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UK armed forces MoneySaving

A place for MoneySaving talk by current and past members of the forces and their families - discounts, living overseas, readjusting to civilian life etc.

CGT question
hopefully a quickie. due to postings away from our family home in lincs we have lived in married quarters for 5 yrs; our house has been rented out for that whole period. We are now selling and to our huge surprise it looks like we will make some profit on the house. are we liable for CGT or are we treated as though we…
Travel insurance when departing from overseas BFPO?!
My husband and I have been at an overseas BFPO for 2 years. The tour is coming to an end and we'll be departing on holiday from here before returning to the UK. The problem we have is that we appear to be totally uninsurable!! I have contacted countless insurers (including some who claim to be geared specifically towards…
MoD Future Army 2020 - Have Your Say
Hi Everyone, In case you’re not aware, you can have your say on the Ministry of Defence’s plans for the Army. There’s more info on the Parliament website: http://www.parliament.uk/business/committees/committees-a-z/commons-select/defence-committee/news/future-army-2020/
Housing benefit reduction and the forces.
Asking on behalf of a mother who is fighting for exemption as her son is a serving soldier whose residence is his family home and according to government legislation she is now exempt from the reduction but no matter how many articles she shows her local authority they still won't exempt her. Are there any families on here…
Student Discount Card
I've been told that while im in training im classed as an apprentice i have been several places that offer student discount but not military discount does anybody know how i can apply for a student card or which one to apply for? Thanks
ExForces in Episkopi - Want Advice from those Stationed in Cyprus
Hi guys, been wanting to go back to Cyprus ever since I last served there in 2007. We are looking to book a last minute holiday to Cyprus in the coming weeks but are a bit concerned about the state of affairs out there. Can some of you guys currently stationed in Cyprus please give me an idea of the current costs out…
NFF e-update May/June 2013
Read the latest e-update from the Naval Families Federation: http://www.nff.org.uk/pdfdocs/may_ju...pdate_live.pdf Highlights in this edition include: - Two NFF Website Polls - NFF News: We have been granted additional funding and are recruiting for staff - Revised Pension Calculator Goes Live: 3 June - Share? MOD Guidance…
Hpss
While cleaning out an old cupboard today i came across my old Army payslips. On it it states I was paying as little as £10 to £180 a month into HPSS. I have since found out that it stood for House Purchase Saving Scheme. It was used to help buying a house when your service finished. Has anyone any idea where the money may…
Are you "fenced in"?
Hi, I've just been looking at airiel shots via Bing & Google of quarters at Boscombe Down, trying to access how the majority of gardens are separated, ie chain link etc. Judging from the thickness, it comes across to me that the divides are hedges. Is this so? No, it's not me en route as I'm in my 80th decade, but I know…
LSAP Question
Hi I want to use LSAP to buy a house i've been accepted for a mortgage i have 2 years left from September in the RAF which will take me to my 12 years which entitles me to the £10000 golden hand shake will my LSAP repayment come out of this or do I have to make high repayments until i leave the RAF?
Microsoft Office Professional 2013
I noticed today that the RNTM has been issued for the Microsoft Home Use programme. For those that don't know, you can get a legal copy of Microsoft Office Professional 2013 for £8.95 for your computer at home. I can't remember the exact number of the RNTM, but it is roughly 93/94, certainly 90 something. I used this in…
Title question - pls help!
If a guest has the title of Major (to one of the reserve forces) and is also a part time Equerry to a member of the Royal Household, is it correct to assume that on a wedding invitation, 'Major X' should be used? We're assuming the title of Major 'trumps' their role as an Equerry. A huge thank you for any advice in advance.
What to Send as Gift to someone Serving
Apologies in advance if this is in the wrong section of the forum but thought it would be most relevant putting this here. I know a really close friend who serves abroad in Afghanistan and he's been there for some time now and his family (as would any) send packages to him regularly. As his birthday is approaching, I…
Excellence for Forces Children
The Service Premium is extra Government money available to state primary and secondary schools in England, which is intended to help children from Service families cope with issues around moving, operational tours or separation. AFF is asking parents to nominate their child’s school if the school has used their Service…
Mobile phone simcard in Cyprus
Hi guys, getting posted to Cyprus for 3 months in a couple of weeks, I'm on a Vodafone contract here in the uk and was wondering What's the best and cheapest option for when I get out there. Vodafone passport with traveller from Vodafone uk or buy a simcard From Cyprus? I'll be needing it for texts mostly and also for…
advance of pay
Please can anyone tell me if they army will advance a soldiers pay? Is it written on the jsp somewhere? Many thanks
Parcel to BFPO but with UK postcode confused
Please can someone help me? I've sold something to be sent to a BFPO address but there is also a british postcode and area on the end of the address I've been given. I want to make sure it gets there so am i right in thinking i would send this parcel via HM forces postal service option (ie rather than standard uk post…
What do you think?
We are running a short website poll for spouses, civil partners, and partners of Armed Forces personnel, asking about their employment opportunities. The poll is just one question; an open text box for your views. Please visit our website to complete the poll (top right of screen): www.nff.org.uk
Some help for a service guy off facebook post
I don't normally ask but saw this doing the rounds so thought i'd ask on here as if anyone knows something about it there usually on here: LAYING TO REST AN OLD SOLDIER. THIS WAS SENT TO US TODAY. CAN ANYONE HELP? My name is Christopher Homer and I am the home manager of Marmion Nursing Home which is located in Tamworth,…
Parcels to Afghanistan
Hi guys, sorry if this is in the wrong place- it's not really money saving, but I'd really appreciate some advice. My young nephew is about to go to Afghanistan and I'd like to send parcels to him whilst he is out there...but I don't really know what's best to send. Are there any things that are more appreciated than…

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NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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UK armed forces MoneySaving

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