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Single and in debt.

1207208210212213535

Comments

  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hey, I'm not going anywhere,

    you guys are my friends :iloveyou: all :D . It'll take more than one naughty week end to dislodge me :p .

    Had a pleasant evening last night & thanks for all the chat tips, I didnt need to worry as the usual people were there so it was just a case of catching up & chatting about stuff going on locally. Very tired & grumpy this morning though & relieved that I can stay in with you this evening ;)

    bye for now

    Lula xx
  • eco
    eco Posts: 1,147 Forumite
    Part of the Furniture Combo Breaker
    Hi All,
    Lula you lucky thing, anyway i've no exciting news to report, so i thought I'd just bore you to death with my ramblings, after having Monday and Tuesday off work i'm now back with the nutcases trying to make some sense, the lads have farted in my office and objected to been sprayed with pine airfreshner when I caught them, I long to work with people with more than 1 brain cell, anyway hope you've all had a good day and it'll soon be christmas, what joy, I'll be back later when I've finished hitting my head on the desk.
  • sarahb123_3
    sarahb123_3 Posts: 2,767 Forumite
    Hmmm.

    Am about to spend £176 on clothes in the sales, a lot I know but I have nearly £400 in Quidco money saved up and it is on clothes I have had my eye on for a while, it's a good sale, I will save £140.

    One of the things is a skirt I really want, in fact I bought it last week at £65 but I took it back as I decided that was just stupidly expensive, it's now £40, another is a skirt I really loved but it was £100, I would never spend that much on one item, but now it is £50. I realise it is a lot of money but these are really good quality things that will last, so I will get lots of wear out of them, and the Quidco money is free:rolleyes: money and I have been saving it for a good spree. I was going to use it next year for treats but I will still have over £200 left.

    What shall I do? I am supposed to be saving money, but I genuinely have been admiring these clothes for a few months and they won't get any cheaper than this.
    Pay/save £20k in 2010 £5888.75/£20,000
    June Mini target 0/5lbs Total 23/40
    Ebay profit 2010: March £207:) April £95:) May £130:) June £0 Total £432:j
  • skint_spice
    skint_spice Posts: 13,559 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I having been having the same dilemma myself Sarah but this is where a good bit of my debt came from so trying hard to resist.

    I WANT this dress for starts and theres 30% off so it seems daft not to but it's thinking like that got me here!
    www.monsoon.co.uk/invt/35233203&bklist=icat,5,shop,women,dresses,smartdresses
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • sarahb123_3
    sarahb123_3 Posts: 2,767 Forumite
    Oh skint spice, that dress is really pretty! 30% off as well:D

    I know what you mean, it's where a good bit of my debt has come from too and I am trying to be more restrained, I did take the skirt back in the first place as I am trying to be sensible, the old me would have just bought all of it at pre-sale prices. However, is it really sensible for me to ignore them at such low(er) prices, as they really will last and it won't go on the credit card? This is of course just shopaholic code for "I want them.":D
    Pay/save £20k in 2010 £5888.75/£20,000
    June Mini target 0/5lbs Total 23/40
    Ebay profit 2010: March £207:) April £95:) May £130:) June £0 Total £432:j
  • skint_spice
    skint_spice Posts: 13,559 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I do those sort of justifications too but I have enough clothes (although I never have ANYTHING to wear). If you are going to buy them then buying them in the sale is the best you can do but can you live without them and how much will this help on reducing your DFD? if it's quite far away then you are obviously going to need some clothes before then though!
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • sarahb123_3
    sarahb123_3 Posts: 2,767 Forumite
    can you live without them

    No........
    Pay/save £20k in 2010 £5888.75/£20,000
    June Mini target 0/5lbs Total 23/40
    Ebay profit 2010: March £207:) April £95:) May £130:) June £0 Total £432:j
  • skint_spice
    skint_spice Posts: 13,559 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well then, go spend my child!
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • sarahb123_3
    sarahb123_3 Posts: 2,767 Forumite
    Well then, go spend my child!


    Done. :D
    I took one thing out so it was £138, am really chuffed:D
    Thanks skint spice, your advice was spot on:D
    Pay/save £20k in 2010 £5888.75/£20,000
    June Mini target 0/5lbs Total 23/40
    Ebay profit 2010: March £207:) April £95:) May £130:) June £0 Total £432:j
  • eco
    eco Posts: 1,147 Forumite
    Part of the Furniture Combo Breaker
    i'm back, clothes are my down fall and like skint i never ever have anything to wear, amazing really there's no room in the wardrobe for anything else, and when my ex left i filled the space in the wardrobe pretty fast.
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