-
Next Challenge in the life of Ruby
Not sure where to start have been around for a couple of years taking advice reading other diaries, lurking in the background and trying every which way under the sun for this to work, so now I’m putting my life on the plate, Not a very good start in life mainly ill not much support from family mother disowned me when I…
-
My lose lbs save £'s diary
:hello: Hello, I'm a newbie (long-time lurker) and having read lots of other diaries its time to start my own. I'm a bit of a spendaholic so I need to try and keep that in check, and I thought that if I make myself a promise to log everything I spend in an honest daily diary it might help me keep on the straight and narrow…
-
The 2010 crazy clothes challenge
Roll up, Roll up :D leave your sanity & credit cards at the door & climb aboard for a one way ride to Thrifty Town :rotfl: It's the 2010 Crazier than a Crab £100 Clothes Challenge :j The rules are : You pledge not to spend more than £100 on home clothes for yourself during 2010. If you wish to budget for your OHs or…
-
Adi's debt free diary!
Hi all, My name is Adrian, I am 26. About a year ago, I bought a new car putting some of it on an interest free credit card. I then went to the USA which went onto the credit card and so have built up some debt. Currently this stands at Credit Card 1 - Interest Free - £1893.00 Credit Card 2 - [STRIKE]£765.31[/STRIKE] Now…
-
2011 is MY year!
I should change my name to Little Miss Positive as thats exactly how I am feeling as we swiftly move into 2011. I can't wait to see the back of 2010 as its just been one of those nasty years - whether its my own illnesses or other people's - everyone just seems to moan at the moment. I was on facebook earlier in the week…
-
Debt help required
Am on debt management plan - big debt £50k. Have equity in house but with credit rating can't apply for any further borrowing which I would use to pay of the debts. Have asked Financial Advisor but said it can't be done. Can't believe there is no way I can get monies released Any suggestions please Brightonbound
-
Karmacat: To Infinity And Beyond!
Well, this is my second long term diary – and I thought I’d quote Buzz, not only because I’m an old-school SF fan but also because I’m a real-time space nut, including having been a paid up member of The Mars Society, advocating human space flight and colonisation of Mars. Plus I have high hopes for when I get debt free!…
-
Money matters!!! *must drum into head* my diary.
Today i have paid off £191.17 of my total debts...clearing one small one all together leaving my total at : £4,159.7 I aim to be debt free by July/August this year. I have had enough now, i am fed up of being a slave to this...i dread the postman coming!!!!:(
-
My 2011 diary
January totals No heating days = 3 No spend days = 2 Website has made = £ 1-67 Co-op spending = £ 2-49 Poundland spending = £ 1-00 Tesco spending = £ 14-08 1 Jan 2011 A no spend day for me personally A no heating day for the house, we've even had the windows open on the latch today
-
Doing it for my girls and baby boy!
I have had a few Diarys before on here but I have decided its time for a new one as I have been very slack on DFW journey and need some new motivation!!! A bit of back ground - I have 4 lovely children 3 dds aged 6,3 and 15 mths and also DS who is 11 weeks now (it goes soooooo fast!!!) I am a SAHM and DH works long hrs but…
-
I have more than enough for my needs BUT I really WANT a landrover
My challenge (and I do choose to accept it) is to pay off £15000 worth of credit card debt :eek: I will break it into smaller chunks and set targets for each. Then I can start saving for a Landrover. I do know that my target for a deposit on a landrover is September 2011. There I have put it out to the universe so it will…
-
SavingCaz's route to a better life diary!!
Hi all, Decided to start a DFW dairy as i've been at it a year now and kind of finding the slump so hopefully if i can keep up with this i will be motivated. Comes from my going mental this week with shopping went a bit crazy on vista print, thought i was getting good deals but it ended up being £60 and to be fair i have…
-
9 areas of my life are a mess, I will make each area better every day in 2010
As of today, the areas of my life as listed below need balancing. I will keep this brief because I basically just want a record to keep me on track, but please feel free to join in 1. FINANCES (think about on MONDAYS) today i have -£640 to my name, not good, but i plan to try ebay and scratchcards to begin with to try to…
-
*my Diary* - Omg!
Hi All! Having spent ages getting the weekly money saving tips email I finally ventured on here on Wednesday 19th Nov 2008. This followed my LBM:rolleyes: My LBM came on Wednesday evening on my way home, just as the cashpoint said I could have the tenner I wanted, but would have to pay £25-00 for the privilege! I took my…
-
Only Dull Girls Write Diaries...Myth Broken!
I wish I were a dull girl with a regular income, earning more than I spend a month, no debts, a little saved away for a rainy day. But my debts and circumstances are far from dull! My main reasons for this diary are to help me face up to my current situation, drum up some positivity to get me through and also to just get…
-
Need to find a tunnel so I can see the light!
Hi I have decided to start a diary as I can not believe I am £23,000 in debt. However the worst part is I am also £15,000 in debt from 3 years ago however my partner helped me out by adding it on to the mortgage. I have had problems with money since my first marriage at 20. I did get divorce at 25 and took on all the debt…
-
Thats another fine mess I got myself into
Well - my name is RMC and I am a debtor!! I took today off work for the simple reason of removing my head from the proverbial and facing up to it. And it is a massive £48995!!!!!!!!!!!!!!!!!!!!! This is made up of £37000 credit cards - gathered in just two years would you believe - we had previously cleared with…
-
Living My Life But(t) N.A.K.E.D.
I thought it was time to up-the-ante with my debt busting, as I envisage 2010 to be the year that I finally become debt free. Now, I thought this in my last diary – Handbags & Gladrags but that became a rambling mess with me adding approx., £5.5K to my debt after paying off over £11K. So, it’s no more Handbags & Gladrags…
-
Just Keep Doing The Next Right Thing....
So I have decided to start a diary of my own for 2011 to chart my attempts at becoming debt-free. The title of my diary is a reminder to myself to keep taking action and here is where I will chart and celebrate the actions that I take. I hope you will join me along the way. Currently our all-singing all-dancing debt @…
-
Ddraig's diary .Prob full of brain splurges ,jokes and tears,lol.
Well,start as i mean to go on.And at least il know where to find this,lol. Well im starting with full cupboards and freezer. So shouldnt be a struggle to stretch them out while i get more organised for grocery challenge. Started shopping online last week.First shop was £104.This week got it down to 87 so hey who knows,i…