and thank you so much for starting this challenge its made a massive difference to how I see my debt.

    take care hon xxxx
    Nevertheless she persisted.
  • £2 in the pot today. can't believe how much i'm saving, thankyou!
    Cath x
    November wins: 2 Tickets to Classic Car Show @ NEC
    December wins: Top Gear goodies
    January wins: Auto Performance car show tickets
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Going to bank tmw to pay £20 off card - I have been collecting a little bit a day for the last four days :)
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • gelbean
    gelbean Posts: 61 Forumite
    ok i have consilidated my debts into one loan now so tis all in the same place - i know it will cost me more in the long run but in 7 years i will be debt free and i wont be worrying about which cards i need to pay when!! in the meantime i am going to use my payment a day to save up for xmas, overpayments on loan and mortgage and a holiday for next year - thanks emily for starting this challenge and keep smilin! x

    Payment a day ISA - £27.51 Online Saver - £11.97
    Sealed pot - £8.00
  • dizzybee
    dizzybee Posts: 1,424 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I haven't been on for a few days did some holiday cover at a pub i used to work at,made£80 so paid it off loan today.

    SPC no:076
  • eveie189
    eveie189 Posts: 301 Forumite
    Part of the Furniture Combo Breaker
    Morning all

    That's another £1.27 of the catalogue debt. It's under £30 now and I'd just like to say Emily that i couldn't have done it without this thread.
    April GC 9th-7th may £0/£320
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