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Coventry telephone saver
Rate dropped to 2.72% from 1st February, I need 3% so interest higher than mortgage, looks like might have to pay of mortgage instead boo hoo:(
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"Free" £500...
So I found out today I'm due back almost £500 from a loan I over paid. I want to know what I should do with it? What is the best way to make the most of a very modest sum of money?? If I had to I could budget an additional £25pm in saings to it! Thanks folks
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Should I take available funds from morgage and put in savings account ?
Long time reader, first time poster ! Have an offset interest and capital mortgage, at 0.5% above base rate. When we took out the mortgage, they gave us extra funds that were available at any time on the same conditions. Just wondering if i should utilise some of these in a savings account. The calculator says if i take…
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if i just want to buy a few shares in one company
what is the best way? thanks
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Serious Investor V Wannabe Millionaire
Hi All, If 2 people one an aspiring millionaire and the other a serious investor - each wanting to maximse their money. Both are open to moderate risks and both have £5000, in today's climate how would each person use their money? Lets say both individuals have fully used their ISA allowance for the year.
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Anyone else pulling money out of shares?
The market has been on a good run recently. When I start to congratulate myself on how much my shares are worth, I start to get a nervous tick. I sold a couple on Monday, and am carefully watching the rest to see if they appear to hit their limit any time soon. I had 1% in cash on Monday, 13% today. Anyone else getting…
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where to put 12,000?
my 3 kids have a bank account with 12,000 in it. it was in a 3 yr saver thing which just came to an end. any ideas where i would be best to put it away fir them?
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Renew my 5yr Index Linked NS&I??
Hello I have just received my letter that states my 5yr Index linked certificate is due to end at the end of the month. The estimate is £18,642 which is not too bad considering. (I think??) So now I have a couple of options? Cash it out? Leave it in under new terms. These are.. 5 years at index linked + 0.25% EAR? But with…
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Can you buy a long-term FTSE call?
This might be a bit complex for anyone who doesn't know much about derivatives! I'm thinking about putting money in a structured product, where you put away money for 5 years and get back, eg, 115% of any growth in the FTSE100, with a minimum of getting back your original capital. This is obviously more or less the same as…
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The 'Save £12k in 2012' thread!
So, the title is pretty self explanatory, but this is the place to be in 2012 :D In 2012, the aim is to save £12k (or, any other amount if you like!) from 1st January 2012 til 31st December 2012. I know it's early, but it gives you the time to plan for how you are going to do it! RULES: - This challenge starts on 1st…
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share save scheme
Hi All, wonder if anyone could answer this for me? can payments be increased, so long as the limit cap £250 is not hit to pay off the scheme a little faster ? Reason I ask is the scheme I am in pays weekly, so the scheme will end in 4.6years instead of 5 years due to the 5week months during the term. If this is the case…
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Advice on First Direct Internet Banking Plus please.
Hi, I have set up Internet Banking plus, with First Direct, and I'm really pleased to be able to see everything in one place. I have 2 questions that I would like opinions on please. 1) Is it safe to have so much info in 1 place? 2) How do I set up my Barclays Bank account using the card reader so that it can be seen on…
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Coventry 1 Year Bond
Bond maturing on the 31st with The Coventry,been offered a new 1 year fixed at 2.7%. I think this is only open to existing customers but seems reasonable in the current climate.
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Is this investment any good?
A friend of mine has sent me the details for this investment - he is thinking of putting some money into it - any opinions? http://www.signatureliving.co.uk/signature-hotel/invest-in-signature-hotel/
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XEL - Xcite Energy
Thought i'd start a new thread as the old one's a bit clogged up. I originally invested in XEL probably around 2-3 years back with 1k and sold quite well netting a 2k profit. Im back again and on inspection of my old flame noted they still have completed the drill phase of there well which by now i thought would be…
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Can government check savings?
Quick question: I am just wondering whether the government can check each person's balance in current and saving accounts held at private banks? Do they have permission to do this? I am just wondering whether it's worth saving or just go out and spend spend spend!
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FTSE tracker advice needed.... Please!!
Morning friends, Need a bit of advice or pointers etc for the following: I am looking to open a FTSE tracker fund type thingy!!! You can already tell that I am not fully up to speed with these products can't you!!! I am not sure yet if its going to be in a FTSE 100, 250 or all share type tracker? I can start off with a…
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can someone help me finding Stock Exchange Site?
Hi there, I found a really good stock exchange website that I believe was based in London that offered free lectures/tutorials and had a simulator that you can play about with and learn. I have been looking for this site now for 30 mins and havent been able to find it. It had an orange and black theme to it and had quite a…
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Nationwide MySave - what happens with direct debit that doesn't work?
So i'm setting up some direct debits due to Halifax's changes. £1k was due to go to my MySave today, but i left the £1k in the wrong account, so it didn't get taken. Do Nationwide keep trying for it or is it a case of - it wasn't there, so tough luck? Is there a charge for this? For anyone saying phone them - it's 11pm,…
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Virgin Money Savings Account
Hi, hoping someone can advise. I've had a Northern Rock Building Society account for many years and received a monthly interest from my savings which was competitive with the market. I've just looked at my account and realised that since Virgin Money took over I've only been receiving 0.20%. Stupid me for not checking…