Single and in debt.

runmichellerun

TDQO wrote: »

Aaaargh I'm back in Oz. Got another job offer though

Hope you ladies aren't having too much strife... or buying too many shoes!!

On the bed thing: it's definitely no.3 as this is exactly what I do

Congratulations on the job offer!! :beer:

And thanks for giving the male opinion on my situation. Makes me feel much better...

Ossireo

God I want to let out a big fat sigh! Feels like one step forward 5 steps back in regards to my debt. I had to reduce my DMP payment to £70 from £105 following my gas/electric being increased from £33 a month to £108 (against CCCS advice I reduced my grocery budget and have no clothing or emergency or car fund JUST so I can make payments for my debts). Now none of my creditors have accepted the new payments, they all want about £20 more then offered, and as they have not accepted the payments, they have lumped the interest back on and I am back to worse then I was when I started :mad: There is a cynical evil part of me that feels like just making token payments until I find a damn job, at least they may default me quicker and I can at least get a little more food instead of scrounging off others :rolleyes:

mags33_2

Afternoon all work is a nightmare

Still fighting with this insurance company as i still feel they should give me something back as i aint paying for fresh air

With regards to the st johns wort the only thing about this its interacts with some contraceptions so be careful when using it and make sure you read up on the info sheet i work for family planing so we got a big three page thing on it a few years back

hope all is well

Ossireo can sympthise BOS/halifax has lumped so much into my debt that im now over what i originally owed and i need to change my signature as thanks to that i aint gonna be under 20 grand im really foofed off with them as its taken them two years to do this the b's :mad:

Ossireo

Hope your day gets better Mags :A

The more jobs I apply for the more unskilled I feel, after working so many years I feel I have very little to show for it and without the ability to 'sell myself' I feel rather doomed lol Got an appointment with my advisor tomorrow so going to get on an ECDL course so I can at least 'show' I have PC skills :rolleyes:

mags33_2

Ossireo it looks like you are taking the right steps. I know with where i work experience isnt even looked at you could of worked here for 20 years but if someone comes along with the right skills then they get the job before experience.

Good luck

sarahb123_3

Ossireo wrote: »

God I want to let out a big fat sigh! Feels like one step forward 5 steps back in regards to my debt. I had to reduce my DMP payment to £70 from £105 following my gas/electric being increased from £33 a month to £108 (against CCCS advice I reduced my grocery budget and have no clothing or emergency or car fund JUST so I can make payments for my debts). Now none of my creditors have accepted the new payments, they all want about £20 more then offered, and as they have not accepted the payments, they have lumped the interest back on and I am back to worse then I was when I started :mad: There is a cynical evil part of me that feels like just making token payments until I find a damn job, at least they may default me quicker and I can at least get a little more food instead of scrounging off others :rolleyes:

What a horrible situation, what happens if they default you? How long is the DMP for?

makeup

Sarah - you are v. bad. Last night ordered two pairs of boots...in the 70% off and they mightn't both fit so will probably return one or both.

I used to have rubbish PMT and the worst thing was - I never realised at the time. I would feel really awful and cry at everything, a week later I'd get my period and go 'of course - I wasn't losing my mind after all'. .... I'd then forget this the following month. I never found anything to fix psycological symptoms but am now on implant, had bad symptoms for 3 mths but now nothing at all and have been using it happyily for 3 1/2 yrs now. No more PMT / PMS :j :j

On TV last night they were advertising a new film called 'He's not that into you' based on the book. I'm looking forward to seeing it - will have to go with single pal though!!

I'm seeing ex tonight, we're going swimming so at least if turns out badly I will have done some exercise this week! :rotfl:

sarahb123_3

SuSu1871 wrote: »

I've just had an email from Waterstones saying the book has been shipped out! Should be here in 3-5 days :j

Just checked emails, mine is on its way too :j I did think that article was very interesting and helpful, although it has forced me to spend £78 on shoes.:rolleyes: (but they were an investment). I just hope the rest of it is as useful, am looking forward to reading it. :j

Ossireo

sarahb123 wrote: »

What a horrible situation, what happens if they default you? How long is the DMP for?

My DMP when I was paying £105 a month was 123 months now I am paying £70 a month it is 185 months :eek: As far as I know, if they default me then when it gets sold to a DMC at least the interest stops etc I think, really not sure

sarahb123_3

makeup wrote: »

I would feel really awful and cry at everything, a week later I'd get my period and go 'of course - I wasn't losing my mind after all'. .... I'd then forget this the following month.

Oh, this is so me! I forget every time and wonder why I feel so down. Glad it's not just me!