Getting to know you........

rosieben

elf06 wrote: »

so far so good here thank goodness! Sunny all day but very windy. Where about in Scotland are you?? (If you dont mind me asking)

I'm not in Scotland, I'm in Gloucestershire which was wet this morning, but drying out a little now I saw the forecast earlier which was showing heavy rain storms for huge parts of Scotland; hope you're lucky and escape it. hope your lo is better soon too, its such a worry when they're so small

elf06

Ah ok i see. Thankfully they almost always get the weather wrong for us saying that I wouldnt mind some of the thunder storms everyone else seems to be getting! Wee man is on the mend thankfully so just need to get rid of it myself and then all will be good again.
Thanks

poolygal

Hi,

The title says it all really. I've been reading this site for a while now and have seen so many useful tips and inspiring stories, that I've decided to join you properly and become an old style queen! I don't have the highest paying job in the world, but I'm not badly off and I'm not in debt. However, the costs of being an adult - home improvements, bills etc - are really adding up so I'm looking to make little changes so that I can comfortably afford all that is necessary and have a bit more cash for fun things, like holidays. If I put my aims down here, hopefully it'll be the push I need to stick with it!

So far, this is what I've accomplished:
* Changed electricity from economy 7 to a regular tariff. I'm sure this will work far better for me, and I hope to see the difference after the winter
* Worked out a few more things in the supermarket that are OK in the Value range. I admit to being a bit snobby in the past, and for some things I still will be, but it's all about small changes, right?
* Using my freezer better to take advantage of special offers and buying larger packs of e.g. mince
* Bulk online supermarket shops - yes, I pay for delivery, but if my cupboards are full I visit the shops less, and I can take advantage of e.g. 5% off 6 bottles of wine
* No cracking open a bottle of wine if I'm on my own. This is going quite well. My wine rack stays fuller for longer and I feel healthier.
* Restaurant vouchers. Fabulous.

Changes I'd like to make:
* I just seem to waste money on pointless little things, but can't figure out where. Methinks a spending diary is needed.
* Taking out an amount of cash and living on just that for the week. I'd love to be able to do that. I think I might need to start leaving the cards at home.
* I do throw out some food, although it is less than before.

Hopefully I'll be able to chip in and help and encourage some of you sometimes too. I'm a bit of a demon in the kitchen, looking forward to experimenting with some economical meals.

So, there it is. Now it's written down, I HAVE to start economising. Feel free to slap me if I fall off the wagon!

louboutingirl

Hello everyone!

I'm a newbie!

I'm 26 and work full time for Barclays (don't start kicking me out just yet!) I live in Devon with my gorgeous OH and we are getting married in 6 weeks!

I have come on this site for some fab hints, tips and inspiration for saving money, and clearing my very nasty £2200 credit card balance which to me is very huge and scary..

Everyone here is great and through my past few weeks of lurking have already picked up some invaluable advice.

LG x

iblametheparents

louboutingirl wrote: »

I have come on this site for some fab hints, tips and inspiration for saving money, and clearing my very nasty £2200 credit card balance which to me is very huge and scary..

I hope that's on a staff Barclaycard haha.

louboutingirl

Kneale wrote: »

I hope that's on a staff Barclaycard haha.

Why yes indeed!

Just transferred it and got my 0% for 12 mths then flexi-rate. Very proud of myself for actually cutting up the card the minute is fell through my letterbox and setting up DDR for more then min payment. I can just feel my halo and wings sprouting now :A

LG xx

WEEGIE

Hi all, I'm WEEGIE, live in Aberdeen but originally from Glasgow, been on MSE for a while now, will find me in the Arms most nights.

Trinny

Hello All

I am a newbie since April and for some reason - only realised that this post existed tonight - go figure???!

Any way - some of you know how i got here and in a nutshell i am married to OH ( 2nd marriage both) and we both fought to sort out and pay off huge debts carried over from divorces when we met - need to start MFW now but thats another days march.

Just on our feet - the shabby thread know that our house is totally furnished with hand me downs and cast offs from other people.

The shopping thread know that we are trying to cut our household spend - partly because we have a house which needs new wiring and heating and decorating etc - think unchanged since the 1960's :eek:

Just want to say thanks to everyone who has helped me to become OS - i have learnt to cook,meal plan, budget, product test, and buy the cheapest fuel - all because of MSE - and i know there is lots more good stuff to learn - so thanks for the recipes, meal plans, freezer building blocks, fly lady etc it all helps

I live with OH and a much loved hungry cat - almost twice the age of some of the younger members - and ashamed to say - still need to learn a great deal.

I guess i am here -because i have no one to hand this information down to me - and i dont want to miss out learning OS ways

be patient with me

Best wishes

Trin

SunnyGirl

A big hello & welcome to all new members :wave: You'll find this site so useful but very addictive at the same time :rotfl: Looking forward to 'seeing' you all.

cyclingyorkie

hi - been here about 6 weeks - and agree - it's totally addictive! Loitering mainly in old style and christmas preparations!

Live in York with OH and 3 teenagers - sadly DD1 has severe ME which makes life a bit out of the ordinary!

Looking forward to chatting to you all!:beer: