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Best place to stash some cash
I've recently sold my home due to having a job that provides accomadation, it had reached its ceiling value wise so I decided to sell. I now have £20k, I'd like to put it away and maybe add to it with surplus wages and keep it incase I want to put it down as a deposit on another house. I'm not great at keeping hold of…
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Transferring to Cavendish Online S&S ISA questions
Hello everyone my S&S ISA is currently with cofunds via moneysupermarket. I really am stupid for not doing some more research into who to use for my S&S ISA. I'm not being charged any initial investment commission but I am getting charged commission for other means which I can save by transferring to Cavendish Online which…
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need to learn how to use a spreadsheet
Hello, Tired of working with bits of paper. I use Linux instead of Windows and have LibreOffice Calc spreadsheet installed. Before I settle down to mastering the basics of it I wonder if there's something specifically designed to track the share prices of unit and investment trusts? If there is, would it be easier to…
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ns&i
Is there any way of getting in touch with the NS&I office in Glasgow except by post?
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Quick one on isa
hi i have invested 3.5k May this year .i now need to reinvest the same amount (matured isa) as of this January . Do i have to do a transfer Isa or use nthe no transfers option regards Beatrice
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Want to deal shares online
Hi there I have a few shares dotted around and almost no share certs. Most are held in Crest form by a variety of companies eg Equiniti, Comptershare etc. I have applied for a Sippdeal.com membership to do online selling but they need my share certs sending to them. Should it be possible to do that electronically or do I…
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Dual-listed AIM stocks can be included in an ISA account
Up to recently, very few investors were aware that dual-listed AIM stocks were permissible investments within an ISA. Within current HMRC rules, if an AIM listed stock also has a secondary market listing on an exchange that has been approved as a ‘Recognised Stock Exchange’, that stock can be held within an ISA. Clearly…
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HELP! - What's my best option??
Hi, i'm trying to setup a savings account/ISA etc so that i can start putting money aside for a house deposit but, after reading through various 'which', 'this is money' expert websites etc, i'm more confused than when i started... and was wondering if anyone here can maybe point me in the right direction? We're looking to…
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IFAs piled into balanced funds to maximise commission - HSBC
"Analysts at HSBC have suggested the popularity of balanced funds towards the end of 2012 was due to advisers attempting to maximise commission income before the implementation of new rules following the Retail Distribution Review (RDR)."…
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What is the role of a Financial Adviser ?
Can anybody define what the role of a Financial Adviser is and exactly what he/she is responsible for ?
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"Cash" unit trusts - why?!?
While researching investments, I've noticed a few funds labelled as "cash", such as Aberdeen Cash and BlackRock Cash. As far as I can tell, they just put all their money into a range of bank accounts and return about 0.5% per annum. They're not small either: BlackRock cash is valued at almost £700m. Why do these funds…
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Child savings
I have just received a cheque for £4000 from LV f or a 10 year savings plan I invested in for my child. I want to reinvest this and pay additional monthly contributions into the fund. My child is 11 so I would like to save in this plan until she needs the money for uni or a car etc. I am a higher rate tax payer. Hope I…
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Confused with investment trusts, stocks, shares..etc.
I am trying to get my head round all these financial terms because I want to start puting £80 a month into an investment trust for my 2 year old untill she is 18, maybe 21. The whole thing is giving me a headache. I already have a CTF account for her, but I would like something different. I am thinking I may go with…
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Cadburys / Kraft / Mondelez
I had a few shares in Cadburys which was bought out by Kraft for shares and cash a couple of years ago. To 'reunited' with my cash a 'share reunification' business, Georgeson, wants to take 10% of the cash as commission - which is for nothing as I hadn't lost the Cadbury share certificates. Do I have any alternative other…
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How much Interest would I get.
How much interest would you get per year from £100,000? taken into account todays best interest rates and tax deduction of course. thanks for help.
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Investing money on behalf of a child.
Im soon to be given a reasonable sum (just over 18k) of money on behalf of a young child. The only restriction on its use is it has to be used to benefit the child. I was hoping that someone could give an opinion on my plan for the money and suggest what to do long term for the bulk of it. I was thinking 2k into a instant…
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saving for children
My mother has left my children who are 14 and 11, £10,000 each. What should I do with it? I want it to grow so they have something to help with their university fees. They don't have any other savings account. Any help much appreciated.
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The rot spreads
(not for new customers) Nottingham eSaver Plus Issue 3, was 1.0 + 2.2% = 3.2% until June 30th, now to be 0.2 + 2.2% = 2.4% from March 8th Nottingham eSaver Plus Issue 4, was 1.0 + 2.1% = 3.1% until Sept 30th, now to be 0.3 + 2.1% = 2.4% from March 8th Until now, while new customer rates have dropped like a stone and clean…
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Keep in Company Share Plan or Put into Save-To-Buy
Hi, I am chewing over a decision and wondered if MSE had any useful input. The first batch of my company share plan holdings have reached the end of the holding period and are eligible for me to cash in £900 ish tax free. The share plan is my main method of building a deposit to buy a house. I have a save to buy account…
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Investing in New Zealand
Hi Guys, I am looking to invest in New Zealand via my UK Stocks and Shares ISA. Which funds/ shares would give me this sufficient exposure? Cheers James