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Trying to get a loan
My son is trying to get a loan to buy a car. He is a bad credit risk and has not been able to swap banks or get bank loans because of this. He is now trying to get a loan through Central Capital (they phoned to speak to him this morning but I said he was out). I've looked at their website and it seems they will take…
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Protection for a business loan in Spain
We have the chance to buy a 5 year lease on a cafe in Jalon, Spain. It is being sold at a very good price and has decent income potential, we have 50% of the total cost but my bank (Solbank) are looking for some form of guarentee/protection for the other half, which is 30,000 euros. Does anyone know how I can get this…
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Question - Can anyone solve this???
I had a debt with Barclays of around £3500 and due to being out of work for a while i let this debt slip and never paid it for a few years (4/5 years). I recieved letters from barclays then the debt was been passed to a debt collection company and then another and another. I recently checked my credit file from all three…
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Could I get Personal Loan for Business?
Is it ok to get a personal loan for my small self employed business? The rate and terms are cheaper for personal loal, Im looking for around £12 - £15K Could I still count the loan interest as a business expense? Thanks in advance
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New to loans - need one short term!
Hi there, I'm wondering if anyone can help. I need a £10k loan (possibly a bit less) to renovate my property abroad. I can't add the £10k to my mortgage, they would only give me 6k as they don't feel my salary is high enough, and they wanted to charge me £150 to do it!! I need to have the money in cash so I can covert it…
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Help me pay my mum and dads mortgage?
I have 2 brothers and we are wanting to pay off my parents mortgage. We all have mortgages ourselves. What is the best way of doing this? Do we get a loan, put it onto our mortgage. Any advise out there.
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First Plus Loan early repayment charges
Can anyone help? hearing that you can claim back excessive charges from banks, i took out a First Plus loan to consoladate a load of debts for 20K. When we moved house we had enough equity to pay it off. We had a great interest rate at the time. The only shock was we had to pay the full 5 year charges of the payment…
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Bridging Loan Costs
Hi, I've posted this on the mortgages board but I thought I'd try here as well. My husband and I have just bought a new place and we need to bridge until the new owners move into our current place. We need to bridge for 3 weeks for the full purchase price of our new place which is 325.000. Although it may not be the…
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loan charges
I took out a loan in 1999,for 6500,00,or there abouts.Because of circumstances at the time,I fell behind with payments,and as it was secured that was worrying,and so it took me untill this may to finish it,where as it should have finished in 2004,question is can I reclaim charges as with banks?
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Should I Pay off GE Capital Loan?
I feel like such an idiot. 2.5 years ago I took out a loan with GE Capital when I purchased something from Comet. It cost £600 and with the loan terms I would end up paying about £1050 if paid over 5 years. I requested the settlement figure and it is £400 and I have so far paid £500, which means if i pay it off 2.5 years…
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Eskimo Loan !
Dear all, Just been rejected by my bank H.S.B.C for a car loan, I need the car to get to my new job and i dont have any savings. I an perplexed as to why I was rejected by my bank. I have a clean credit record. Been with them for a year, salary paid in, admittedly I dont earn a lot. name on V.R same address for the last 3…
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yes loans/ scamming scum
Hi.... about 2 weeks ago i applied for some loans, one of the companys was YES loans....i phoned them gave them all my details, then they said it would cost me £49.50 admin fee, alarm bells sounded, and i said no thanks i will try somone else. so i went with welcome finance (i know its high APR), Yes loans have now sent me…
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Paying all salary into Loan!!!
Hi all Was just reading an article about Loans in Australia - apparently there is a system called 'line of credit loan'. Basically you take out a loan and from then on your salary is paid directly into that loan 'account'. You pay the rest of the month on your credit card then pay that off in full at the end of the month,…
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Cheapest INTERNATIONAL loans?
Hello :) I read recently that some banks in Japan were giving loans to customers of <=2% - but when I visited their websites, neither their English pages nor the Google translation of the Japanese ones seemed to give me any help (no, I do not speak Japanese). Anyway, which countries' banks offer the cheapest loans (and are…
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Will having a Secured Loan affect my credit rating?
Hey guys, im about to get a Secured Loan which involves my home. What i would like to know is, would having a secured loan affect my credit score? Its just that in the future, i would like to apply for credit cards, and im wondering whether having a secured loan would affect my score, in that i could get rejected by credit…
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Loan - Cold Call
Captial Finance are up to their old tricks from looking at the site at others who have received calls from them. I have just received a cold call even though registered with the TPS. The number which came up on the caller ID as 01111. They gave the Head Office number which was one of those 0870 numbers. Someone is selling…
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Payment protection on secured loans
I have a secured loan with payment protection. Last week i never turned up @ work, i contacted my manager via email to say i had been offered another job - But i couldnt decide if i should take it!:confused: working there was very stressful!!!! I then got a mail tuesday morning from my manger to say i was being replaced...…
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Is my credit rating worse than i thought?
Hi all, thanks for reading, i was hoping someone might have some loan advice for me. I have just applied for a £7000 loan with Northern Rock (to consolidate credit card, overdraft and pay money i owe to family). I was told my interest rate would be 10.9%, which i have taken to mean i have a bad credit rating as i was…
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Fraudulent Loan and Bankruptcy..
Hi guys, been lurking on these very cool boards for over a yr under a different user name and now this is my very first post under this name! :hello: Just wanted to urgently ask you guys for advice before i call my family's solicitor tomorrow but in a nutshell here is the background.. Found out just today that a member of…
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Loan for 18 year old
In need of some help for my 18 year old nephew. His car is on it's last legs. He has been in his current job for 3 weeks (was through an agency contract before that). He cannot get to work without a car (starts early in the morning so public transport not an option). The bank will lend him money but need a guarantor and…