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Sale and rent back landmark case?
How did this ruling come about as I bet the lender didn't know anything about a life tenancy: http://news.bbc.co.uk/1/hi/england/shropshire/8142431.stm
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Negotiaing Rent
Hello, First time I've posted on this site, just wondering if there is anybody who could help out? I am looking on moving into a flat with my girlfreind, we are both 22 and in full time employment, and have been looking at a flat just outside the city centre of liverpool, asking price is £800pcm, furnished. If I was…
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For Sale sign
Hi, I am hoping someone here can help us. My partner has just returned home to find a 'For Sale' sign on the house that he rents. The private Landlord has not informed him that he was selling and my partner is worried about his rights as a tenant. Unfortunately he has just admitted to me that although he has rented the…
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buying concrete ex-LA flat
:Thi there! im looking for an advice about buying an ex-LA made up of concrete. What are the diadvantages of it compared to brick made? Cos im interested in one property but there are only 2 lenders willing to lend me money for mortgage (the broker said that this is because of the size of our deposit, paying only 20% of…
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Buying a garage off the council, advice please.
Hi, I'm half way to buying a garage off the local council and would like some advice. Its one in a block of seven. Five private,two council. I have some questions, how do i go about answering them. 1. Do i own the land the garage is on. 2. Do i own any of the land that is in "front" of the garage. 3. Is there ever any…
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Going to see a house for the first time tonight...
Any suggestions/recommendations of important things I should ask? Some details: It's a 2 bed terrace with private rear garden. It has no central heating or double glazing but the price reflects that so not sure we can knock them down because of it?
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please ignore ...
Sorry - meant to reply to a thread - new one created by mistake.
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Between exchange and completion....?
Hi, What happens between exchange and completion... Do the bank redo credit checks or employer references,,, Other than getting the money ready, what else is involved.. Thanks...
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Cash buyer discounts for new build
Hi I've already sold my property and am now ready to buy a new build as a cash buyer. What level of discount should I go for? I've heard reports of 20% being easily achievable, but is that realistic? Any advice gratefully accepted Thanks Marco
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New Land Registry Fees - and a slow convenyancer
Hi, We completed on our house on 26th June, well in advance of the 6th July fee increase from the land registry. This morning we have received a letter from our conveyancers asking for an extra £60 and including a letter from the land registry asking them for £60 more which they have underpaid - sent on the 7th July. Are…
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EA Fees - This is a Rip Off right?
Have had our house valued at £85k - £90k, large chain have quoted £3000 flat fee plus VAT commission. Please tell me I am right in thinking this is a rip off? What is the maximum I should be looking at? Do the % fees go up the less the house is worth?
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do you think its a bit tight?
Myself, my partner and my son have been living in halls of residence for 3 years now and paid £500 a month all bills included. We are due to move out at the end of August and I'll be studying a masters full time and my partner working full time. I will get no funding and have to pay for all nursery costs ourselves. This is…
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Is it even worth approaching a letting agency?Bad credit rating
Hi guys, Just wondering if I am wasting my time or not. I'm a uni student looking to move into a place with two other students. Although I am currently on top of my debts (apart from the £200-odd in my sig!) and everything is regularly paid on time, I had a little teenage rebellion on a clean credit history and managed to…
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GUIDE TO RENTING for Dummys!
Hello all, Is there an idiots guide to renting out your existing house? What are the penaltys if you dont tell your mortgage provider? Its a long story... My situation is that my son has not had an school allocated as yet, but we were gonna move anyway before all this credit crunch started: Are income is not high enough…
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Average Utility Bills
Hey i was just wondering how much utility bills would be for a 1/2bed flat for 2 people. Iv budgeted £500 for bills and food, not including rent. Does that sound reasonable ? Thanks
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Tenant not paying rent on time - how do we provide notice?
My g/f has a tenant who is not paying rent on time, we are concerned as if she defaults on a payment we can only afford a couple of mortgage payments. what is the correct way to give notice? Thanks, Matt
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private road question
hi all, a friend has just bought a new via an administrator of a bankrupt builder. when they signed there contracts they were asked to sign an agreement to pay £10 per month and to form a company on this small estate to safe gaurd any deterioration or maintenance to the road,they had no knowledge of this prior to when they…
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burst water pipe diclose in HIP?
Hi, we are looking to sell our 2 bed semi. in january this year we were house sitting for my mum, it was the time of the really freezing tempreatures. Unfortunatley when we returned home we had had a burst pipe in loft due to freezing pipes and the house was damaged. ceiling partly came down in spare room, and flooring…
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Indemnity insurance probs.. any advice ?
So got the mortgage offer this morning which is great !!! Phoned solicitor who after the initial 'oh wonderful'.. then raised concerns about the indemnity policy the vendor has over work done to the house in 1988 ( before she moved in ). She took the policy out in July 2008 just before putting the house on the market.…
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Buying a garage???
I've been living in my property (which backs on to a courtyard of garages) for a while now, and noticed that several of the garages have been untouched since I moved in. I've done a bit of digging on the Land Registry website to try and find the owners of one of the garages and upon further inspection it appears that the…