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OH has a problem (Nationwide)
My OH has a problem, would like some advice Basically she has written out two cheques (total £1000) from her Nationwide account, she was expecting a payment to go in there by now it hasent, the cheques were banked yesterday (mon 7th) If she went into there tommorow and asked for a temp o/draft to cover the amount would…
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ATM Fraud Scarborough - Check your Statements"
" CRIMINALS are thought to have stolen thousands from people's bank accounts using an elaborate scam at two Scarborough "hole in the wall" cash machines. Police have warned the public to be on their guard after reports of the scam at the ATM machines, which are outside Abbey in Westborough and at Proudfoots in Newby."…
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Bad credit bank account help
I have a bad credit score due to owing money. I have been with halifax for 6 yrs. They refuse to give me a basic visa debit card, i dont want an overdaft, and not asking to borrow any money. I have the visa electron and a lot of places are slowly not accepting them anymore, so i cant buy certain things on the net, ect.…
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Where to return my R85 form for A&L Premier Direct Current Account
I am applying for tax-free for my Premier Direct current account. I found the R85 form and finished it, but I did not find any address that i could return to! Would you please give me a link or the address? Thank you very much in advance!
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cheque paid into my account
Just wondered what will happen,as in what is the bank protocol,for a cheque that has been paid into my bank account,that isn't mine? Just checked my online account, and a cheque had been paid in last thursday,cleared today,for just over 2 grand :confused: ,and I am 95% sure it's not mine! Will the bank just remove that…
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Post Office Account Card
I need some advise please. My Mother in Law is a pensioner with no bank account. She only has a Post Office Card Account. Recently she paid two seperate shopping catalogue bills by withdrawing the cash from her card then paying the bills by cash. She was charged Transcash £2.35 per bill. One was for £10 so this cost her…
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Current acc to pay myself a monthly "wage"?
Hi, I'm returning to university for an MSc. Fortunately I am being funded :j however the payments are quarterly. My A&L current account requires monthly funding. I don't want another overdraft - I am already living in one! Therefore my idea was to open a simple account to receive the quarterly funding and dish out the…
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How many people account for every penny?
I just wondered how many people on MSE account for every penny. I don't mean in your bank account or an SOA (current state of affairs) but seperately on spreadsheet or financial software, updating daily. I've just completed my first week of accounting for every penny and it's been great. So easy to see all the things…
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I'm thinking of having a re jig of my bank accounts ...
I'm thinking of moving away from Lloyds, seeing as they have recently cocked up on the credit card statement front, my address change, and also due to the fact that they paid me a pitiful 29p interest on my savings account for the year, which I have had for some while. I have also recently inherited a fair old amount of…
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Zimbabwe and Barclays
After reading the article in the Daily Mirror on 1st July about avoiding companies that invest in Zimbabwe, I would like to change my bank from Barclays. However I have been unable to find a bank who gives the sort of details I am looking for. Also I strongly object to call centres abroad and would like a bank whose call…
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Best joint account to use for bills and spending?
Hi all, My partner and I are looking to open a joint account to use for our bills. We'll both deposit a sum each month (total less than 1000), and use the majority of it for expenditures. We'll ensure the account always has a positive balance, and won't need an overdraft facility. Can anybody recommend an account that best…
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Abbey in-credit interest correct?
Abbey is suffering from so many system errors, such as Abbey instant overdraft interest, I thought I check the in-credit interest for June. During the first 12 months, my current account has an in-credit rate of 8% AER (7.72% gross) on the first £2500. According to the T&Cs 2.3.3, electronic payments (which is what all my…
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Co-Op Bank Free £100
Hi Just got through my letterbox co-op bank offering £100 to new accounts, however you must deposit £800 a month, and the free £100 I will get at the end of November. Just wondering is it fine me opening an account now, depositing £800 a month (then withdraw the £800) so its a cycle of the same £800 entering the bank, then…
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A question on cheques
My OH has written out a cheque for someone that was put into the bank today, she doesnt have as much as she first thought in there now ( bad I know), if I was to put money into the bank in cash on Wednesday would it be okay or would it bounce? (its the day I get paid) Also out of interest at what stage on the 2nd day does…
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CHAPS Payment
Hiya had a quick question on CHAPS payments, I know that if you do them before 2pm they arrive the same day but was just wondering when it clears if its after For example say I had an emergency come up or something one evening and my Other half needed money straight away, if I rung up the bank and organised a payment (can…
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LloydsTSB Classic Plus account interest changes?
As far as I knew the Lloyds Classic Plus account had two conditions to get the full interest rate - pay in £1,000 a month and log in to your online account a couple of times a month. Looking at the conditions today though online I could see no mention of the "login twice a month" thingie. Have they scrapped that part? Are…
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Direct Debit
Here's the dilemma. I have a direct debit set up with my bank (HBOS) with a let 's call it, company A. It was done with me signing a form agreeing for the direct debit for monthly payments. Can i cancel my direct debit, can it be done directly with the bank or do i need to contact company A regarding this issue. Any help…
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Abbey - 0% interest overdraft?
edited: problem solved!
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Abbey Fraud Help please..
Hi Folks, a little advice if I may.. Last night I discovered £1090 had been taken out of my Abbey Current account without my knowledge. I phoned customer services and I have to say the lady at the call centre was less than sympathetic. she told me I had gone to a branch (she would not tell me which one) and set up a…
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Cheques clearing twice???
Hi I have a Barclays current account and last week a cheque I wrote for a small amount cleared twice. I don't understand how this can happen as there are two entries on my statement for the same cheque number and amount on the same day. Surely Barclay's systems should make this an impossibility??? Anyway, I went to my…