BLS Collections

scouselad1974

Hi everyone,
14 years ago when I was 18 and had no idea about finance and responsibility I took out a loan for £3000 and a credit card for £2000 with TSB, anyway to cut a long story short I lost my job and defaulted on both accounts, I came to an arrangement and believe it or not I still make payments to BLS Collections ( TSB Debt Recovery) each month, yes 14 years later, I haven't missed a payment in 14 years and have increased my payment when requested, anyway the default for both accounts stayed on my credit file for 6 years then dissapeared although I continue to make repayments, what I would like to know is say I was to default again ie not make my minimum repayment or to stop payment full stop, although I do not intend doing this, can these accounts be added to my credit files again, or can they only be there for 1 six year period.

Hopeful1

i'm not 100% sure, but would guess that because they are active accounts ie payments are being made, that they can update your file as to how you are managing the accounts.