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Egg savings interest
does anyone know if there is anything unusual in the way Egg calculate savings interest ? my 6.3% account has just matured and its about £25 lower than I make it. It works out at about 3 days lost interest, which would be explained by them clearing faster payments at the same rate as cheques. The T&Cs state that FPs clear…
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Standard life savings
I'm thinking of opening an standard life ISA and also transferring into it. Is Standard life under the umbrella of anyone else or are they self supporting? s it a good time to save with an insurance company? many thanks
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investing in FUNDS - dummies guide?
anyone got a link for a dummies guide to funds? Ive been looking into them for the last couple weeks but am still pretty clueless. Not got enough of an idea to choose which ones. Dont want to pay and IFA as I feel I should be able to figure all this out myself. Ideas for a small portfolio (made up of 3/4 funds) would be…
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Fidelity MoneyBuilder Funds
Any opinions on this set of funds? https://www.fidelity.co.uk/investor/research-funds/fidelity-funds/moneybuilder-funds/default.page? From what I can gather they have low initial and annual charges. Worth investing in for the long term? I'm looking at splitting my cash evenly between the UK Index Fund, European Index,…
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Missing Money
Hi can any one give me some advice. A member of my family has had some money go missing from her bank account and when she complained to the Halifax they said they would look into it ,that was 5 weeks ago is there anyone that she can contact to find this missing money :confused:
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Egg Money Manager
Im thinking of taking out a saving acc-the internet one is 2.5% so i can use this. How does it work does it automatically update all your savings totals in other companies accounts when you log on or do you have to do it automatically. Im thinking that it will help me to keep a track of money i have in little pits so i…
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MSE News Story: Post Office savings to come under UK safety protection?
This thread is to discuss the following news story: Post Office savings to come under UK safety protection?
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Wanno's race for the 25% deposit
I set my heart on having my own place as soon as possible, but, who on earth has the spare cash for a 25% deposit for a house? Thats a ridiculous amount of money. But, never one to shy away from an extreme challenge, I am going to see how long it takes for me to save up this amount of money by beasting myself silly and…
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Newcastle Building Society - 5%, 5 year ISA
Details of this are scant at the minute: FIVE YEAR ISA (Issue 1) will be launched with effect from 24th June: a fixed term internet operated cash ISA maturing 31.7.14 with a minimum investment of £1 paying 5.00% yearly. Earlier access and transfers out permitted on 90 day notice. Additions permitted whilst issue remains…
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Managed Fund vs Tracker debate....new twist
http://www.bloomberg.com/apps/news?pid=20601213&sid=ak6UwnZK7g8I Mutual-fund managers who pick stocks are beating the Index by the widest margin in 26 years. I realise that this is a US survey, but seeing as virtually all the 'proof' trotted out in favour of Trackers is based on other US data it has some relevance. More…
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New to Saving
Hi, I'm new to saving and recently got into a long drawn out conversation about mortgages and how vital they were to getting a home etc etc I do plan on getting one but not yet obviously (only 21 :D ) however I doubt that'd be my only problem, I'm pretty sure I have practically no credit score which I am actually working…
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Egg Savings 2.5%
They say: "This is a limited offer for new accounts only, and for new money into Egg that is not already held within an existing Egg Savings Account (Internet) or Egg Savings Account (Investor)". So, I assume that if you already have an Egg Savings Account, you have to open another one? Does anybody know if that's correct?…
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Halifax RS and standing orders
my RS has just matured having used faster payments all year. So there is no need to use standing orders.
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ING Direct - Would YOU invest with them?
Ok, it's time yet again for me to search around for another place to stick my money as my fixed term bond has ended. I was thinking of going with ING 3.5% fixed bond (as I already have an active account with them - £2 in it!) and opening one of their fixed rate deals. This will save the time of applying to YET another…
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Bradford & Bingley savings account number
Hi all, I recently opened an E-Savings 7 account with Bradford & Bingley. They have not supplied any sort code or 8 digit account number, only there own 12 digit account number. This means i cannot transfer money from various accounts, only the account linked by Direct Debit. To me, this is not normal practice. Why can't…
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staying on top of savings rates
It is one heck of a job trying to keep abreast of current, best savings rates. This thread on this site is managing to do it http://www.askaboutmoney.com/showthread.php?t=90481 It is well and truly in my favourites
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Anglo Irish - Stick or Twist?
I know we've done this to death over the last few months but .... ... my fixed rate bond matures early July so need to find a new home for the money. Although I have not worried too much about the stability of the bank, now that I have to decide what to do with my funds I'm debating! Would you keep it in Anglo or move to a…
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Investec 12 month deposit account
Has anyone any experience of this? http://www.investec.com/en_ie/#home/individual_clients/capital_markets/Deposits/twelve_month__fixed__term.html thanks
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Advice on investments - IFA never calls back
I decided to buy a hot tub and want to draw out some funds to pay for it. My IFA has not answered my calls or emails - except briefly once saying to use some of my commercial property funds - but has not answered subsequent emails/phone calls asking questions. I have a significant amount of money spread over the following…
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Where to save
Just got some money, over the yearly ISA amount (roughly £10k) and am just wondering where will be the best place to put it for a couple of years?