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First Plus Loan early repayment charges

Can anyone help? hearing that you can claim back excessive charges from banks, i took out a First Plus loan to consoladate a load of debts for 20K. When we moved house we had enough equity to pay it off. We had a great interest rate at the time. The only shock was we had to pay the full 5 year charges of the payment protection insurance to come out of the loan. This was about £4000 left having been paying the loan for about a year. We never used the insurance and am therefore seeking if this is the norm, is it excessive, do you think we have a case to claim back? Thanks

Comments

  • Dylanwing
    Dylanwing Posts: 2,015 Forumite
    From my one (And only) experience with them - YES. My solicitor dubbed their settlement as 'Legalised Robbery', and one that I thought Bliar and Co were planning to outlaw. Not sure if that has happened.
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