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Student MoneySaving

Archives for November 2011

EPetition for preventing OU cuts/increasing fees
Sorry if this is the wrong place! Usually I ignore things like these, but the OU just sent this direct to my email, and after reading, I signed the petition. If anyone else could that would be fantastic. The thought of tripled OU fees is a little worrying to say the least. Petition:…
How much did you save before going to uni?
How much roughly did you save before starting uni, also I think these are a really good idea. http://www.amazon.co.uk/Terramundi-Money-Pot-Uni-Fund/dp/B004TR794K/ref=sr_1_1?ie=UTF8&qid=1322509941&sr=8-1
Further Education Award Repayment?
I enrolled in a college in the UK in September and was given a further education award of around £1500 pounds, however, I only receive payments of £500 at a time, every four months or so. I bought myself some desperately needed clothes with my first payment, and paid my bus fares and lunches, got my books and tried to make…
Transferring to OU from a Scottish Uni after second year - advice sought
I know it's late but in my defence I didn't finish work until an hour ago! Quick background info - I'm a mature student studying history and politics at a Scottish Uni. Upon completion of second year I will have gained a DipHE in History and Politics, having gained a CertHE from first year. According to the OU's website I…
Desperate advice needed
Hi, Sorry for the drastic title but I'm running out of ideas. My brother underwent major surgery last year and only recovered early this year. He's still unable to do most manual sorts of work which is what he used to do. He decided to try and become a physiotherapist to help other people in similar situations and ended up…
Moving out of halls
My daughter wants to move out of halls and back home. She's finding it expensive and is home sick. She hasn't signed a lease or any agreement with the university for the halls - they weren't that organised. She wants to move home this weekend but they say she has to pay up until Feb. Can they force her even though she…
How much did it cost you (roughly) to put yourself through college for a year?
I know it varies course to course with materials but any figures would be great. Could you also give a breakdown such as Travel: £20 a week books: £60 for the year etc etc. I am talking college not university, excluding any course fee's
Parental redundancy payment when assessing grant eligibility
My son was awarded a grant of about £1K during the final year of his degree (completed Sept 11), based on an assessment that my wife and I had submitted in Sept 10, showing that our income for that academic year would be more than 15% reduced - as I had been "forced" into early retirement. In April 11 my wife was made…
Saas
I was doing a HNC and pulled out before it finished some years ago. I was planning on going back to undertake another HNC in a different area. As I got a loan and fees paid will this prevent any further fees being paid. I live and study in Scotland
Have i been scammed?
Hello everyone, in the summer I signed up for a membership at Total Fitness, a 12 month contract at £30 per month, for the gym's facilities this is very good. I chose t his because as a student it allows me to freeze my membership when i am at University so I can resume my membership at home without wasting money. Whilst…
Old and new student loan, confused about repayments?
Hi there I wandered if anyone could help? I have a student loan from when I went to Uni 10 yrs ago of £7223. I am now studying a PGCE and have the following: Tuition fee loan - £3375 Maintenance loan - £3912 Grant - £2906 I would like to work out how much I will be paying back when I am on a salary and also how much and…
Student finance
I am in the second year of my teaching degree. Applied for finance last year and received the loan, maintenance grant, parents learning allowance and adults dependants grant. This was all done without any problems. Applied again in May for this year and received a letter informing me of what i was entitled to. Two weeks…
The Daily Mail gets outraged at the Flippancy of David Willetts
Not quite sure about this bit?????? Read more: http://www.dailymail.co.uk/news/article-2064364/Outrage-flippancy-universities-minister-David-Willetts.html#ixzz1eRvdKV5T Two brains Willetts should really try using one of them!
proof of age (18)
hi this is my 1st post on this board my youngest daughter will be 18 shortly.she will need id proof of age so she can go out on the town lol.she has a provisional driving licence but i think its better if she has other proof in case her licence gets lost.she is a student at a training provider so has no studend card,would…
unpaid pharmacy training 14hours per week
Hi sorry to be a pain but I’m still looking for a pharmacy placement even unpaid so I can complete my pharmacy technician nvq 3 course needing only 14hours min in a pharmacy willing to travel. bedfordshire, berkshire, hertfordshire, northamptonshire, buckinghamshire and so on I remember someone responding to my post and…
Repaying 2 student loans
I have 2 student loans 1 from 1996- 1999 which i think must be a fixed term loan and the 2nd loan 08-11 an income based loan I have started repaying the first loan which is costing £160 per month and I am now due to start repaying the second loan which I have just learnt will be 9% of what i earn over a certain amount. I…
Graduation Dress
I don't have the cash to buy a new outfit for graduation so am considering wearing a nice dress. I have two - both with buttons to attach the hood to. Two questions: 1) Will the hood pull up a light-ish summer dress? Will safety pins stop this? 2) Would white/black or black work better with a black gown? Thanks in advance
SAAS/SLC problem
Hi all. Im a scottish student who intended to go to uni this year. After I got my (conditional) offers, I applied to SAAS for funding around May and got an award letter confirming I was entitled to the full student loan. When I got my exam results, I realised I wasnt going to be accepted into any of my choices and so…
Student Debt on MoneyBox Live BBC4 RUBBISH!!
I am a regular podcast subscriber to moneybox but felt like unsubscribing after this week's show on student finance. At best, Paul Lewis sounded ill informed as a financial expert, at worst, BBC would appear to be colluding with the government's new policies. I am American by birth but settled in the UK for 10 years now…
SLC payments.
Hi there, I owe about £8000 in student loans. Am I correct in assuming that the Student Loans Co, can't take any payment from my wages untill I am earing over £2500 per year?? I am earning about £900-£1000 on PAYE and I have found that they are taking payents every week....I get paid weekly. I phoned them and asked if they…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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