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Lucielle's daring debt free journey

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  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not done much this morning, took the dogs for a poddle which was quite difficult as one of the leads hadn't been put back and the pup isn't used to walking on a lead, so that lead to an interesting walk. Made leek and butternut squash soup for dinner. Spent sometime doing the accounts as I don't want to have a big backlog. OH came home and he's swept the chimney which is a major job. Nearly killed the dyson cleaning up but have spent ages washing the filter so it should be a happy bunny again. Carpet is now needing washing which I'll do on Thursday before I take DS2 to the orthodontist for his retainers to be fitted and then onto my course.

    In other news I've managed to get some tickets to see Billy Connolly in Feb just hope it doesn't clash with Michael Mcintyre as I can't remeber when we are seeing him. I got OH to phone about a loan that was due to end as I thought it was April and it turns out its March. Bring it on!

    I took the plunge and weighed myself today and I'm the heaviest I've ever been. Not a happy bunny but only got myself to blame.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    it's all those delicious foods you manage to cook
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Busy as ever. Great progress being made. Glad you've put in some time for fun with your friends too
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Weather was pants today, gloomy, drizzly and grey so we went to the beach. Had it all to ourselves and a great time with both the dogs and chaps. I put some brisket in the slow cooker and we've just had that with mash, roasties, broccoli, gravy, yorkshire puds, carrot and turnip follwed by apple and raspberry crumble and cream (and I wonder why I'm overweight). Was very nice. Called in at Lidl and got some veggies for the rest of the week.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yummy tea :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    sounds like you had a lovely day
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Tea sounds very yummy....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Busy week survived, just. Had another exam on Friday for my NVQ and on the course I'm doing we are practising mock exam papers as the real thing is on the 15th of December. DS2 has been to the orthodontist twice this week and is now sporting some retainers which he has to wear for 3 months then it gets reviewed. Had physio on my back on Friday and been given some exercises to do.

    As we've got the workshop/showroom we've decided to move the office into the dining room and make that DD1s bedroom. I needed a wardrobe as our clothes were on a rail in the d/r luckily at the antiques place near where I work they had one they were giving one away. Its pretty ugly and makes our room feel a bit claustrophobic. One day I will have nice furniture.

    Got to go to town today to get some paint and surprisingly DD1 is being incredibly helpful, long may it last.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • YAy to helpful dd's - and oh well to ugly furniture - one day me dear......................x

    Have a good un. Goodluck with the nvq exam - x if you were up here I'd be your invigilator!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • You have been busy Lucielle, hope next week a bit calmer for you. Great to get something for nowt and when DD's co-operate. Makes life that wee bit smoother.

    take care
    E
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
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