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Single and in debt.

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  • makeup
    makeup Posts: 1,633 Forumite
    Hi All

    SlayerX - congrats on passing phone interview and good luck for the face-to-face.... and a :mad: for the unsympathetic bank! Did you ever take out payment protecction???

    Ossireo - on my freecycle there was a discussion on this very topic. Some people like to leave it a while as not everyone is on their computer permanently so you give a chance to people who maybe access emails at library or internet cafe. Then you can pick, sometimes it is for a charity or similar so you may feel you want to give to them. I personally would go for someone who seems keen to get it and mentions specific times when they can collect (assuming this fits in with you) I've only got stuff off freecycle, never given anything but I think half the fun is picking someone. When I email for stuff I always try and give a good reason for getting it, offer specific times to collect (asap) and try and be polite and grateful...not sure it always works but I think it gives me a decent chance of getting something.

    I've had, in some ways, a really healthy evening - I rode my bike from work to the cinema, then we walked to the restaurant and then I rode home again, which is loads more cycling than I normally do.....however I had chocolate at the cinema and we went to GBK for a lovely burger so feel have cancelled out cycling.....
    I've got my own flat :j:j

    Now I have to pay the bills :eek:

    And feed my interiors addiction ;)
  • Ossireo wrote: »
    Have any of your Freecycled? How on earth do you pick who to give the item to??

    I have - everything from old videos to a large telescope!

    In terms of who they went to, the first time I gave them to someone who said they could pick up a bag of videos and be there in half an hour. I thought, "How nice" as everything was really quick, I got rid of some stuff I didn't need and my hall cupboard was cleared very quickly.

    However, every time I put something up, the same person would be in touch, "I can be there in half an hour" with some standard line about, "I'm a really big fan of..............." (insert to suit item being freecycled!). On the Sunday, I then saw all my stuff being sold at a car boot by the person who seemed so honest and nice :mad: I don't think I would have minded had they been honest and said, "I'm going to sell it if you don't mind", but when you choose them over (in one case) 40 or 50 other people who appear to really genuinely like and want an item, it does make you a bit annoyed.

    I kind of fell away from freecyce after that as I felt a bit 'dirty' (probably the wrong choice of word!) and used and a bit like they were taking me for a mug. Ooooh, 'freecycle made me feel cheap' would make a great tabloid headline, wouldn't it?!

    The converse to that is that anything I've received, I really have been grateful for. My Mum got a new lawnmower for her new house (which had a lawn which she's not had for about 15 years!), and I also received some magazines which were fairly specialist (architecture, not adult!).

    It took a bit of trial and error to recognise a genuine from a slightly dishonest request. I don't mean to put you off and maybe you don't mind someone selling your stuff, but I was just suprised that some people aren't as honest as I am (hm, no 'halo' smiley here to insert)
    Almost debt-free, but certainly even with the Banks!
  • sarahb123_3
    sarahb123_3 Posts: 2,767 Forumite
    Lula-Hula wrote: »
    Hmmm, this could be the root of my problems ... too picky :o ; sometimes even the tiniest most insignifcant things just grate on my nerves & although I tend to ignore/overlook whilst the passion is hot... as it wanes the gratey thing just grows & grows until it becomes completely untenable :mad: .

    I know exactly what you mean, but it does depend on what you would find grating. For example waht she says is that you may have on your list "must have full head of hair," but what if he has "large breasts" on his list. Then it starts to feel unfair, because you may be the perfect person except for matching that bit.

    So some things are negotiable. But obviously, others are not, e.g. picks nose in public, no sense of humour etc. So you have to re examine what you are looking for and see what can be overlooked. For me, I have loads of things, but I suppose that only kindness and intelligence are non negotiable.

    Agree about gratey things though, if it annoys you in the first flush, it's hardly likely to get any better.
    Pay/save £20k in 2010 £5888.75/£20,000
    June Mini target 0/5lbs Total 23/40
    Ebay profit 2010: March £207:) April £95:) May £130:) June £0 Total £432:j
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oooh thanks for that insight bathgatebuyer,

    it never occurred to me that people would take freebies & then sell them on :mad: that's put me right off so I'd rather just give it to a local charity shop. Love the potential headline by the way :T :rotfl:

    lula xx
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hmm good point sarah,

    it hadnt occurred to me that I may not be perfect :rotfl:

    *heads off to redo list with 2 columns - negotiable & non :rolleyes: *


    G'nite all
    xx
  • Ossireo
    Ossireo Posts: 573 Forumite
    I'll agree with you on that front BGB, I have always been a hugely cynical. The majority of mums unwanted stuff I have arranged for a local charity to collect as I 'know' that they do give it to deserving cases that are 'vetted' for want of a better way to put it :) Trouble is they don't take washing machines! Hence listing the washing machine .. had 23 repliesto work through in 1 hour! The one I ended up picking was a lady who had mentioned they would love it for someone they have helped to house through her work and could pick it up tomorrow .. didnt really delve much further then that. Ultimately trying to look at it more from the angle that we have got rid of it and sooner the better :rotfl:
  • I'm cynical by nature! I once had a Uni lecturer (who was a cantankerous, evil, sour-faced old git) tell me that a 'true marvel of the modern world was the level of cynicism in one so young' about me!!! :rolleyes: (Glad I'm good at something!)

    Perhaps that explains my being single? Cynical or realistic or just a bit bruised by experience? Probably a bit of all three ;) Just a wee sensitive thing who has a hard shell I like to think - very few people get to see that in me!!
    Almost debt-free, but certainly even with the Banks!
  • Lula-Hula wrote: »
    Hmmm, this could be the root of my problems ... too picky :o ; sometimes even the tiniest most insignifcant things just grate on my nerves & although I tend to ignore/overlook whilst the passion is hot... as it wanes the gratey thing just grows & grows until it becomes completely untenable :mad:

    You've got every right to be picky! My former gym instructor dumped someone because he trned up for a date in a brand of shoes she didn't like and he seemed 'too keen' :eek: I yearn for a man who's over-enthusiastic for me. This was all about 3 years ago and recently when I met her she was sporting a wedding ring and talking about 'her husband'. Not the same guy, but she never compromised on what she wanted. Now she was with a slightly underenthusiastic guy with great trainers.

    I know a friend of mine has just went back onto some of the dating websites and, like me, doesn't exactly have high hopes with these things. I tried them a few years ago and I had about 2 responses. There was a really nice guy on there I knew from my gym and I sent him a 'oh hi, I had no idea you were single' message which he responded to and was quite chatty with. I really liked him! I bumped into him recently on the bus and he came over and sat with me and we had a good chat. Then he mentioned, ".....my girlfriend....." and all I heard was 'yada.......yada...' after that. Turns out she's from Outer Mongolia. No joke! If it's not hard enough trying to find a single man in Edinburgh that I actually like, I'm now facing competition from Mongolia :p He was seriously the last guy I really fancied. Now I can barely raise interest!
    Almost debt-free, but certainly even with the Banks!
  • TDQO
    TDQO Posts: 807 Forumite
    Calm down ladies, I know you want me ;)

    I got into work and my boss is here today (first time in 6wks!) and he immediately said that not one but two mining companies really want me for their projects :T :j :beer:

    It reminded me why I picked such a specialised degree... Anyway, I've been trying to phone the one I want the most all morning but mine managers are notoriously busy people. I'll give the other one a call tomorrow if I don't hear by then.

    On other fronts I haven't really done anything, it's been 40 degrees here over the weekend! I'm going motorbike window shopping at the weekend after I get my license sorted :D

    On the cynical front: Yes I am incredibly cynical! I do like to give people the benefit of the doubt first time around but unfortunately am often proved to have been right when they let me down.

    On the picky front: It really annoys me when people are so damn picky! I'm really quite easy going about someones appearance and body shape etc as long as we connect mentally. I don't care if she has tiny boobs or wears combat trousers to the pub as long as we have a wicked time together (and the sex is good of course;) )
    The size of a glory hole in an open pit should not be greater than the cross-section of the haul trucks that dump into it. Otherwise, you are bound to lose a truck, sooner or later. Source: Sergio Cha

    I'm sorry for the demon I've become but you should be sorry for the angel you are not.
  • mags33_2
    mags33_2 Posts: 249 Forumite
    hi guys

    hope your all well

    mags is on holiday :j :j :j

    iv been paid :j :j

    iv been food shopping and i was in there for 30 mins and iv came out without enough for 30 dinners as im making two lots of different pasta dishes as i could live on pasta and i split it all up and freeze it so for my 30 dinners it cost me drrummmm rooollll please £27.99 yup i finally got half decent stuff for under £40 because i took my time and looked.

    i have to go to another hospital as im being referred to colposcopy :( again sniff sniff but its at the back of my mind and i aint worrying about it as iv been worrying far too much lately

    hope your all well.

    i also got my letter of confirmation of old account being closed and when by vodafone and i faxed it to allianz insurance yesterday.

    xx
    :mad: sometimes my debt panics me..... EVEN after 4 years or so.

    I will be free in less than three years with a trust deed - my only option as debt management was taking too long :(
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