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over spend and over eat
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Hey cmc - I started my own thread as I figured I was gabbing on and on here just a little too much... it shows how much I can babble on as I still have time to write on both!!
B xPersonal challenge: Do without as much as possible to pay off £12k by 07/2009!!!:T
Bluejeans Challenge: Spend less - Eat less! Need to lose [STRIKE]4 [/STRIKE] 2.5 stone (:eek:) then maintain until my concert in Dec!!
Cady's jam jar challenge.. how much will be in the pot?!
Budget: a mathematical confirmation of your suspicions.0 -
Well done Jo!!! You did it, you lasted till pay day!!! So pleeeased for you hon!!! xxPersonal challenge: Do without as much as possible to pay off £12k by 07/2009!!!:T
Bluejeans Challenge: Spend less - Eat less! Need to lose [STRIKE]4 [/STRIKE] 2.5 stone (:eek:) then maintain until my concert in Dec!!
Cady's jam jar challenge.. how much will be in the pot?!
Budget: a mathematical confirmation of your suspicions.0 -
Thanks BF its been a real good learning experience. I love your new avatar.
Jo x1st January 2012 £2500 and 56lbs debts
22nd Oct 2014 £1500 and 42lbs debts0 -
lol, I needed it to remind me!Personal challenge: Do without as much as possible to pay off £12k by 07/2009!!!:T
Bluejeans Challenge: Spend less - Eat less! Need to lose [STRIKE]4 [/STRIKE] 2.5 stone (:eek:) then maintain until my concert in Dec!!
Cady's jam jar challenge.. how much will be in the pot?!
Budget: a mathematical confirmation of your suspicions.0 -
well done Jo - you did amazingly well on you last few £'s. And boo to cash points that charge!!! you know we dont actually HAVE cashpoints that charge in n.ireland, i find it a joke that 1/2 of them do over here!
BF - i like to read everyone's babbling but i tend to just check this thread out on here at the mo as a bit too busy to scour the forum, so please do post lots here0 -
Oh don't worry Emmy - wild horses couldn't drag me awayPersonal challenge: Do without as much as possible to pay off £12k by 07/2009!!!:T
Bluejeans Challenge: Spend less - Eat less! Need to lose [STRIKE]4 [/STRIKE] 2.5 stone (:eek:) then maintain until my concert in Dec!!
Cady's jam jar challenge.. how much will be in the pot?!
Budget: a mathematical confirmation of your suspicions.0 -
WOW Emmylou, no cash point charges, thats FAB. Plan to never use another one. I totaled up cash point charges on my last bank statement and they came to £10.50.
Jo z1st January 2012 £2500 and 56lbs debts
22nd Oct 2014 £1500 and 42lbs debts0 -
Bargainfinder wrote: »Oh don't worry Emmy - wild horses couldn't drag me away
soooooo pleased to hear that. :T I have decided to bring my £9 to last 12 days thread to an end. I will be going on to update and Thank everyone. I agree with Emmylou its hard to keep up with all other threads. But I will keep popping on and post on your diary. It is so enlightening and uplifting.
OH has a financial job to do today. He has agreed its both our responsibility. He is really no good at organizing bills and payments etc but will help where ever he can. I am going to discuss amounts and costs with him, so that he is aware of the cost of things. Instead of me not telling and just trying to get on with it, and he is going to save our savings. Well its a start
Jo x1st January 2012 £2500 and 56lbs debts
22nd Oct 2014 £1500 and 42lbs debts0 -
I'm really glad Jo, if you know he's behind you, and willing to help it eases the pressure even if he isn't as knowlegable and organised as you when it comes to these things
We haven't heard just about 'you' for a while, how are you? How are your kids and gkids etc?? xxxPersonal challenge: Do without as much as possible to pay off £12k by 07/2009!!!:T
Bluejeans Challenge: Spend less - Eat less! Need to lose [STRIKE]4 [/STRIKE] 2.5 stone (:eek:) then maintain until my concert in Dec!!
Cady's jam jar challenge.. how much will be in the pot?!
Budget: a mathematical confirmation of your suspicions.0 -
Whew, what a lot of new posts!
Thank you Lynne, it is a shame about the job but least you have the other offer, I hate interviews!
Well done Bess! and I Loooove your avatar!! swoon!
Emmylou, you are amazing! I'd never have the commitment to do that of a morning, not even when I'm on the late shift! but now I feel ashamed that I don't! maybe I'll get a trampette as well, if they are cheap? I'v got a sports bra but before I did i found wearing two bras worked quite well, esp if the one on top is a little smaller!
That's great Jo! well done, I got paid today too but spent so much last month that doesn't make much of a difference to my account! boo!0
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