Single and in debt.

makeup

I know I know, you are all soooo right. Lula - I completely agree with you! I think one of the reasons I was so cross about the whole thing is that I really don't believe in going back, onwards and upwards and all that!

I think I just got seduced by the idea of not having to go through the hassle of getting to know someone else and the familiarity etc I also seem to have that ridiculous idea in my head that he had changed...... I remember when I started seeing him, one of my friends at work (who is in her 60s) said to me, 'you can't change a man...I've been married for 37 years and the things that annoyed me about my husband before we married are still the same things that annoy me about him! :rotfl:

He is one of my best friends friends and he is going on My Single Friend and she is writing his profile...he's some kind of schedule that he wants to get married and have kids in 2yrs....

Well I need to seriously get on with my decluttering before my room explodes and I get crushed under a pile of Vogues....I think I could end up being one of those reclusive old ladies whose house has burned down in a fire because she has stacks and stacks of papers throughout....in my case would be Vogue, Elle and other random magazines... thank goodness I don't have a cat or I would be a walking talking cliche!

makeup

Hey Mags

Great news!!! I bet you feel really chuffed with yourself - as you should! :j

It is just sooo painful to get what you are entitled to sometimes.

I had to claim statutory sick pay once on a casual job I was doing. They didn't want to give it to me and it worked out to be about £120 but in the end it was the principle, took nearly 6 months but got there in the end.

So I can totally sympathise spending ages on the phone to every Tom !!!!!! and Harry having to explain yourself a million times over!

Have a fab weekend!

fizz26

Hi im new here today too. Im not single but i do have the debts from when i was a single mum. Im trying to pay them off bit by bit, Day by day, I do ebay to pay a bit extra on what i pay now Im hoping to be debt free by may 2011.
Hope your well Fizz

mags33_2

makeup wrote: »

Hey Mags

Great news!!! I bet you feel really chuffed with yourself - as you should! :j

It is just sooo painful to get what you are entitled to sometimes.

I had to claim statutory sick pay once on a casual job I was doing. They didn't want to give it to me and it worked out to be about £120 but in the end it was the principle, took nearly 6 months but got there in the end.

So I can totally sympathise spending ages on the phone to every Tom !!!!!! and Harry having to explain yourself a million times over!

Have a fab weekend!

thanks makeup

i was ready for just leaving it and learning a lesson from it but i thought you know this is my money okay i should of noticed but still at the same token its mine so the guy was really nice and he typed the letter when i was on the phone and said any problems to call him back.

if it was this time last year i would of jusr cancelled the dd's and forgot all about it but NO this is a new me and a new year

you have a fab weekend as well

mags33_2

fizz26 wrote: »

Hi im new here today too. Im not single but i do have the debts from when i was a single mum. Im trying to pay them off bit by bit, Day by day, I do ebay to pay a bit extra on what i pay now Im hoping to be debt free by may 2011.
Hope your well Fizz

hi and welcome

well done all you can do it pay what you can afford and every little bit helps.

this site has taught me loads and i just wish i found it earlier but i had to get my head out the sand first

jenevieve

Thanks Lula-hula for your reply. You are right, I could cut my food bill right down. It's a bit difficult because the lovely person I share with (as far as I know) has no real money worries and although isn't extravagant at all - she likes a bargain as much as the rest of us - isn't having to watch money as much as me.
I'm toying with the idea of maybe telling her a bit about my money situation so that she understands why I am being stricter with my cash - or I might just suggest taking over the cooking & shopping a bit more under the guise of losing pounds and being more organised etc......
I'm just so embarrassed to tell anyone in my 'real' life; I couldn't bear anyone to be disappointed in me as much as I already am

Added to that, I got a bl***y parking ticket this morning. So that's £35 gone down the toilet!!! I thought I was in a 2hr space!!!:mad: :mad:

If anyone works out how to clone that 30-something man without baggage - could I have one too please?;)

Slayerx

Thanks for all the support here.

I'm off to a job agency on Monday hopefully then can find me something.

makeup

jenevieve wrote: »

I'm toying with the idea of maybe telling her a bit about my money situation so that she understands why I am being stricter with my cash - or I might just suggest taking over the cooking & shopping a bit more under the guise of losing pounds and being more organised etc......
I'm just so embarrassed to tell anyone in my 'real' life; I couldn't bear anyone to be disappointed in me as much as I already am

Added to that, I got a bl***y parking ticket this morning. So that's £35 gone down the toilet!!! I thought I was in a 2hr space!!!:mad: :mad:

If anyone works out how to clone that 30-something man without baggage - could I have one too please?;)

That is a good idea, one of the benefits of cooking from scratch is that you know exactly what is going into your food (as well as being cheaper) so you could easily sell that as an idea rather than saving money.

I think you would be surprised if you did speak to other people that you aren't the only one in this situation. Don't feel you have to tell other people though, it is really up to you....but don't get caught in the trap of keeping up with other people and spending a fortune when you don't want to.

:mad: for the parking ticket!!!! :mad:

Hey Fizz - nice to see a new person on here!

mags33_2

jenevieve wrote: »

Thanks Lula-hula for your reply. You are right, I could cut my food bill right down. It's a bit difficult because the lovely person I share with (as far as I know) has no real money worries and although isn't extravagant at all - she likes a bargain as much as the rest of us - isn't having to watch money as much as me.
I'm toying with the idea of maybe telling her a bit about my money situation so that she understands why I am being stricter with my cash - or I might just suggest taking over the cooking & shopping a bit more under the guise of losing pounds and being more organised etc......
I'm just so embarrassed to tell anyone in my 'real' life; I couldn't bear anyone to be disappointed in me as much as I already am

Added to that, I got a bl***y parking ticket this morning. So that's £35 gone down the toilet!!! I thought I was in a 2hr space!!!:mad: :mad:

If anyone works out how to clone that 30-something man without baggage - could I have one too please?;)

hi you dont have to tell anyone of your situation but i have told two of my friends and a work colleague as i feel if i had no-one to talk to then id never ever sleep id be awake 24 hours a day worrying. my friends are supportive and no if i cant make anything not to push me into saying yes

im ashamed of the situation im in but im trying my hardest like everyone else to get out of it

HeWhoDares

Hi all! :hello:

SuSu here (still masquerading as HeWhoDares). Re the whole "tell your friends/don't tell your friends"... I'm very open about so-called taboo subjects, so when it came to talking about my debt, I told my my friends, my family and my colleagues about it because I was proud of what I was doing to clear my debts.

I'd set myself some pretty steep challenges (in the first year I cleared £1,000 a month :eek:) and found it easier to stay on track if everyone in my life knew what changes I was making and why. A few of them asked how I'd managed to get in such debt (about £27,000) and I told them the truth - 10 years of over-spending every month. Nobody judged me and everyone was really supportive, and they still ask me for updates on my "master plan"

However, I know this wouldn't work for everyone, but what I would say is while you don't need to tell everyone, you should tell someone you can trust. It really does release the pressure. I used to lose a LOT of sleep about this, but now daydream about how I'm going to furnish my house! I won't be in a position to buy a house for a good 4 years yet, but I've redesigned my kitchen several times :rotfl:

'kay, gonna go now - it's bathtime for the nephews :A Catch up with y'all later