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SAGA EQi saga - sold on (sold out) yet again
I'm trying to remove myself from the shares invested I have lest but the communication from Eqi has been dreadful. It seems all they wanted to do was take their cut.What sort of deal was done between them? From a free shareholding to a quarterly fee which now seems to be a monthly fee from the new dealer....I've sold most…
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investing in automation
hi there, so i am planning to invest in this sector. it's a bit riskier, but i feel this is the way the world is still going to go, despite the surge during the pandemic. and it's definitely one for the longer haul. i imagine at least a few years, i'd be interested to hear your views.
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Regular Monthly Saving Account
As anyone else experienced this.. I have opened various monthly savings account with fixed interest rate for 12 months @ 2.75%, made the maximum monthly deposit, no withdrawals made. But when it comes to paying the interest, they pay less than what was previously quoted.
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SSON
Could I ask what members' opinions are on Smithson Investment Trust. They seemed to be doing well but have apparently had a less than impressive showing YTD, relatively speaking: https://www.morningstar.com/cefs/xlon/sson/total-returns Thanks in advance.
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Automating filling in of enterprise investment scheme claim forms useful?
Hi all, I am try to get better at coding. One simple idea I had was to automate the filling in of EIS paye claim forms. For instance sometime ago I had invested in several startups via Seedrs and ended up with having to fill in 17 forms! Took me about and hour and a half. The experience was pretty repetitive and not one I…
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Trading on margin acceptable risk?
An online tutorial on margin it gives the following example: Assuming the brokers Maintenance Margin requirement is 25%.Client puts up $12,500 of his own stock/assets as his initial equity.Client then borrows $12,500 to trade on marginClient buys 100 shares of ZZZ at $250Client now holds $25,000 in stocks and his…
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Where to invest for a monthly income?
Hi, Can anyone recommend a product to use for investing £50k in order to yield a monthly income? (asking for a friend - really!). Many thanks!
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Broad index tracking portfolio of world equities
Having read and decided to follow the advice in Lars Kroijer's "Investing Demystified", I am now trying to find the low cost broad index tracking portfolio of world equities that he advises. Having been relatively confident when finishing the book and determined to take control of my destiny (or at least invest in a LISA),…
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Automated Savings
Just half an idea, but how difficult would it be to create something for yourself? I really dont like Chip or Plum - there are services like If This Then That, could that be used to monitor accounts with an arbitrary set of rules, and transfer spare funds to where you choose?
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Can I transfer a large S&S ISA from one provider to another?
As above, I’ve got a fairly large S&S ISA but my current ISA provider doesn’t offer the funds I’m interested in? Can I open a new ISA with, AJ Bell and transfer the entire amount across, even though it’ll be above the yearly amount you can pay in?
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Ethical investing
Is the bottom line your only driver? Or are you unable to sleep at night unless you're under the impression that your money isn't being spent "unethically" (according to whoever decides on what is ethical within this context)?
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Ofset cgt against debt
Good evening. I was just wondering if hypothetically if you made money of stocks and shares in a trading account yiu could ofset against credit card debt used to buy the shares in the 1st instance. Wouldnt recommend but having a friendly discussion with my mate. Cheers
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Stocks & Shares ISA
Thinking of starting a stocks and shares ISA. If I look at Nationwide the funds look like they have only existed for a couple of years yet if you look at the funds with someone like Hargreaves Lansdown the go back to 2016 and before. Is there any reason for this? TIA.
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Bit confused - Vanguard ISA or general account share stocks?
My salary is £90k, i want to contribute every year £20k in stocks. Understood in isa, every year i can contribute max £20K and i also get tax benefit. I looked into Vanguard stock share ISA vs General account, it has same level of stock options and withdrawal any time. I am aware capital gain on Vanguard General account is…
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Thoughts on Fundsmith
Hey guys, I've been pondering investing into Fundsmith on and off for a long while and wanted to get the opinions of members here. I'd previously dismissed it as expensive, and performance not that dissimilar to a global tracker (or worse) recently. However, I'm now reconsidering based on the volatility, which is…
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Long-term savings account with easy transfer
Hi All, I’m hoping someone may be able to help me. I currently have a 90 day notice savings account with Moneybox, which has really helped me to save my money. However I seem to have repeated issues with the direct debit they use to take savings. Therefore I’m struggling to save into it. Can anyone recommend an account I…
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Halifax Everyday Saver
There
is a reason for me wanting to open one of these which I could explain
although it's not really
relevant. The application should be straightforward online but isn't working for me with an
apology from Halifax saying "we have a problem, please try
later". After
two days it still doesn't finish after completing all…
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Chip +1 £25 cash back
Has anyone received £25 cash back from Chip +1 sign up per the 24th March Moneysavingexpert newsletter? If not received how do I claim it?
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Tax on savings interest
HI, If you are allowed £1000 interest tax free a year, why does hmrc deduct your savings interest from your tax free allowance? Eg, £200 savings interest means my tax allowance is £12370 instead of £12570. I know I'm probably missing something but I can't figure it out. Thanks.
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Portfolio tools
I am certain that there will be an online tool that allows you to construct your potential portfolio, input the anticipated yields and project forwards. Can anyone provide a link please?
