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Egg loan
Hello I'm thinking about taking an Egg loan. I have an Egg card already and applying online they don't seem to want many details...... Has anyone taken out a loan with them this way? Don't they phone you or something? Seems quite strange they would lend up to 25 grand without asking any probing questions???? cheers
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Has anyone extended a pre-existing loan?
Hello everybody, I was just wondering if anyone has ever extended a pre-existing loan? I currently have a Professional studies loan with Barclays for £6000. Over the last 3 years, in addition to this, I have accrued debts on credit cards and from friends and live off my overdraft (£7,000). I also owe my mum £6000 and I…
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PPI Claiming Question
Hi All I have just read with interest the PPI article, but im still unsure if i have a reasonable claim, my situation is as follows Lender: Blackhorse Amount Borrowed £8500 PPI Single Lump Sum : 2468.62 + 1226.54 interest Date of agreement : Nov 2005 term :84 months I have now paid back this loan in Jan 2007. Now my…
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What letter template to use
I am new to this site and to computers! I wish to claim my PPI back. I do not have my original terms and agreement what letter template should I use to send to the loan company and credit card company?
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Swift Advances Again Are We Being Robbed
HI Peter could you help us please we have just recieved this list of charges to repay a secured loan of £30,280 taken out in january 06 original loan amount £30,280 interest charged £6,802.80 less payments recieved £5,720 sub total £31,812,18 arrears/letters/call charges £518.00 bounced payment charges £165.00 information…
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Need some extra cash.
Post Deleted.
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Advice about defaulting on HSBC personal loan.
Hi, I hope im posting this in the right place..im a newbie :) I could do with some advice! I unfortunately lost my job in August, which was bad timing as i had just rejigged my loan at HSBC to pay off my overdraft too, totalling £6000 (interest included there) paying £100 off per month over (i think) 5 years. So i missed…
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unsecured loans with bad credit score?
help! we desperately must find a loan - must be unsecured as we are tenants and only have one income plus child tax credits as income.we have been refused by everyone weve applied to so far due to bad credit history - no ccj or bankrupcy just defaults etcany advice who we can approach who may be likely to help other than…
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Help what to do now
Hi Guys Need a little help please, I wrote to Egg to claim back my PPI, I stated in the letter that i felt that it was inappropriate and unecessary and the sales amn was pushy etc, 6 weeks later i get the response from them saying i made my application online and that i did not speak to an egg advisor and they do no accept…
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Worst ever APR on a loan??
Evening all, I thought I would share with you an experience that I will remember for the rest of my life. Recently, I bought a used car from a local independent dealer. The car cost £3750. I wanted to pay £2750 cash and pay £1000 through the company's finance. The manager took myself and my partner into his "office"…
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Mortgage payments not posting.
I pay extra each month to payoff house off early, but the mortgage company is not posting the payment until the 7th or 8th of each month,:mad: but they auto debit my account on the 1st of the month. Can they do that? :confused: Can I make them correct it and show that payments are paid on the 1st? :j Thanks to anyone who…
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Want to raise £3000 need help deciding
hi I am helping a friend of mine to raise £3000 so he can buy Car (Taxi). and want to pay it back with in a year. He has good credit history and about 4-5 credit cards. he is working fulltime earning about £20000 /yr, What would be the best way? -credit card balance transfer -car loan -bank loan regards
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Paying off an Anglian Windows Loan early
My partner took out a loan over 10 years with Anglian Windows in June 2002, which he has been paying back at approx £85 per month. He has now received a letter from GE money increasing the interest rate so the repayment is over £90 per month.He has phoned to ask what the total settlement figure would be if he repaid early.…
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Yes Car Credit puling a fast one?
Having had a car loan from these incredibly pushy people, I have been trying to reclaim PPI. I keep getting snotty letters from the collections manager, stating that I do not have a leg to stand on (as I have signed the agreement), despite being self employed at the time the loan was taken out. I really feel that I was…
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PPI refusal???
Hello I'm new to this forum so please bear with me. In January 2003 my husband and I took out a FirstPlus loan for £32000 and optional payment protection insurance for £7836.80 (covering accident, sickness and involuntary unemployment). We only took this out for my husband as he has suffered an illness called Achalasia…
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Car loan advise please
Sadly the car is on it's last legs and with the MoT due to January (and a large bill expected) I am thinking it would be wise to get a new one. The car I am looking for is around £3000 maybe £4000. I am looking for a loan spread over a stupid number of years so I have a low monthly repayment so i can save up and pay the…
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BLS Collections
Hi everyone, 14 years ago when I was 18 and had no idea about finance and responsibility I took out a loan for £3000 and a credit card for £2000 with TSB, anyway to cut a long story short I lost my job and defaulted on both accounts, I came to an arrangement and believe it or not I still make payments to BLS Collections (…
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putting a charge on a house
I am not sure if this is the right forum but here goes. Four years ago I lent my sister £3000 as part deposit to buy a house. I transfered the money into the client account of the solicitor that she used. The agreement was that she pay me back in 3 years when she could re mortgage. I did ask the solicitor at the time if I…
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I Said NOO! to PPI
Hi all, I got a loan today for 3300k over 3 years, I said no to the payment protection which would have added £27 per month onto the repayments. I would like to protect myself but is there any companies which offer this as i think the price the banks charge is a rip off. Any advice welcome please? Jenni
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loan from employer
Hi, please be patient, i'm new to this and badly need advice!! i had a car loan with reduced interest rate from myLocal Authority employer ( POWERFUL LOCAL GOVERNMENT!!!!)(4 year loan, 3 years left) i'm leaving to start a better paid job and they are demanding the full amount (£6,000) to be repaid in full. I can't afford…