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Please help-end of the line
Please help. Basically if my husband and I can't find a decent loan provider who will deliver with about a week then we'll be pretty much destitute. We've just been screwed over by a loan 'broker' who's taken the admin fee (we couldn't afford) and run and both of our accounts are over the overdraft limit with cheques being…
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Loans in Northern Ireland?????
Hi all, I live in northern ireland and am currently applying for a loan, my husband has already applied for one which is more or less approved but because he has a bad credit history, it is quite a high intrest rate; as i have a better credit history, i used the link for the loans info on this site which goes through…
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Help please trying to get loan to consolidate
Will try to keep this short. Am trying to sort out my finances. Would like a loan of £10,000 to consolidate:- Lloyds loan - £5000 (final settlement) (17.9%) Egg loan - £1200 (final settlement) (11.3%) Edge card - £1000 - 24.9% Argos - £800 - 25.9% Natwest overdraft - £1000 (18.9%) Lloyds overdraft - £950 (not sure of APR…
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Why is he being rejected?
Hello, my son is 21 and is looking to take out a loan for approximately £2,500 for a car. He is in full time employment his pay is approximately £1000 after tax and insurance. He has an overdraft of £900 which he uses most months. His outgoings are as follows: Rent to us: £100 TV: £ 50 Sky £ 50 Phone: £ 60 M&S Card £ 50 X…
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Pleas help us with our NatWest loan
Yesterday we received, in the post, the Court Court Judgement in which we are to pay a set amount monthly for the full amount of the loan from NatWest bank. We have been given 16 days (from the postage date of 16/5/07) so obviously time is of the essence. I thought it may be useful to you for me to list a few of the issues…
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How can I get a loan of up to £25,000
British couple planning to buy a property for £50,000 in the Czech Republic but still need half of the money. We're not home owners in the UK and have been turned down by our bank for all loans/mortgages etc. We're aware that the more times we are turned down, the worse our credit rating becomes. Could anyone recommend…
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loans/credit checks
hello, need to apply for a car loan, quickly. Does anyone know of a loan company that only used either Equifax or Call credit (I have excellent 'clean' credit reports with these people) and doesn't use Experian (in a bit of a mess)? Thanks Freddie
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igroup/ge money
I had a secured loan with igroup now ge money that was settled in 2005. In the resettlement figure which was only recently pointed out to me was the full payment of ppi for the loan. I called igroup/ge yesterday asking why I was still paying for a service I no longer used and they admitted that I was still paying for a…
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Short-term secured loan?
Hi I'm hoping someone can help me out with some advice please. I have a property with an outstanding mortgage of c.200k on a value of c.450k. I also have planning permission for an extension which would cost c.35k but increase the value by c.50k and would like to borrow the money to do this. The difficulty is that I was…
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dont understand my loan repayments???
hello all just a quickie. northern rock are offering loans of 6.2% ive entered in details as follows, £9000 - 120 months. = £100.19 per month,. this adds up to £12022. can someone explain how the interest is worked out as this figure is alot more than 6.2% of £9000. I know i missing something simple, but i just need…
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Bank charges and loan?
Hi I have a sercured loan with the Halifax. I am on invalidity benefit and pension credit. When I finished work due to illness I amounted some arrears on this loan. I pay the full amount every month and an additional amount which is deducted from the arrears. Q. I would like to claim back my bank charges for my current…
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Applied to Northern Rock and still not heard from them
I applied to Northern Rock on Wednesday for a loan which I was informed they would let me know within 48 hours. Its Sunday and I have still heard nothing ! ! ! Has anyone else had this experience?
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help with old loan debt
Hi Hope someone can help. In 1999 I took out a loan for a car (cash price £7900 less £900 deposit) Interest was at 27.45% giving a total payable of £11920. We subsequently paid every month until I was declared unfit for work and I have never been able to return to work. We have paid to date £7992.67 and the balance…
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Will they lend me 18k ?
A tenant but A1 payment record, plenty of credit history and 23k per year gross income. Im sick of the cards and want to consolidate.
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northern rock? please help
I have been accepted for an unsecured loan of 25k over 10 yrs, with northern rock at 6.2%(with no ppi) and repayments of £278 p.m. However when the agreement arrived-I haven't signed it yet- I realised that they have front loaded the loan and want me to sign up for £33,800. there is a good chance that I can pay the total…
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How Do I Borrow Money For My Business?
advice needed please. we have an opportuniyt to grow my wifes business - i need about £10k right now and my forecasts show i will be £5-6k overdrawn my month 5. my forecast shows it is up hill after that i will be in very slight profit by month 12. This is tracking real figures based on existing similar businesses so…
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hsbc
hi, please bear with me, new member, not even sure on right place. hsbc have written to say that they have declined a direct debit of 29 quid and that because i am 500 overdrawn on an authorised 250 quid facility they wanted a proposal of how i was going to repay, so sent letter asking if they would accept 100 month until…
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personal loan dilemma
Hi I lent my ex-girlfriend over £4000 to clear her bank debts and her old college fees on my credit card as i thought we would be together for a long time etc and the repayment plan was easy to manage for her. Since then she has moved out and gone back to her parents and she wants me to draft up an agreement between us for…
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GE Motor Loans Any Comeback On Faults?
I have a GE Motor Loan which I used to purchase my 04 reg Vauxhall Corsa, having about another year to run. I've been having a lot of trouble with my Corsa and the warranty ran out on 11 May. Basically the problems that have occurred this week alone are: Timing chain needs replacing, Vauxhall are aware of problems with…
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Help please - Anyone heard of . . .
Hey everyone, Ive been looking at personal loans to get my credit cards into one payment and was wondering if anyone had heard of "chance for loans"??? You know Reputation . . . any good . . .experiences?? https://www.chanceforloans.co.uk Thanks Uziel