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Secured loan question ?
Is there such a thing as a secured loan company with a good level of customer service and a half decent reputation (do not want to be forced into PPI :eek: ) as I am a little worried about this type of loan but it may be my last option. Thanks. :beer:
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Some help needed please
OK, my situation is bassicly this, it's about 2 weeks till i next get paid and i have virtually no money until then. I have 2 current accounts, my main one is with Halifax, had it for years and it's where my wages get paid into, i tried asking them for an overdraft late last year and they said no because i had had bank…
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I Am Frustrated.....
I bank with Halifax... I get paid Weekly and have a spreedsheet which tells me each week how much goes about by DD etc... I have two seperate loans with Halifax which are £101pm and £139pm... My idea was, as I earn about £200pw on the week that I have the £101 loan go out was to create a standing order for an extra £20pm…
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help !!!!
I am in need of some advice anyone please, I,ll try and keep this short and to the point. About 2 year ago i took out a loan for £4200 and took it over 3 year, now a month into the loan i had a sum of money that i did'nt know i had coming and within a month or so i paid off £4150 from said loan which left £50 plus…
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Reclaiming initial Admin cost of a loan I applied for but didn't take out
Back in October 2003, i was in a bit of a spin and to say the least a bit of a dunce in the world of banking and finance. I was in a mess (this was before my lightbulb moment) and applied for a £2000 loan from "Yes Loans" I recieved a letter on 31st October (which i still have) to say i'd been successfully accepted as a…
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loan rate - can you ask to better rate
have applied for cahoot p loan - offered one at 12%!!!!!! Has anybody gone to other lenders and asked to see if can get a better deal and manged it without the need for the banks to again register a search etc etc?
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natwest loan to payback natwest loan
I took out a loan at Natwest at a high interest rate 2 years ago can I go back to natwest to pay off my original loan at a cheaper rate ?
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£4,500 over 5 years
I am planning on getting a loan as per title to consolidate some debt; £3,000 car loan £1,000 overdraft £500 I owe to my mum. I want to be able to pay off a big chunk, if I need to, without getting screwed over on penalty charges. I'm 19 and earn around £8,000 after tax in a part time job hence me going for the long term…
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Can you pay off your student loan using a credit card?
got a 0% offer i can use up! Thanks
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Career Development Loan / Disaster
Hi.. This will take a bit of explaining.. I will try to keep it to the point.. I decided to do a postgrad degree after leaving uni (Starting July 2004). I applied for a Career Development Loan (CDL) from Royal Bank of Scotland for (£7,000) (£3,000 for fees, £4,000 for rent and living).. In order to do my postgrad degree…
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Natwest Loans
Just applied for a loan through natwest to clear up my credit cards and some money for my house totaling £15000. I got the forms back to sign and returned them etc. Just got a letter asking me to contact them and so i did. They are now saying the underwriters need additional information about my cards and it transpires…
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loan stats
hi. i am doing research on the personal loans sector. does anyone know where i can get hold of stats about the nuber o loans taken out, which are the biggest lenders - in particular non bank lenders and also geographical stats. thanks in advance
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Early Resettlement on Car
I was hoping to pay off my car loan early but have just phoned to get a early settlement figure. The amount outstanding is £7,375.91 but I have worked out that, if I continue making our payments (22 months left) it works out at £7,384.30! Wow, a saving of £8. Can someone tell me whether they would think this is this…
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Mortgage or Equity Release
I am planning on buying a new car and need to raise approx £20,000 in order to do so. I am 68 years old, have no mortgage and no other loans against my name. I have been advised that my options are: 1. Taking out a Interest Only Mortgage for the amount 2. Taking out Equity Release for the amount Can anyone throw some…
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Which loan?
Hi all, I'm after a bit of advice. We are moving soon and need to get some money together for the rent deposit and fees etc..... I'm having trouble finding somewhere who will take 'household income'. I work part-time as i have a child with autism (i do get DLA for him, and carers for me). My partner is full-time and in…
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experian credit ratings what is your score
hi guys just trying to find out what peoples scores have been on experian and how they compare to equifax cheers
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zopa
have any readers tried zopa for either a loan or to lend and if so how did you get on, what did you think ?
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Loans & Savings
Has anyone any experience of the new online finance company called Zopa? https://www.zopa.com - Saving or Borrowing experiences - good or bad?
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ccj
hi are there any reasonable loans (unsecured of course) for people with ccjs? thanks in advance to anyone who helps. TC
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Difference between secured and unsecured loan
Hi, I'm new to this country and I have no idea what the difference is between a secured and an unsecured loan. Could somebody explain this to me? Thanks Bjorn