Amy and Jon bite the bullet to get debt free.....

taxi73

Not been too bad ..thanks for asking.It becomes very addictive paying off debt...LOL...

McKneff

yes, you keep your own number. i have also just founnd out that if you rent the line with BT is cost approximately £11. odd per month but if you transfer it to sky it costs only £10 per month so you have everything on one bill
and if you do go on to skytalk,(sky, broadband and sky talk) which isstill only going to cost you £22 or £32 with BT lines all calls to the sky call centres are free to sky talk customers but chargeable to non sky talk customers (sky used to be 0870, which was about 8p a minute for everybody, its nice that they are giving something back. i am quite enjoying your diary and cant help getting excited for you
can you imagine how you will feel when you pay your last £20 off your last
£20 debt. its euphoric

amyandjon

aww in that case il get jon to do that, its just jons work number is the house number he would be relutant to be doing something i have become quite a geek with this lol i was almost excited because i have a 99.00 on the end of bill thanx to paying a little a day hehe ...... its nice to stay positive for debt.. we decided instead of saving for wedding lump all teh cash on to credit cards pay them off and then in about 6 months look at a 0% balance transfer that gives 12 months on purchases to do the wedding i reckon we could potentially put 600 quid pm on debt if we work really hard ..... yaaaaay ..... the futures bright :P awww and thank you annie have you got a diary ?? i do like a good read i find it nice to see how others are doing at the end of the month il put a full tott up of debts eeek :P a big number obviously xx

WorkingHardDFW

Great diary and good to hear you sounding so positive.

I've got to say that we're with Sky and pay £45 pm for a Sky TV package, top broadband and all inclusive calls inc line rental. Much cheaper than previosuly and very realiable. We kept the same number so the only change was the price reduction

Have you thought about keeping a spending diary. I've kept one for this year and its been fantastic. Its really shown us how we crept into debt (I know £52k of creeping). To my mind getting DF for us has been about understanding how we spend our money (spending diary) against what we can afford (budget). Using both of these things have been invaluable to getting our heads around why we were in debt and how we change that!

Good luck on your DF journey :cool:

amyandjon

Hello thank you working hard.... i must say your diary rocks though definatley like a good read... il definatley start using a spending book sounds intresting.... just sold some bits on ebay made 200 quid woo hoo... so thats nice.. next month i should get 64 pound back pay i will contact sky today re full package what a great idea :P i dont know when our bt is up for renewal... at mum and dads hijacking the electricity for ironing and using there sky movies haha what it is to be debt free lol :P i surprise myself at how shocking i am with saving money i get my buzz from paying a pound on a credit card ontop of my minimum payments and lump sums.... im going to create my signiture later when i work out how much me and oh have cleared woo woo x

amyandjon

OOOO Im overlyexcited me and jon bought some little stationarys to create a to hand book for our debts and later we are shredding old bills and reorganising my newly cheap bought debt file wooo hoooo.... fun :P ..... im going to work out our overall debt then il add it then il sort out what it is to date wooo wooo :P and update it monthly :P woooooooo

amyandjon

aw my god !!! im in shock and aww of the bigger picture ARRRRRRGHHHHHHHHHHH

amyandjon

Ok ok ive changed it feel better now

Parsley_2

Hi Amy,

I joined last night and just discovered your diary. What a lovely read. It's great to see you so positive about things and enjoying getting rid of your debt. Very inspirational. Thanks for writing it all down.

You make me want to start one myself but I know I'd never keep it up so I hope you don't mind if I follow yours.

:A

amyandjon

Hi Parsley,

Glad you enjoyed the read and i'm delighted i inspire you, i look forward to reading your diary, please start one as you will find this forum can become very addictive, how long have u been on your DMP? i hope this is working out for you....i find the payment a day forum great because i like to spend therefore just paying a pound on each of my debts makes me feel like i am doing somehting everyday, at this current time me and oh are playing with our new account book and pink stickies, makes us feel very organised lol :-) we can be DFW buddies lol