Starting to Save! - Newbie.

Cinny91

Got abit of a dodgy stomach today, but I had chocolate for breakfast so it's my own fault. :rolleyes:

Got over 10,000 points on dooyoo now, so i'll be able to redeem them for a voucher soon. Got about half of them pending though.

waiting for todays work load to be plonked on my desk... waiting and waiting.

Ziggybaby

Hi Cinny and Tinkerbell :hello:

Good to see you're both doing so well. I really like the idea of a spending diary, can't wait to see how you both get on with that.

I've been working on our food budget this week. At the moment I am spending £35 a week to feed 3 people and a cat! There's far too much junk food in there though and I don't want to shop daily any more as it's getting so cold. (Note: the cat doesn't get junk food, she will only eat the premium stuff and is totally spoilt!). Anyway my aim is to keep the food budget the same but buy healthier food and get it delivered once a month into the bargain! Working on a new and improved weekly menu right now before doing a search for some Tesco or Asda money-off online shopping codes

It's Christmas shopping day for me tomorrow too. I plan to go out with £20 and return with 2 expensive-looking Christmas presents AND change :rotfl: . Wish me luck for that one, as I will certainly need it!

nich29580

Hey just discovered and read through this thread. it was great, every 1 seems to be very disiplined. can i join please?

im 28, work part time in the Big A. Live with my boyf (f/t bus driver)and our 5 year old. I do a detailed budget every 4 weeks for bills/presents/repairs etc and allow us £50 per week to live on, (£50 starts on a Thursday, which i lift out the bank) thats - £10 petrol and £40 for messages/toilettries etc and would really like to get a grip on how i spend it, as i often dip into the following weeks budget:mad: and thinking tha thaving a diary/confessional might keep a curb on my spending

ive got £5.45 in my purse at the moment, to last until Thursday but thats not as bad as it sounds as i have already bought most of the messages in for dinner/school lunches etc. Also made a big pot of homemade soup today which should last us through till Thursday

chat to you all soon - i hope;)

Cinny91

Ziggy - I'm sure you wont have any problems getting two great looking presents on the cheap atm. The only problem is not getting stuff for yourself! Well done with your shopping budget, I think that's pretty good going! My mum spends £50 on five of us for a week. Could get cut down if I baked more to cut down on junk food.

Nich - Of course you can join in, pull up a seat! If you start a spending diary and put eeeeverything down (I pain stakingly went through all my receipts and wrote down every little thing) I know it sounds silly, but would it be possible to increase your weekly budget alittle? If you can budget easily into £55 - 60 then you can challenge yourself afew weeks and slowly bring it back down to £50 again.



Sat down tonight with my little spending diary and wrote '24th November. Total spend - £0' felt pretty darn nice putting that down!

nich29580

thanks Cinny, will keep u posted with my daily spends

tinkerbel

Nothing spent today!!
wooooo!!
Spent £53 yesterday though on not a lot.. got petrol, but then used it all, got some food but then ate it all and got some moisturiser (it was bogof! which hopefully the free one can go towards xmas for someone.. but its blown the budget a bit also got phone credit and paid the bf back some money I owed him but he did give me £10 towards petrol and he did a survey for me lol!!! )

Cinny91

Didn't spend anything yesterday either

You can't really help buying petrol and food, and a girl needs moisturiser or when we turn 50 we'll look like leather bags. I had a couple weeks when my budget went to pot, you'll sort it out soon.


On the bad side, one of my cats has gone missing, haven't seen him for about a week but my mum is certain she saw him yesterday :huh: Going on a search for him this afternoon.

Cinny91

He has done! I shouldn't get too attached as he is a stray tom cat. But he turned up yesterday afternoon looking like he'd been in a fight so I gave him some food to distract him while I checked him for fleas :rolleyes: thankfully he got the all clear!!

tinkerbel

Thats awesome about your cat bless him - I hope he's ok!
I just got an email about slice the pie having changed so I went on and I've been downgraded to 2 stars (less money) and I really wanted to get to £5 so I could withdraw!! I don't like the site really anymore but I do want the £2.50 I've earnt on it allready
Apart from that - did a pc survey this morning and i might go and see the bf today

tinkerbel

Hows everyone doing then?!
Cinny - you opened that savings account yet...?
I'm nearly up to £5 on slice the pie - gosh its so boring Not really been sent any surveys or anything though for a while which is a shame.. and havent done anything productive!!
Ziggy, hows the food shopping and such, managed to wean your posh cat of the posh stuff yet?