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Student loan debt but never attended
This is gonna be a strange question but I thought it’s worth asking anyway. I left college and started Uni in 2011, obviously getting a student loan but I left after a week. Being young and stupid I never officially withdrew as I thought it would’ve worth it to me to keep the grant I got every few months (stupid I know).…
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Student loan pre 2021
I have £3k left to pay on my student loan. Should i pay it off before the 12% increase in September 2022? I earn 40k a year and my interest on the loan atm is 1.5% Thank you!!
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Student finance
Hi, my daughter decided to leave uni in February, 1st year, and change her course starting at a new uni in September. She had to pay 50% of her tuition fees and rent for spring and summer term. Her flat has been filled and so she is not being charged rent for the summer now. However she has received her student finance for…
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Self-Employed Accounts Student Loan Maintenance Application
As a self employed person when submitting accounts to see how much our child qualifies for do I put down Gross Income or Net Profit?
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Erudio student loan deferment taking ages!
Hi All, Just wondering if anyone has had problems recently with their Erudio student loan deferment, as in the amount of time taken to process? I submitted mine online on 25 March and have still heard nothing back, apart from the 'We have received your deferment application' email. Normally, after I've sent everything to…
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Volkswagen Finance > Settled
Hi, Quick question - I had an Audi that was on a balloon agreement through VW Finance. I settled the agreement in full but the account still shows as being live on my credit report, I waited until it showed as being last reported (after the settlement date). The problem I have is that I want to go for a mortgage but this…
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Provident claims compensation
I have just received an email saying my claim has been successful and to log on to the portal and read the letter with a offer on it, I thought to myself great I will be getting some money back, to my shock the total amount is between £3.97 and £5.96, the total of the loans was £890.00. It says that 2 of the loans were…
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Loan confidentiality (letters in the post)
Bit of background first, my username which I selected ages ago points to my problem, had a gambling problem for a few years now but on the day the football season ends I am 100% signing up to Gamstop, I'm so ready for it and have come clean with my parents (who I unfortunately still live with again thanks to gambling). I…
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Welcome Finance secured
Wrote to welcome years ago for a SAR never received anything havet paid or spoke for 10 years apart from letters from coast, which I have never responded to nothing on crecit file regarding welcome so sold house and day before completion was told had welcome on land registry 5 months and Solicitor’s still not sorted as…
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Coast welcome secured loan
Wrote to welcome years ago for a SAR never received anything havet paid or spoke for 10 years apart from letters from coast, which I have never responded to nothing on crecit file regarding welcome so sold house and day before completion was told had welcome on land registry 5 months and Solicitor’s still not sorted as…
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Coast Finance Charge on mortgage
Wrote to welcome years ago for a SAR never received anything havet paid or spoke for 10 years apart from letters from coast, which I have never responded to nothing on crecit file regarding welcome so sold house and day before completion was told had welcome on land registry 5 months and Solicitor’s still not sorted as…
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Experian Consolidation Suggestion...3 loans
I was undecided between Credit Ratings or Loans board.
Anyway here's one suggestion from Experian in suggesting I bring my EV finance+FD30 Admiral loan+Furniture Secure Bank Trust loans together.
I'm not posting numbers yet as I have done recently across other mser boards.
If I were to take a look at those numbers, what…
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Allocation of an Overpayment
Ok this was also posted on my salary finance thread but may have more visibility here. I made an additional payment on top of my monthly repayments, of £500. I didn't see a change in my payments so contacted the loan provider. Here's the response: They are saying my overpayment will go towards the end of the loan term and…
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child off to uni sept 2022 - high interest means will not pay his loan off in 30 years - But...
I know martin says that many kids will not pay off their loans - but I did a speadsheet and over 30 years my child will pay back about £130k. The interest means the total is always out of reach - so this is really just a tax for 30 years. However, paying this extra tax in mid life (when he/she may have kids) is not great…
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Student loan- should I take it or leave it?
I am entitled to £11k student loan for the past academic year. I did not previously claim the loan as I am working and don’t need the money. So I saw no point in paying interest unnecessarily. But with the cost of living crisis looming I am now wondering if I should take it ‘just in case’. My husband died a year ago and…
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Almost 80,000 QuickQuid borrowers will get back half of what they're owed for mis-sold loans
Around 78,500 QuickQuid and Pounds to Pocket borrowers, who were mis-sold loans they couldn't afford, will receive refunds of some of the interest and fees they were charged at a rate of 53.5p to every pound owed, it's been confirmed. Pay outs are expected to be sent within the next two weeks... Read the full story here:…
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Loan help!
This might sound like a daft query - I am wanting to apply for a personal loan to fund a car purchase. Only going to go through with it if they offer me at 2.8% - during the application process it is asking for direct debit details - after completing the application do I have still have chance to reject the loan or are the…
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Large Car Loan
I’m looking at buying a brand new car for £39k and not quite sure how to finance it. The dealer is offering 4.9% apr on a pcp deal. I just wondered if it would be cheaper to go through a different lender and not the garage but I can only seem to find car loans online up to 25k. Is that the max you can borrow on an…
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Littlewoods BNPL
Hi, new to the forums. Not sure this is in the correct section - the different topics seem awfully convoluted and bloated so I've just put it in here. I was wondering if anyone who has experience with Littlewoods can tell me how their BNPL system works? I also use Very which works in a way where you simply just have to…
