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Lucielle's daring debt free journey

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  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    2 hours each way :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Things we do for kids, eh
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I cant drive for two hours so in my case no :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    Morning Lucielle

    You are as busy as ever. Glad to hear that DS1 has travel organised. Kids really take it out of you. don't they. Wouldn't be without them though :):)
    Good to hear that you got physio sorted out. You need it and and you have to look after yourself my dear.

    take care
    its getting cooler and darker these mornings.
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lovely morning here with lots of stars shining very brightly, could see the 'plough' really clearly. Had a busy day yesterday, chaps and myself all passed at the dentist, boys had their haircut and even managed a session at the secondhand bookstore that I use as a library. I was £118 in credit and spent £30 on books, DD1 is sorted and will probably be buried in her bed with her nose in a book all day. Dropped the youngest 3 off at swimming, DS1 came with me and we did Lidl, took the car to the garage to see if he could get the locks to work, sadly no joy so its booked in.

    Went to the flicks last night and saw Johnny English, must admit I was laughing so hard at one point I was struggling to breathe. Went to the hut afterwards and came out very stuffed, so stuffed I couldn't face any breakfast but I have brought loads of fruit for when I get peckish. Even managed to get DD1 some trainers (I hate buying trainers as they're so picky) and best of all they were only a tenner!

    I had put some gammon in the slow cooker yesterday, so that's tonights tea sorted. Must go and order some coal.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sounds great about the second hand bookshop - I buy most of my books at charity shops but give them back there too!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Don't know where you find the time or energy to get so much done..makes me tired just reading what you get done
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lovely, to hear from you Taxi and that weightloss is a-maz-ing! Wide awake as the phone rang twice and I missed it on both occasions. Took the resident house dog and pup for a longer than normal walk yesterday, they both enjoyed it. Not sure what's happening today, OH is at work all weekend, just remembered the clocks change tomorrow, really wish they'd leave them alone.

    I've got to sort out my car insurance and get some quotes for electricity. That should keep me out of mischief for a while.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    good luck with the quotes
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Made 10 million batches of Twinks hobnobs on Saturday and managed to get some in the freezer, in the afternoon watched a DVD. Took the dogs for a walk on Sunday morning and called in at a friends to drop a card off for her birfday. I was on a roll in the afternoon and have prepped the next few days meals, roast chicken last night, lasagne tonight and curry for tomorrow night that's been started in the slowcooker.

    Didn't manage to get in gear to sort out the quotes for the insurance and electricity and made no progress on the newsletter. Really, really can do better.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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