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Student MoneySaving

Archives for October 2020

Student Loan Mutliple Emoyers Overpaid
Hello,I am keen to get more advice about student loan repayments with multiple jobs and variable income.I have a plan 2 student loan. For the 2020 to 2021 tax year my repayments have got complex.From the start of the tax year to beginning of August I had one job and my employe4 deducted regular amounts, all was…
Gap year council tax - please help!
Hi Reader, So I recently left school, and under the current climate, I have made the decision to take a gap year for uni- defer my entry until September 2021. I am currently living with my mum, being supported by her. I need your advice in terms of council tax: Do I have to pay it, or am I classed as a student and are…
Scottish student loan
Is the Scottish govt increasing the threshold before payments start for deduction towards student loan? There was talk of increasing to the £25k mark believe it's £18k now.
Council Tax Exemption.
I’m currently applying for school centred teacher training (you train in a school and training centre but linked to a university) I’m looking at renting a flat with my partner while I do this. He’s a full time student at university so is exempt from council tax but will I be? The course is full time.
Is it possible to get a loan rebate for an incomplete course?
I attended a one-year course and got a loan and a full maintenance grant. The course stopped halfway through the Spring term and has never been restarted so I have not completed my course. The college I attended has graded the students on the work that they did up to March 2020. The college is now running the same course…
Council Tax for Students at end of course?
Please help Oh Hive Mind My daughter finished her degree course and moved home on 1st May 2020. Her course officially ended on 15th May and she and her housemates have not resided in their privately rented student house since then. They had their last council tax bill in March 2020 which stated that they were exempt from…
Are we liable for Student Accommodation Fees?
My son is studying at Buckingham University. As he was not in the university’s accommodation during the Covid initial lockdown he had a rebate for the April to July and July to September terms. He was asked whether he wanted to extend his license for the new academic year via email in July which he replied he did want to…
Academoney - verifiable proof
My daughter has managed to get herself in debt (again), and is asking the parents for money. I would like her to complete the Academoney course, in the hope that she gets a better understanding of financial management, and is less likely to find herself in debt yet again. So I was wondering how can she verify that she has…
Funding for masters if you already have a masters
Hello. I am considering a masters degree but am concerned about how to fund myself. I already have a masters but self funded for this. I understand that even though I did not take out the postgraduate loan for my first masters I am now ineligible for this fund as I have a masters. I was just wondering what other people…
student loan expire 10years?
Hi Ladies and Gents, I took my student loan out been 2004-2008 and only started earning enough to pay towards it lately, when taking it out I was under the impression this loan would expire after 10 years if you cannot pay for it. when enquiring I was told this loan would expire when i am 65 not 10 years after graduating?…
School has lost exam certificates
Hi, please would anyone be able to advise me as to whether I have to take responsibility and pay for replacement school exam certificates? When I rang my daughter's University Technical College they were totally disinterested that she hadn't received her certificates. I was informed that they had been sent by recorded…
To go to University or not?
I'm in a situation where I will soon need to decide where to head to University, or not. In this current climate I'm having mixed feelings. On one hand, I imagine that heading to University would be a good idea. On the other, I don't think it would be. How should I decide?
Left degree as not happy but being charged
Looking for some advice. I signed up to an online based degree (part time), but have left after about two months as I was not happy with the lack of communication from the uni and the course itself. The university has now said that I have to pay them for the first unit (25% is paid by SF), even though I had nothing marked…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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