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Can you take a peek and tell me what you'd offer?
Hi, I am being greedy and having two threads! We have just accepted an offer from a cash buyer for our house today, and we were wondering if we could get a bargain on a new build plot we had been admiring for a while (since last year).…
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How much to offer on property -is 10% less too much ?
Hi, I am looking for some advice as to what we should offer on a property in the first instance (we assume the first offer will be rejected). The property we have seen, that both my girlfriend and I like is on the market at 125,000 - we have a 15% deposit, and are also FTB's, so are not part of a chain (we have been told…
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Ftb!!
Right, I've got my eye on one or two houses...But what to do next? Can I put in an offer, or do I need to get a surveyor out or something? What if I put in an offer then surveyor tells me there's an issue? I've had a "provisional" mortgage quote from the bank, but I need to get the detialed one. Is now the right time?…
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Renewing tenancy - costs?
I am due to renew my tenancy for another year and am going into the LA to sign my new contract. However, they are charging me £50 plus VAT to sign for another year. Can I negotiate this charge? What is it for? All they are doing is changing the dates as far as I can see. It seems a complete rip-off. They are not exactly…
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How long have you rented?
Just wondering how long everyone has been renting for? Weve been renting for SEVEN years this year :( Been through 3 houses so far. We are married and have 2 small children so its been hard trying to save and live a reasonable happy life. Just been chatting to DH about how hard it is saving for our 1st deposit and we just…
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Am I in a position of Strength or not?
Hi,first post so please be gentle if this sounds a silly question.I've been looking at an off plan property on a new developement that Bryant homes are building.Its first phase and these properties wont be completed until Spring 2010.I own my own property outright, a 2 bedroom terrace probably worth around £70-85k on the…
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Deposits - How Long?
How long does it usually take to either get your rental deposit back or hear about whether the letting agent are intending to make deductions from your deposit? The deposit isn't covered by the protection scheme because we moved in that property before the scheme came into existance.
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Can I stop a tennant moving in as had offer from the Sale Market
Good evening, I have had my house on the sale market for the last 3 months and the rental for the last month. Both the LA and EA were happy for them to run concurrently. My LA has been good and had loads of viewings culminating in an application which I told to proceed with. They are aiming to move in next week. However,…
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Some advice - long and a little complicated
We have recently inherited some money from my late parents and are unsure what to do with it. Buy a buy to let property or put it into savings. We currently have a 10 year fixed rate mortgage with 7 years remaining - 17 remaining on mortgage term, about £114,000 remaining, however to pay off would incur huge redemption…
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What makes a good valuation?
Im curious. I recently had my house valued, still have lots of equity and was curious as to what the agent would say, and the three guys who came couldnt have been more different. The first was all suited and booted, briefcase, all manner of reports and very professional, almost clinical in his approach. The second was…
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CGT on newbuild
My wife and me are building a new house, and if we decide to sell will make a capital gain. The present personal 'allowance' of about £10k could be set against this, but could we set both our allowances against the gain - ie get £20k of gain discounted?
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Is renting a good idea in the current climate?
Hi, Can someone tell me if renting a house is a good idea given the current climate? Is the market saturated with rentals? Is renting still poular? Anyone got any good links to show these statistics. Thanks, Paul
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for sale sign and damage
our sign blew down the other nite luckily no damage to anyone property or cars etc, what if there had of been how do we stand is it our responsibility or the company who puts them up
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Housing Benefit Help for Mentally ill
Hi, can anyone advise please? Is it ever possible to get housing benefit and council tax benefit for a mentally ill relative who has nowhere else to live? He needs his own room and only has Incapacity Benefit to live on. He is willing to contribute as much as possible from that to help towards bills but the relative will…
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Can I afford to own my own home?
Hi, I'm still trying to figure out if owning my own home is going to be affordable, unfortunately I have no-one else to ask except everyone one here, so please be gentle with me!!. Being a possible FTB'er, its difficult to work out all the outgoings with nothing to base them on, so I have read various posts on forums here,…
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Solicitor Lost My Deeds/Executor Behaving Badly
Problem With Solicitors: Missing Documents and Executor Conduct I am currently dealing with two related issues of solicitor negligence, and am anxious to obtain proper advice. Below is a brief summary of the two problems: missing documents and executor conduct. I would be delighted if anyone could help! Missing Documents:…
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Would you buy a repaired PRC house?
What are peoples thoughts on buying a repaired prc house? Especially in relation to resale.
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Working out how much rent I can afford...and bills
Hiya, So I've moved back with my dad recently after living in London for 5 years during university. I was extremely lucky in that time to have my rent paid for by dad's employers as well as my university fees. However when I graduated, although I had enough money... sort of... to pay my rent, my landlord who ahd promised…
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Renting rights
My in laws are renting out a house and are having a little difficulty with a tennant. Last month she appeared to vanish over night and someone appears to have moved most of her stuff out very quickly, looked like the place had been burgled draws just turned upside down etc. It appears that she may be in a lot of financial…
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Sale and rent back landmark case?
How did this ruling come about as I bet the lender didn't know anything about a life tenancy: http://news.bbc.co.uk/1/hi/england/shropshire/8142431.stm