experian credit ratings what is your score

simonlacey88

hi guys just trying to find out what peoples scores have been on experian and how they compare to equifax
cheers

shuna1000

simonlacey88 wrote:

hi guys just trying to find out what peoples scores have been on experian and how they compare to equifax
cheers

I went to checkmyfile.com for my credit scoring, i applied to all three, Equifax, Callcredit and Experian.

Im afraid that i find it frustrating with the scoring,
Equifax 390 less than Callcredit
Experian 181 less than Callcredit

What does this tell your money lender?
Your good?!!
Your not that good?!!
Your poor?!!

Very conflicting scoring and your info mite be years behind with one but resolved with another.

Callcredit highest scoring
Experian lower
Exquifax lower still

Too big a difference on all three to make any sense!

Goodluck

The_Trevsta

hi my creditexpert.co.uk socre is 850 and my wifes is 999 dunno why she aint got top of 1000 i assume it goes upto 1000

Trevsta

mancitychick

Experian just don't like me! when ever I have tried ordering my file online they always tell me they cannot confirm my identity and could I write to them with a copy of my passport/driving license and 2 bills. Never have any probs with Equifax though.

The_Trevsta

it is worth getting the info they need and then you can see all whats going with your account

Trevsta

$17mma

havent bothered getting my credit score as all creditors will score you differently therefore the credit scores given by equifax and experian are useless....and a waste of money.

You should be able to look at your credit file and see whether you should generally be allowed credit.. you can get an idea from available credit, payment history, outstanding debt and recent/previous searches... not to mention the biggies ccjs etc

i have scored in the top 900 with creditexpert and still turned down by a creditor...

Debt_Free_Chick

$17mma wrote:

havent bothered getting my credit score as all creditors will score you differently therefore the credit scores given by equifax and experian are useless....and a waste of money.

Spot on - lenders don't use the ratings that the CRAs make up!