Amy and Jon bite the bullet to get debt free.....

amyandjon

Evening what a long day.... im shattered.... no debt busting... im trying sainsburys own non bio wash powder saves me a pound lol i thought i may aswell try it out while im saving the pennies... me and OH had a good talk and have decided to not go to france we cant really justify it so we have decided to try get some money back or vouchers from jet 2 hehe fingers crossed main achievement i managed to stick to my diet yipeeeee :P oh looking at other jobs that will up his salary more while the belts tight :P te he x

Parsley_2

Wow, you may not have done much debt-busting today but you've certainly made some key decisions.

Not taking a holiday is a big decision to make, well done, hope it works out ok.

Well done on sticking to your diet.

Good luck to Jon looking for new jobs. Don't either of you do too much as your physical health is more important than your financial health.

Business is not going well this week. Don't know why as usually August is a good month. A bit worrying as don't know how we'll meet the bills this week. Personal side is OK just the business side. E-bay is doing OK but not quick enough to get money from Paypal in time for Wednesday when big supplier needs to be paid. Why is it that both sides can never do well together. One always has to be poor.

amyandjon

Im upset at making the decision on the holiday but luxuries will have to wait... if jon can increase his wage to the average 30 k a year maybe more for his professional knowlege we will have a surplus of 700-800 quid pm so we could wack that debt down like noones business hehe ..... thats made me perk up ... physical health is good thanx for the tip.... dieting makes shopping easy lol id normally splurge on ben and jerrys nearly 5 quid per 500ml pot worth the good taste but not my pocket i bought toilet roll at 38 p and its actually ok for what it does nearly 1.50 cheaper than the average stuff ..... all for the pocket the money box is filling up so when its full we can open it and send it to the bank...... hoping we hear news on teh overdraft that way we can wipe a credit card as it would be 0% for a year...... if we worked hard we could make some good use of the 0% overdraft hehe clear some of them high flying cards ..... anyway enough chatter must sleep got a busy day lol :P x

amyandjon

Well i am absolutley shattered i could sleep for days :P nothing progressive to report on the front on svaing money only that i havent spent any lol :P uffffff :P im too tired to think straight hehe x

Parsley_2

Not spending is almost as good as saving. (I think).

Had to spend today as needed new cat litter and having problems getting the online order delivered. Not having a car is a real pain sometimes. Poor cats were down to the last scoop so had to get more.

amyandjon

we have 4 cats and a dog.....buying smart price litter its ok lol :P we r now only having 4 days in france :O bloooming hell yippee we were going to loose the flight money otherwise a long weekends better thn nowt i guess

Parsley_2

Better have the days than lose the money. You can budget it in I'm sure. You're doing well so you do deserve a treat. Just watch the food :P

I'm still planning on visiting my mother at the end of September although it's not cheap to get the train. I don't know yet how I'm paying for it but my brother is away to Australia with his family in October so I want to see them before they travel. Who knows when I'll get to see them again unless the new job doesn't work out. I know mum will pay for my fare if I ask her but I don't want to ask yet.

That means I'll be in Yorkshire soon. I love that neck of the woods. It's the only part of England that thinks it's Scotland and would probably be the first to demand independance if it ever came up. All my family are around there now so I can see the majority of them.

McKneff

hi parsley, sorry to butt in, but you mentioned trains. if youre canny it can be fun looking around for bargains.

always book in advance and always book single fares.

my history -
train from leeds to oxford £28 - yes £28 for 2 people
from oxford to leeds home £34 for 2 people
looked at the return fare £140 for 2 people as agianst £62 paid

oxford to london just for the day £8.00 for 2 people
london to oxford £12.00
Booking on the day £20 each single and £20 each back again £40 return each £80 as against £20 paid

thanks for the space Amy and Jon - i am reading your diary and you are doing just great.
tell us where your going to and from and some of us will have a look for you if you like

amyandjon

ooo im from yorkshire woo hoo i love it.... im tired now i cant make sense my heads all a shed lol :P nighty night x

amyandjon

Grrr i an so damn fed up today i could cry..... credit card are charging my oh 140 intrest its just ridiculous !! im fed up of it i feel really disheartened by it all and the snowball calculator is 2 years out on our loans because its saying 2015 when the loans end 2012 !!!!!! so that depressed me even more grrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr i could reallly scream ive just had a rant at my mum about my brother lol she will speak with him grrrrrrrr grrrrrr grrrrrr i feel just like i dont know