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Requesting Information
Hey All well it looks like i am getting no where with Natwest, and have been advised by a friend who works in a call center enviroment to req a copy of all the notes natwest hold on myself and also the recordings from the calls i have made to them which they have already told me they have. is this something i am able to do…
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Setting up a bank account, advice needed
Basiclly i am 16, i want to set another anotehr bank account. I have a smart account with nationwide. I want to set up another i want to put money in just for my needs. Like if i want to buy somthing online. Any advice and tips. On the best? thanks
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How can I prove that I paid someone by cheque?
Hi Six months ago I paid a family member a cheque for a thousand pounds. They have since closed the bank account that they previous had, and I would like to know how I go about proving to them that they did have the cheque? The family member suffers with mental health problems so its very very important that I can prove…
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Saving for Self Assessment Tax
**Please delete this I got the wrong forum**
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S/empolyed pay cheques bounced again
Hi Not sure if this is the place to put this but my OH is a self employed plasterer, today in the post we have had a note from our cank to say a cheque he was paid with has been refferred to drawer. Would not be so bad if this is the first time but its not, we have had about 9 cheques in the last year alone with the same…
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Can anybody help me? (Halifax/Ebay - Transfer)
I would like to know if anybody maybe able to help me. I've recently bought an item on eBay and was given the details by the seller to transfer the money by Halifax seeing as we both have accounts there and having just contacted her to see if she had posted the item - she said that she had'nt recieved any payment, even…
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Quick Question - Data Protection act, s13: Compensation
Hi all, I've had a long running fall out with RBS (see my previous posts). Basically, despite them wiping off the debt of £1700, they have continued to submit defaults to CRA and even recently sold on my debt to a 3rd party collections company. They've written to me four times apologising for their mistakes, accepting full…
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Standing Orders
I am after some advice, I had some Standing orders with my bank which I canx over a month ago. Last month the Standing order was not paid, so I though great its been done. After checking my account this month I find that the bank have now paid them again, they have advised me this was because the CSA I had spoken with the…
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Desperate for upgrade!
Once upon on time I was unemployed and manage to get my credit rating to the lowest level possible: one CCJ (£670) and 3 defaulted accounts: Bank account (£7000) loan (£2500) and credit card (£500). The CCJ was satisfied; I intended to pay other debts, but can’t found who owns my debits now. Did call the bank, Loan…
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Cooperative Bank – Not replies on applications
I have been with Cooperative bank about 7 years and in the last 2 years, my wages are getting paid into my Cash Minder account (Basic current account), which is the only thing I’ve manage to get from them all these years. I have applied twice for an upgrade, but never got reply from the bank. I certainly believe that a I…
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Lloyds TSB internal behavior score
Yo guys. Just wondering if any of you guys know abt internal behavior score and how to get the best scoring. Basically I got a basic bank account with VISA however am not happy with the account because it far too basic and can only be used in lloyds tsb cash machine. I tried to get upgraded hence I only had the account 2…
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Need a full account! Help!!
I've been with Nationwide since 2005 and my IVA included Natwest and HSBC which was paid off with a year (2006). I have a Flex Account with a cash card and it's pooh! Natwest have told me that once your accounts go to their insolvency department and closed (a result of my IVA), they don't accept you back :( It's a shame as…
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Basic accounts - solo cards?
We have been advised by debt advice line to take out a basic bank account. I have been looking and have seen that natwest have the step account that offers a solo card. Is solo accepted still? (i thought it was no longer taken in allot of places?) also what would be the limit on cash withdrawals? for eg if i cant pay for…
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downgrading account?
Hi, Am new to this forum so please bear with me :) I have a Natwest Advantage Gold account but i want to downgrade to a normal currant account (online banking and direct debits still). Can i do this (and how)? Does the fact i have an overdraft affect this?
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Lloyds TSB Graduate Account
I would like to apply for this graduate account as opposed to the RBS account as the interest free overdraft rate is guaranteed, however I was about to apply online just now via the following link: http://www.lloydstsb.com/current_accounts/graduate_account_apply.asp and it states: Is there any way of opening up this…
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Is Nationwide Online Banking working this a.m.?
I have had lots of loggin hangs this morning. Eventually got to my account set up a transfer, found my security gizmo, and to authorise the transfer, the web page took the authorisation no and now leaves me with page not found and I cant login again??? Hey Ho - off to the branch...
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Direct Debit Help
Just wanted to check I'm not missing anything and that I won't get caught out. My pay is now getting paid on the last working day (instead of 26th). I transfer money from my main account in to a "bills" account and all my bills are paid by direct debit. So ... I will get paid on the last working day Money gets transferred…
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2 current account and 2 credit card with same bank?
Hi, just wonder can i having 2 current account and 2 credit card with same bank? i currently with lloyds TSB. thanks
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Saving vs Clearing Debts
Hi there, I'm new to this board, nice to meet you all :-) I've read the budgeting article a couple of times, but I wondered whether anyone had any further advice about the whole paying off your debts before having savings thing. My situation is that I'm an agency worker, which means although I have regular work, there's no…
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Two current accounts or what alternative?
I have a current account with one of the high street banks with free overdraft facility etc. However as an agency worker I get paid weekly and would like to open another account just to put money in weekly to cover my mortgage payments to ensure there is enough money in the account at the time when the mortgage is due.…