We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Home insurance when you have been flooded

Mistyang
Posts: 20,545 Forumite
We cannot seem to get any Insurance company to insure us for even fire and theft only. We were the victims of flash floods in July and had 18" of murky muddy water throughout downstairs. We have replaced everthing at our own cost but find we are running round in circles. We had been flooded 5 years ago although it was only surface water this time it was horrendous. I have had many conversations with the Envionment Agency. Am registered with floodline. We live in a grade 2 listed cottage which we cannot use anything other than solid wood for the doors and windows. We have replaced the back door with a much thicker one. We have to apply for permission to use a flood barrier and fix the slots for this to the back door frame.
We have written off to the Env. Agency for an "Insurance Related Report" although I am unsure of the benefits of this and Barclays Bank suggested we get this done. It cost us £25 and I hope it will be worth it.
Are there any other topics on the mse site I could read in respect to this topic. Many thanks Mistyang
We have written off to the Env. Agency for an "Insurance Related Report" although I am unsure of the benefits of this and Barclays Bank suggested we get this done. It cost us £25 and I hope it will be worth it.
Are there any other topics on the mse site I could read in respect to this topic. Many thanks Mistyang
And I have done reading & geography.. too !
Dont break my heart...my miley smiley cyrus heart
Crazy Nutters Member No 1067
Bad Mothers Member No. 153 and Mummy to the lovely girls & MSE Nanna...:j

Dont break my heart...my miley smiley cyrus heart

Crazy Nutters Member No 1067
Bad Mothers Member No. 153 and Mummy to the lovely girls & MSE Nanna...:j
0
Comments
-
i guess NOTAnd I have done reading & geography.. too !
Dont break my heart...my miley smiley cyrus heart
Crazy Nutters Member No 1067
Bad Mothers Member No. 153 and Mummy to the lovely girls & MSE Nanna...:j0 -
Why did you replace everything at your own cost?. Unless you were not insured. If you were insured,then try your old company. I was under the impression that they would still insure you - although they may charge a fortune for this.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards