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My new 'no spending/get myself organised' diary

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  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You could maybe put a wee freezer in the garage?
    :eek: to the DD.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    You could maybe put a wee freezer in the garage?
    :eek: to the DD.

    No garage - just a shed sadly. I'd love a garage, then I could retrieve my tumble dryer from my ex sil's garage - don't desperately need it but always good for emergencies and saves having damp bedding hanging around the house!! Oh well, not much I can do about it:rolleyes:
    I really need to sort out a new signature!
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NSD number 9 for me today...not bad considering we're only on day 14 of the year;)
    I love Wednesdays - home from school and no clubs so no mad rush to get dinner cooked. It's nearly ready tho - toad in the hole, mash, carrots and gravy, mmmmmm.
    Not much to report today, bank looking ok. Mind you the dd account has £70 due to come out soon, but I don't know what it is - it's the difference between my balance and available balance...hmmm:confused::confused::confused:
    TC go in tomorrow and I still have £90 in that spending account, so that's some extra already....will see how much more I can accumulate;)

    I registered with Prime Scratchcards thro' Quidco last night, £10 in and they matched it with £20, the £10 has tracked on Quidco already. I played a bit on it and won...my balance was £85 but can't withdraw...it says I can when I've played 5 times my deposit, and I'm sure I have:confused: Then there's some other odd clause about playing thro an obscene amount of bonus amount which was £20....can't see me ever being able to withdraw!! But at least I should get the initial £10 back thro Quidco....hmmmmm but of a con if have to play so much to get anything back.:mad:
    I really need to sort out a new signature!
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :beer: :beer: Ooooohhhhhhhh:beer: :beer:
    I just played a bit more on Prime Scratchcards and my balance was on £46 - it let me withdraw it:j
    Hahahaha, really pleased with that free money!! So spent £10 and should get £10 back from Quidco, plus got £46 tonight woo hoo!!!!!:T
    I really need to sort out a new signature!
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Oooh, well done Milly, think I might need to have a go at that one ;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NSD number 10 for me:T That's 4 in a row - not sure if I've done that before:D
    Do need a loaf of bread but I refuse to drive round to the shops just for that - i know there are 2 pitta breads in the freezer the girls can have for lunh tomorrow!!
    I changed up some of my terramundi money today - £95:j Have 'borrowed' from it to pay for cheerleading to night as don't like giving her a cheque, she takes ages to cahs it. But will transfer the same amount into my savings to cover it and add the leftover cash I have to savings too....still got about £50 I think in change to bag up and take to PO tomorrow.

    Nothing else to report.....nearly Friday thank goodness! Having a quiet one with the girls this wekend, will take them to town on Sat as need to buy my niece a 1st bday present and take a couple of bits back. On Sunday E has a brownie panto trip, so we'll just have a rest at home:p

    Jacket pots going in the oven now, with a few bits of chicken from the freezer, nothing exciting;)
    I really need to sort out a new signature!
  • Hiya Milly, them bloody electric & gas companies, crack you up don't they, they rip us off left, right on centre, have you said anything to the leaders of the groups your girls go to, about waiting to cash the cheques? i always try and pay cash, for my little girls dancing, swimming etc...that way i know were i am, i hate starting DD's or paying with cheques, hope you have a good weekend, i'll catch up later, take care:D:D Donna
    • whoops!! sealed pot opened!!! for holiday stuff, £360, an i BLEW it:D
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hiya Milly, them bloody electric & gas companies, crack you up don't they, they rip us off left, right on centre, have you said anything to the leaders of the groups your girls go to, about waiting to cash the cheques? i always try and pay cash, for my little girls dancing, swimming etc...that way i know were i am, i hate starting DD's or paying with cheques, hope you have a good weekend, i'll catch up later, take care:D:D Donna

    Hiya,
    I paid a cheque to cheerleading for eldest's new outfit for £35 in October, still not cashed. So I did say to her yesterday about it and have got the cheque back today!! So will pay cash to her for that. I've paid Brownies and Guitar in cash this week, much easier yes!!
    As for the [EMAIL="d@mn"]d@mn[/EMAIL] electric....not impressed!! Going to have a look at other companies and see if I can find a cheaper provider. I'm with Southern Electric and don't think their prices are the lowest.
    I really need to sort out a new signature!
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NSD number 11 today:T My 5th in a row, how good am I?!!

    Went to PO again (I'm a regular there;) ) and changed up the rest of my terramundi money - £45 today. So that's £140 to go into the savings and I still have £15 of change in different coins so couldn't bag it up quite yet.

    Shouldn't spend much at all this weekend. Will take girls to town tomorrow so they can buy some bits (with their own money of course!) and I need to get my niece a 1st bday present. Hopefully M+S will have some lovely clothes as I have a £5 voucher I could use towards it and some brand new girls pants to return that were £6, so should pay for the present:D

    Must go and check the electric meter while I remember...going to keep an eye on our usage, goodness knows how it's so high. We're out all day, well til about 3.30 and don't have many lights on, no tumble dryer, I only use washing machine 2 maybe 3 times a week:confused:
    I really need to sort out a new signature!
  • MiasMommy
    MiasMommy Posts: 214 Forumite
    Hi Milly, I really like reading your diary, wish I could be that organised.
    The electricty companies are a joke, one of them, tried to say I was using £80 worth of elec a month!!!
    My monthly bill used to be £20, this is for one adult and a 2 year old girl, I don't think so!
    Looking forward to reading more diary entries.

    MiasMommy x
    MiasMommy
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