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Home insurance when you have been flooded
We cannot seem to get any Insurance company to insure us for even fire and theft only. We were the victims of flash floods in July and had 18" of murky muddy water throughout downstairs. We have replaced everthing at our own cost but find we are running round in circles. We had been flooded 5 years ago although it was only…
Rain Brought Ceiling Down
My sister is really upset because her bedroom ceiling has just collapsed due to the felt roofing on her bay letting the water in. Apparently her carpets really heavy with water and shes concerned that her downstairs ceiling could collaps now. Shes phoned her insurance firm who say they arent covered for rain damage....shes…
Floodplains - Home Insurance
Hi - Does anyone know of a good insurance provider that will insure properties which have been flooded. Our house flooded six years ago in the floods which hit North Yorkshire (property previously flooded 50 years ago). We are paying an arm and a leg for buildings and contents insurance. I've tried confused.com and no-one…
Environment Agency - High/Low Flood Risk Assessment
Around this time of the year my mister and I have both buildings and contents insurance coming up within a few weeks. Up until now, we have paid for these separately, as they have always come up in two consecutive months. Although we always independently contacted insurers to find quotes for the buildings insurance, we had…
Home contents and building insurance (flooding)
Hi new here I have looked over the forum and cannot find anything related to this so here goes. We live in Carlisle and were flooded on 8/1/2005 eventually we have got everything sorted out with the insurance company at a cost of £75,000 to them. Last year our insurance went up from £350 to £700, which i can understand,…
House Insurance Question
I live between 150 and 200 metres of a flood plain. We have never had any flood problems nor have there been any in the past as far as I am aware. I used insuresupermarket to get a quote but when I clicked 'yes' to being within 200m of a river (which is what I guess a flood plain is really) they told me it would have to be…
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