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Remember you're STILL a Womble - 2017 challenge
Dear All Finally have time to update what this challenge is about. Firstly what is wombling? Wombling is at its most basic level finding things. That you can use and someone else decided they couldn't. When I started this challenge in January of 2015, I used to Womble a lot of brand match coupons, these were just like…
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1 debt vs 100 days chapter 27
Hello everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 27. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 20 September 2017 and finishes on 29 December 2017. If you want to take a part, write your name and amount you're aiming…
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I feel I've been missold an IVA
Hi there, only just now I found out that the IVA people get paid £7500 through my money (well, I didn't really mind to where exactly and in what proportion my money goes, as long as I didn't have to worry about my debt anymore) but the real disappointment and outrage is that I was led to believe at the start that the…
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Make upto £10 a day in December 2017 ~ everybody most welcome
Hello and welcome everybody :hello: This is the 124th month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it, lynnejk and ALL posters, for helping us to keep the…
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NRAM - PPI success now DCA want money
I am enquiring on behalf of my husband. I sorted out the PPI and NRAM paid out - all through the help of MSE! Massive thanks! However, strangely enough, as soon as the payout was, Mortimer Clark solicitors or Cabot, have requested money! Background - husband made arrangements to pay via NRAM, then they sold the debt to…
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Card that blocks online gambling transactions
Hi there, Well this is my first post and perhaps a sign that I am willing to try and sort my life out by admitting my problems and seeking help from others. I am a long term compulsive gambler and have been through multiple cycles of heavy debt, repayment and quickly back to debt again. Over the past months I have got…
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2018 challenges
I'm thinking of challenges in 2018, and have come up with the following: Save £10 per week for Christmas 2018, starting 22/12/17. Use cash where possible for purchases so I can put change into my SPC pot. I am going to aim for all food shopping to be paid for in cash, and keep receipts. Tomorrow I am going to get some…
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Virtual Sealed Pot Challenge 2017
Hi All Welcome to the Virtual Sealed Pot Challenge 2017 I ran last years thread and I think it went well so decided to keep going, its been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and Nix143 who have run previous challenges. Below are links to the previous…
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£2 Savers Club for 2017
Welcome to the £2 Savers Club 2017 The aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular length of time e.g. monthly or till December 2017, B) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy…
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5p Savers 2017 Challenge
I am doing this challenge again this year. I only started it late in 2016 . This challenge will start on the 1st January. Lets see how many 5ps we can save. Mine will be used to go into savings ie; my isa account. Good Luck with this challenge; Leave your name and I will add you to the list and allocate a number to you.…
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£10 luxuary spend challenge
This challenge is for those of us who find it hard to resist spending money on our selves such as buying stationary when it's not needed, eating out when there is plenty of food home, getting an uber instead of the bus, buying make up when not needed, jewllery on ebay ECT. This challenge is for items for personal use and…
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0.50p savers 2017
Hey all, Continuing on from last years challenge we will be running the 0.50p savers again in 2017. Link to last years thread - https://forums.moneysavingexpert.com/discussion/5408671 If you would like to join in let me know. I am adding my own reason in for saving these 0.50p's so you can feel free to do the same if you…
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Pay ALL your debt off by Xmas 2017
Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017! Firstly I would like to welcome all new and existing members from last years thread. [FONT="]Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge.…
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Completely Crazy Clothes Challenge 2017
For those who haven't popped by this year's Crazy Clothes Challenge thread in the past few days, or perhaps are yet to join us; I've agreed to take over the running of the challenge from somerandom, who may not be able to visit MSE as much in the coming year. I'll be taking over from January, but thought that I would start…
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Voucher/cashback/sale/womble thread
Anyone doing a challenge which adds up all the money you have saved using vouchers, cashback, loyalty points, money found, buying sale price items? Thanks LP x
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Dancing through December NSD challenge
I created this thread as I couldnt see one for December. I dont own this challenge but know others would like to see a december one. This is the final No Spend Day thread before 2018 kicks into play. Create a target of how many No Spend days you would like to achieve in December. Keep us updated with your progress and have…
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NST December: Debt Destruction December
[FONT="]:xmassmile [/FONT][FONT="]:xmastree:D[/FONT][FONT="]ebt Destruction December 2017 :xmastree: [/FONT][FONT="]Clear Up, Clean Up and Take Control[/FONT] [FONT="]You CAN do it[/FONT] :rudolf: [FONT="] 2017 is coming to an end - how has this year been for you? December is a perfect time to make…
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The 1% Challenge - 100 ways to make your 1%
Hello all! Welcome to the new home of The 1% Challenge. The first 8 months flew by and we did amazingly well! (£85K cleared - Amazing!!!!) Time for a fresh new thread at the start of a fresh new month! I'll be moving members list & ideas list here shortly! Please pop in to say hello and subscribe to this new thread! What's…
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Buying a house without debt
Hello all. New here. Hope this is the right section to post this question. I will be debt free by the end of this year thank God. I never want to put myself through it again and speaking to a friend and he made me rethink getting a mortgage because that’s another type of debt that chains you down. I’ve been doing some…
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£0.50 savers
Can someone please point me in the direction of a thread for £0.50 savers if there is one Thanks
