My new 'no spending/get myself organised' diary

pixiechick99

Had NSD number 9 today, out of 12 which should be fine now!!
Tomorrow I just need to post my letter about reclaiming PPI charges, that's my only expense. Then Thur and Fri will def be NSDs....Sat wont as I'mm be visiting Next sale.
Had my sis, bro in law and their kids here today which was lovely. Peace tomorrow, my 2 out with their dad, so can get the last few bits done.
Have written my list but will pop it on here so I can cross things out, very satisfying;)

• Put ribbons/bows on all the wrapped presents and sort out which ones need to come with us on Thurs.
• Bag up the sweets we made.
• Ironing
• Collect prescription and post bank letter (but really the letter can wait til next week)
• Wrap last couple of girls' presents
• pack our bags for Thurs-Sat (at my mums/sisters)
• Clean out rabbit and fish

That's all for now!
Did get most of the things on the last list done - just need to hoover lounge again tomorrow:p
Quite excited about updating my debt list whn the next payments come out.....hahaha sad, me??!!?
:rotfl:

pixiechick99

beanielou wrote: »

Sounds like you have a good case on the PPI~go for it girl.

Thank you....I have everything crossed...;)

beanielou

Have a great Christmas.
Relax & enjoy!

pixiechick99

beanielou wrote: »

Have a great Christmas.
Relax & enjoy!

Thank you....and you too:beer:

pixiechick99

Just checked my online banking and seen that the new account I asked for has been opened:j
As girls are out tomorrow i'm going to get my jobs done and try and work out how much to transfer each week into this account.
Exciting!!!!!!!!hahaha:p

debtfreefuture

Hi Milly
You sound really motivated and ready for 2009.
Good luck - you're doing really well:T

Have a lovely Christmas and keep updating your diary in the New Year.

DFF
~X~

pixiechick99

Thanks DFF...I'll be updating lots hopefully!!:beer:

pixiechick99

Reeeeeally happy....:beer:
I rang Lloyds to canecel the PPI on my loan, which was easy enough - and she took off about £600, new loan amount now £3834.43...
Which takes my overall debt to under £5k...I now owe £4993.87 altogether, and I'm really excited it's gone down so much!!!;)
Had a credit card statement today - there's £70 on it but that's being refunded by Phones4u soon, they sent me 2 phones for E for XMas Anyway, I noticed on that statement I pay PPI too, and I'm sure I never asked for that.....it's not a problem now as the balance on the card is usually zero (when the phone money's refunded) but until June that card was on £4k so I must have been paying a big whack on PPI....I'll be sending them a letter too - I'm sure I never asked for that and again, the Crohn's thing applies.
Oh I'll be debt-free this time next year hopefully:p

Anyway must get cracking with my jobs...girls are out with their dad so lovely and quiet here;)

pixiechick99

millyscarlett wrote: »

Had NSD number 9 today, out of 12 which should be fine now!!
Tomorrow I just need to post my letter about reclaiming PPI charges, that's my only expense. Then Thur and Fri will def be NSDs....Sat wont as I'mm be visiting Next sale.
Had my sis, bro in law and their kids here today which was lovely. Peace tomorrow, my 2 out with their dad, so can get the last few bits done.
Have written my list but will pop it on here so I can cross things out, very satisfying;)

• [STRIKE]
• Put ribbons/bows on all the wrapped presents and sort out which ones need to come with us on Thurs.
• [/STRIKE] mostly done (DD2 can finish ribbons later!)
• [STRIKE]Bag up the sweets we made.[/STRIKE] done
• Ironing
• [STRIKE]Collect prescription[/STRIKE] and post bank letter (but really the letter can wait til next week)done (bank letter to go next wk)
• [STRIKE]Wrap last couple of girls' presents[/STRIKE]done
• pack our bags for Thurs-Sat (at my mums/sisters)
• [STRIKE]Clean out rabbit[/STRIKE] and fishrabbit done (and bathed hehe) fish might have to wait

That's all for now!
Did get most of the things on the last list done - just need to hoover lounge again tomorrow:p
Quite excited about updating my debt list whn the next payments come out.....hahaha sad, me??!!?
:rotfl:

Girls due back soon, so going to have a coffee, mayeb do some more ribbons - but sure DD2 will happilt do some later for me!
Better get our bags ready too, don't fancy doing it in the morning. Presents to take are all out ready, just waiting to be ribboned and bowed!

pixiechick99

Hello, hope everyone had a lovely, relaxing Christmas.
We had a really good time - at my sister's on Xmas day then to my Mum's on Boxing day. Came home yesterday and girls went to their dad's in the evening. I was shattered, completely - so lay on sofa all night, bed at 10ish and slept til 10. Still in bed now with a coffee.
I did get to the Next sale yesterday with my sister and got a few lovely bits. Picked up a gorgeous cream coat (practical of course!) that was £30 from £65 and I genuinely did need a coat, I couldn't afford one last winter and this year have hung on til the sales. I also got a lovely big bronze handbag, £10 from £28, bargain. Got E a few bits, but not much in the older girls things. I spent £79 as I had a £10 voucher my friend had given me.
SPent £31 on NewLook website on things for G, as it's her that needs clothes really, she's stretched recently! So that was on trousers, 2 tops and PJs.

I have plenty to do today as the house is a mess from us not being here! The girls have a new compact stereo I need to get out of the box and in their room as well as all the other stuff. Luckily the older they get the smaller the presents!!

I also need to ring stupid Phones4u as the duplicate phone they sent me has beed credited to my cc, but they didn't refund me the £10 of phone credit I had to buy with the phone - I returned the whole phone, sim card and credit on it, and as they stupidly sent me 2 phones then they can refund me that!!

I think I'll fiddle about with my money today, after I've tidied, and set some budgets for Jan. I'm looking forward to being really organised and get those debt figures reduced. (Hmmmmm sometimes I think I should get a life:rotfl: )

Bye for now......:p