Starting to Save! - Newbie.

Baybee1984

Yeh have been using Boots Advantage points for years now and it feels dead good when you can treat yourself to something nice when you build up enough points!

Hope the weathers good for you @ the weekend!

Cinny91

Sooler wrote: »

I reckon you should be able to have over £1000 saved by the year end, earning a bit of interest for you.

Phwoar, that'd be nice!

Managed to talk myself out of getting a vintage dress from a charity shop, I was planning on going in to get it today but before I lbm on budgeting I did buy 4 new dresses (only from primark, H&M and the sale at vero moda) and so far I've only worn one so I've saved myself £10 there. :T

Cinny91

Did the carboot today! It was really sunny so quite busy, managed to shift alot of stuff.

After taking out £5 for the pitch and putting £10 petrol in the car me and the boyfriend split what was left and ended up with about £11 each:T most of it was 20p and below so I put it in the jar, got £5 in my wallet for petrol money tomorrow which should do me all week.

I've decided to give myself £30 a week to spend, so after board I should be saving roughly £50 a week.

Cinny91

Haven't spent a single penny since Sunday when I filled up my vespa for £4.90 (using carboot money) *big grins*

Going into town tomorrow, I've made a list of what I need and how much it'll cost. Important things first (cat food ect) and things I do need but can do without, like makeup, at the bottom. I still have £15 in my wallet from the weekend so that should do me.

Going to a Festival of History this weekend (at Kelmarsh Hall) Last year I managed to get some really good books for 50p so I'm hoping to find same bargains again. It'll soak up most of my £30 budget but I havent got anything major happening next week so it should be okay.

Baybee1984

Sounds like you're doing really well

Cinny91

Thanks Baybee! I'm trying so hard, I'm getting better at saying no to myself and thinking 'do I really need this?'

I have £130 in the bank, and normally at this point in the week I have £60. :eek: I can't even remember the stuff I used to buy! I don't feel like I'm going without either so I was just wasting it, and with payday in 2 days, I'm feeling quite smug!

Cinny91

Bank Balance: £118.05

'Wallet Balance': £8.09


Payday tomorrow, I did some over time so I'll be getting £125 this week. So after paying board I'll have £105 coming in bringing my bank total to £223.05.

Going out for dinner tomorrow, Which will be about £8. Paid for out the wallet so no denting to my bank.
Picking things up for the F.O.H tomorrow night, should only cost £3 tops. Going to cash in my penny jar, seeing how it has £7 in from the carboot for some spending money this weekend, then £20 out the bank for food petrol ect.

Bank balance by Monday: (hopefully) £200. Which should stay untouched until payday comes around again.

(The only reason my bank balance is down from tuesday is because I gave into a bag and bought it yesterday, i'm still learning!)

Magicboo

Hi,
Please can I join your quest for saving?!
I was very lucky this year and recieved a big bonus from work, which paid off all my debts (except the mortgage!), so I now have an extra £500 a month. :j
I am trying really hard to save it, but am finding the freedom of debts and excess money intoxicating & keep finding myself back into the overdraft (I had to pay bank charges twice this month, after not paying them for YEARS!). I HATE paying bank charges! :mad:
Please can I have some top tips for how to be a good saver? I get paid on Friday, will be at zero in my bank account, so it will be a good time to start!
Thank you

Cinny91

Course you can join me!

I've had abit of a rubbish week, so instead of the £200 i was hoping for I'm down to £150. Which is alright because I was only planning on saving £50 a week. (£100 last week, £150 this week, £200 next ect.)
I just started by when I go shopping thinking 'Do I really need this?' and that made my bank balance go up alot as I'm a serious impulse buyer. Then I started picking up tips from the board (mainly the old style money saving bit) which helped as well.

The only bad point was I started saving just as all the sales started in shops! But I suppose it's helped me as I've learnt self control quite quickly.


Good luck with money saving Magicboo, you'll have it down to a fine art in no time!

Magicboo

Oh-I LOVE the sales! All those things you didn't know you needed at reduced prices!!
I think I'll use that trick of not taking my debit card out with me-its so easy to hand it over & not even think about the real amounts one is totting up!
Well, pay day tomorrow, I'm pretty much at zero, it will be save save save from here on it! I'll match your £1000 by Christmas Cinny91..!:beer: