Cheapest NEW small cars in the UK

MrsE_2

danny69 wrote: »

How come people think that older cars are unreliable? I have had my car for 2 and a half years and it has cost me hardly anything, just a few things at MOT time and servicing. You say she wants new as opposed to nearly new (6-12 months old) because it will have the latest safety in it. What happens once she has had the car for 6 months? She will be in the same position as if she bought nearly new! I still cannot see the point in this thread. Somehow you get the idea that it will be cheaper to run a new car than an older car due to all these breakdowns they have?????? Also, why is the cost of insurance relevant to the calue of the car? You said something about 66% more expensive, yet the car is woth 400% more. I dont understand what you are getting at. I mean, if you compared a £50 car to a £5000 car then obviously the insurance would be proportionately more expensive than the value of the car! I like also how you assume your daughter to be a careful driver or whatever you said, how do you know? She could be a right girl racer for all you know!

Also, your arguament about the Fiesta and the KA doesnt make sense. Im pretty sure the monthly payments on the KA would be far more than it costs to run the Fiesta. As I said in the above paragraph, a lot of people assume that older cars break down all the time and rack up huge repair bills. I would much rather have a car than has got a couple of thousand on the clock, already depreciated by a third for the first owner, and all problems when new have been sorted.

And that is YOUR choice, no-one here (least of all me) is throwing it down your neck that YOU should buy a new car.

You buy what you want, she will buy what she wants.

I won't tell you what to do with your money, please don't presume to dictate to me.

I'm not answering anymore of your posts.

You keep answering questions that I'm not asking, I don't know what part of that you don't understand.

tinkerbell84

Yes. So the cost of the car (which is directly related to age) would have almost doubled my insurance costs.

MrsE_2

danny69 wrote: »

Mrs E, how about applying your day cream and going to weight watchers with your daughter, as you said you were looking at doing. end of.

How about you grow up & learn the rules of the road.

I don't know what you think you are doing dishing out unasked for advice on a motoring forum when you can't even obey the rules of the road.

tinkerbell84

try and insure her on a brand new ferrari compared to an old banger

MrsE_2

tinkerbell84 wrote: »

Yes. So the cost of the car (which is directly related to age) would have almost doubled my insurance costs.

I'm confused, the cost of the car does not vary with your age?

MrsE_2

tinkerbell84 wrote: »

try and insure her on a brand new ferrari compared to an old banger

I wouldn't try & insure her on an old Ferrari

danny69

tinkerbell84 wrote: »

try and insure her on a brand new ferrari compared to an old banger

Thats what I was thinking after what the OP said about insurance not been proportionate to cost of the car. Buy the most expensive car you can afford, that way the percentage of insurance compared to car cost would be a lot lower.

Idiophreak

MrsE wrote: »

I'm confused, the cost of the car does not vary with your age?

Not *your* age, the age of the car...hence older cars are cheaper to insure than newer cars...

MrsE_2

I really cannot understand the posts from a three of posters on here.

A simple question was asked & lots of people were really kind & offered great advice.

A couple of posters seemed to think that because they don't buy new cars no one else should.
Where all the second hand cars would come from if people stopped buying new & trading them on I don't know, but they fail to see that.

Another poster seems to think if you can't afford to pay in cash upfront you shouldn't buy a new car.
New cars are not just the preserve of the cash wealthy.
If you can source a good finance deal then good luck to you.

A big thank you to all the helpful replies, those that were bored & just wanted to troll about & cause trouble, "the arms" is on another board.

MrsE_2

loaner wrote: »

It's a moneysaving site, so people are just telling you that buying new on finance is the most expensive way to buy a car.

Its not if you get 0%

I work in finance, so I do have a fair idea of the costs of loans & how finance works.

Thats why I can also look at the bigger picture of 3 to 5 years of motoring & factor in the savings as well as identifying the costs.