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Finance and terminal illness
I need a financial adviser/angel :A who can take me by the hand and guide me a swell as lend a helping hand to sort out everything Finance. Someone trustworthy and not a shark. My illness leaves in a state of total fatigue mentally and physically I jsut been diagnosed with terminal cancer with a life expectancy of just…
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bank error in favour
Hi, not sure where to put this thread so here goes... I'm with the Abbey and approx 8 months ago a cheque was paid into my account for about £350. I assumed it was a cheque from my employer for expenses which they pay at random dates in the month and I was owed roughly that amount. Life carried on as normal.....until 8…
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LTSB Overdraft review coming up - need to do anything?
Hi, I was just looking through my Lloyds TSB Current Plus statements and it says there that my Overdraft will be reviewed on 29th May. Currently have a £200 facility. I believe I've been using my account well (regular credits, never incurred any charges, in fact never utilized my £200 OD before) - will LTSB just renew it…
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Direct Debit taken from my account early
Hi on my Virgin Media Bill it clearly states that the money will be taken by direct debit on or after the 12/05/08 (Monday), but when i checked my bank account online it shows that the money has been taken and today its the 10/05/08 (Saturday) but has been future dated for when its due on the 12/05/08, so the money has…
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Upgrading HSBC debit card
I have held my account with HSBC since 2000, with a solo debit card, but now I want to upgrade it to a Switch/Maestro card. I there is regulars moneys going in the account over £1000 a month (not salary). I have also recently been granted a £400 overdraft and a £1800 HSBC credit card since Oct 2005. I have a cheque book,…
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Lloyds TSB charged me for returned payment
I have an under 19's account (I'm 17) with Lloyds TSB that I use as my main bank account. I switched from Barclays 5 months ago. Last week, I issued a refund via PayPal for an item that went missing, which was £230. I had planned on transfering money from my savings account (Another bank) to my Lloyds current account to…
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Natwest - I got an account
I have pretty bad credit, I am in a debt management scheme that I pay regualry and although not to many years left. It has always left my credit in tatters. I applied for a number of different accounts online and was rejected. So decided I would stick with my halifax current account but open a basic aco!!!! with natwest to…
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Managing Budget
Hi, I was wondering how you all actually manage your budget as I don't seem to do very well at all. I don't mean for bills etc but for food/petrol/everyday spends etc. Do you take all the cash out at the beginning of the month and put into separate jars, or have lots of current accounts, log everything on a spreadsheet, or…
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Making My HSBC account Green - Ironic in its best form!
The other day, I decided I wanted to try and make my HSBC account green by stopping all statements and cheque books etc. However today I receive a letter in the most saying that there werent able to offer the green option on my account yet! Haha How ironic, that they are trying to get everything green, yet send me a…
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Just got a second current account, will they close it...?
So i am unemployed just now have been for a few weeks, now i just got hit with £150 of charges in my first account(HBOS) putting me into red, so i thought i would try and open a second account from A & L so that if i had any cash, or was given a gift(from family) i could put it in there as my first account is useless at…
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LloydsTSB Platinum Account
Hi, does anyone have experience of using the holiday finder on this account?, do you have to phone a 0870 number?, do they keep you hanging on whilst they sort out your requests?. Also, if they cannot price match a holiday you have found elsewhere, can you still get the voucher for the airport lounge?. Thanks.
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cheque stopped - can i use small claims
Okay - basically upon leaving my current flat I received a cheque for the deposit from the new housemate who moved in - having checked that this was the appropriate thing to do with the lettings agency. However, when I cashed the cheque I found out it had been stopped and after speaking with the new housemate he said he…
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Current account help
Hi, I am currently on teh Lloyds TSB platinum account but now the charge has been put up to £17 it's time to look elsewhere. Any idears on the best account for me? I want; Good breakdown cover, so they cover me from the drive as well as on the road. Mobile phone insurance £250+ interest free overdraft holiday insurance…
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Alliance & Leicester
can anyone tell me if someone closes an a/c with them, can they still be "Recommended" after 3 months, or whatever, and get £25, or are you barred for life? thanks
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Lloyds Tsb account types
I was checking my bank statement today and noticed that my gold account fee has gone up from £10 a month to £12 a month without lloyds bothering to tell me about this. gah! It really gets on my nerves when this type of thing just goes up with no warning, I considered ringing lloyds and asking about downgrading my account…
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About HSBC arrangement fee
I have a HSBC current bank account with 200 overdraft limit,but I never use their overdraft service and will never ask for a update. Recently I was told that HSBC may charge for a fee named arrangement fee, but I am not sure. Do you have any experience with this? How to avoid this charge? Should I cancel this overdraft…
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is it possible to block a postdated cheque
i've sent a cheque to somebody which was post-dated for next week. is it possible to have this cheque cancelled? i know the cheque number as its in my book (stub)
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HSBC Plus Account
Just to let everybody know, I just had a call from HSBC offering me an upgrade to their plus account for 12 months...for free. This is normally £12.95 a month and I can cancel after the 12 months. I wouldnt normally agree but I cant see it hurting? It should be worth while for me as I have a cc debt with them and sometimes…
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Can someone open a bank account at my address?
I received a bank card through the post this morning, my address (obviously) but the previous residents name (Over 2.5years ago) Have they recently applied for this card purposely using my address? Is it just a new card for an old account, but the address has never been changed? Can she open credit cards or get loans if…
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International bank charges?
Hi, just want to pick someones brains, i am in the process of getting a new job from where the wage will come from overseas ireland i think anyway its in euro's. The company have told me that some banks might charge so i just rung first direct(my bank) and the said it will be about 6,7 or 8 pounds, each transaction or wage…