Amy and Jon bite the bullet to get debt free.....

supersavershal

http://forums.moneysavingexpert.com/showthread.html?t=539153

I think that is the correct address, im not very good at pasting.

amyandjon

hey supershal ive subscribed to your thread hehe we can battle debt together now hehe i was lamost tempted to blitz my bedroom and buy stuff at laura ashley but il wait grrrrrr im too goood :P

supersavershal

Have a great time in France.
Ive booked my holiday to Ibiza next year, I know I shouldnt when Ive got debt but Ive been doing the mse thing for over a year and this will keep me going.The difference this time is I will pay for it in cash and not on plastic.
I dont know about you but we get the back pay from our payrise this month backdated to April.It wont be a great amount but its something and im putting mine straight in my e-saver, ive decided to save up good amounts and pay big chunks off, will still be doing the payment a day challenge etc but think I will enjoy it more when I see a big wedge come off the total.
When I look at the start of my diary I owed a very small amount on my cc its not a big amount, that isnt because Ive got more debt its because I moved a lot of our balances to one card for lower interest.

amyandjon

Hello hello i did write a big reply but it did something stooooopid !!! grrrr anyway only going to france for a few days because we need it really before i start really do some kick !!! debt busting lol anyhow im going to be making some reading of your diary i wish i could get a 0% credit card or a lifetime balance credit card grrrrr it would help hehe x

amyandjon

well what a wonderful day good news all around im getting my bank charge reclaim deposited into my account in 14 days as is oh although hes not sure on the figure he thinks its a little low considering how many he has had ..... anyhoooo..... total will be toether 923.42... could be more if oh gets it... im putting it straight into saving for wedding adding an extra 76.58 to make a rounded total of 1000, we are aiming to get 2000 saved before xmas, so halfway there .... we will have to save a minimum of 250 pm to do it... so we will aim for extra just to boost the saving total..... yippee once ive reached my wedding saving total il be doing some serious kick !!! on the debt but at the moment the wedding is the one thing i want .... we are going to work really hard to save 500 a month giving us an extra grand in front so wooo hooooooooooooo :D :j :j :j :beer: :T

supersavershal

:T :T This is brilliant news! Have you checked your account when I had a letter saying this the money was allready sat there.Your lucky to get them back at the moment most cases are suspended until after the court case.
Your wedding fund is growing by the day.You will soon be a mrs.:beer:

Bargainfinder_3

Hi Amy, just been skimming through your thread; well done you!! You sound very determined:) I got married 2 years ago, and we did it on a budget. Have a look round for shops that sell out of season wedding stuff, I got my bridesmaids dresses for £28 each, would have been over £100 at BHS the previous year....!! I'm going to add you to my faves if you dont mind! x

amyandjon

supershal hello, yes im so pleased and ive taken the intiative to let my mum handle the savings at the momemt my isa is internet access i can transfer between and ive seen what im like i could soon dwindle it away now my mum will tell me straight i cant have it back once its in her savings until the month i require it all haha... awwyes im very very pleased its reallygiven me the boost i need woohoo il be even more boosted if i have a total of 3 grand sat earning intrest te he woo woo....... xx hows your day ??

Barginfinder hello hello... good news i was meant to get married this weeked we postponed so i already have my bridesmaid dresses paid for my wedding rings my dress my shoes my tiara veil etc etc all i need now is to pay the church the reception, food and some other dwindles... my bro will dj so its free..... hehe the room is free because they are providing the food. friend making the cake, cheap photographer from ohs work and they we are creating our own album..... i dont mind you adding me to faves i enjoy some good banter the dfw journey can be a lonely one at times when you wana just spend spend spend hehe ....... watching 60 min makeover hehe ive done my econed 20 min interval on cross trainer aiming to do as much as poss i want a good loss thursday hehe hows you barginfinder tell me abit about you x

Bargainfinder_3

Hey, cool cool, glad you've got it all paid for, sorry you had to postphone. When's the new date? (Sorry if I missed this from earlier!)

http://forums.moneysavingexpert.com/showthread.html?t=1091081 is my thread, my story, my fingers aren't up to typing it all out again lol!

What colours are you having for your wedding? ooh I remember the excitement of planning it all, enjoy it wont you xx

Bargainfinder_3

hey, I also keep up to date on this thread http://forums.moneysavingexpert.com/showthread.html?t=1043247

over eat and over spend... !! Well done on the cross trainer, I just got borrowed a trampoline from my sister, planning on doing 20 minutes in front of the tv each night....(while my hubby is NOT around to laugh at me!!)