-
Transfer Option Question
Hi all, I'm currently considering moving my stocks and shares ISA from Fidelity (Cavendish) to Vanguard. Having done a fair bit of reading I'm pretty sure of the fund I would like invest in, however I had a quick question I'm struggling to get my head around and wondered if anyone could share their thoughts? I'd like to be…
-
YBS Reg Saver Why ?
I wonder why YBS settled on 3.50% for their new Regular saver ? What's in it for them, that they couldn't get for offering 3% or 2% etc ? 3.05% would have taken them to the top of the savings chart ( with a few exceptions from some restricted accounts) with all the publicity that that would have gotten them. I wouldn't…
-
Possible Scam
I received a phone call from a company called Corporate Finance Solutions Inc re some ARM shares
which I sold before a takeover by a Japanese Co. about 5 years ago, suggesting that
the deal could have been fraudulent and between the lines hinting I might be in
for a payout. They subsequently sent the
attached e mail…
-
Fund & Investment tracking Sites
I'm looking for suggestions/recommendations for a good tool (web or desktop application) that I can track and manage my investment funds through. I'd like to have a tool that allows me to select from a wide selection of funds. I am looking to invest in a number of different funds and I want one place to track these…
-
Savings Account with multiple pots
Hi, I've currently got an Intelligent Finance Current Account and Savings Account (I took my off set mortgage out with them when off-set mortgages where a new thing many many years ago). For various reasons now I'm looking for another bank for my savings. However, one of the things that I really do like about IF is that in…
-
Children's savings or Lifetime ISA?
Hi all, About to start saving for my daughter and been looking at savings accounts. I reach age 60 around the time she will be able to access any money from this, so it got me thinking. Does it make sense to open a Lifetime ISA in my name to get 25% interest a year (up to £1k) and then withdraw at 60 and give to her?…
-
Sanity checking that an "investment bond" is sensible?
Hello, I am new to posting on the forum (although have lurked for a little while in reading before building up the courage!). I am faced with a decision about how to invest what to me is a terrifying sum of money - initially around £200k, but in 6 months could rise to around £400k. It represents the proceeds from selling…
-
Multiple Large Sums Into ISA
Hello All. I want to fully utilise my 20/21 ISA allowance before the tax year ends. I have chosen a Vanguard S+S ISA. My bank will allow me to transfer 10,000 without a fee, but anything lager will cost 20 quid. My question is this, am I allowed to make two lump sum payments? I can't find any information on the Vanguard…
-
Atom Bank Interest Rate
I'm confused, I have an Instant saver with Atom Bank, on my app the rate is showing as 0.5%, however, the website shows the rate as 0.37%. This is obviously the rate for new applicants so am I correct in assuming that they have maintained the 0.5% for the original account holders?
-
Mid-term investment for a 17 year old. Ideas?
My father has given to me, for my son, £2,000 to give to him when he buys his first home. My father does not expect to be alive when my son buys his first home, so this sum needs to be tucked away somewhere safe for at least 5 years. I don't really want my son to know about it. The gift is something my father did for each…
-
Brew Dog equity 'shares' bought in error
Hi all, not sure if I am in the right place or if anyone can help. I was scrolling through my facebook and stumbled across an advert for brewdog equity 'shares'. I like their beer and thought that's cool and hastily bought 4 shares for just over £100. When it came through i realised it was nothing like i expected and…
-
Help Please Newbie wanting to invest into Stocks and Shares with a £5K investment
Hi all, I have built up a sum of £5K that I am willing to invest for around 5 to 10 years on the stock market, I currently have no ISA of any type and wondering how best to invest my lump sum. I currently have a company based share scheme that I put into £400 every four weeks through my pay at work. I am looking mainly at…
-
HTB and RCI banks
Hi there I'm looking to open a savings account at one of the above banks as they're offering 0.4% for an easy access account but just wondered if anyone uses them or knows what they're like? I've never heard of either of them. Thanks for looking.
-
Interactive JISA to ISA conversion headache
So it seems II insist on a utility bill (amongst other ID documents) to convert a childs JISA to ISA when they turn 18. As an 18 year old who has always lived at home my son has never received a utility bill. Bank statements are on-line, and home printed certified copies are not accepted. We sent the original government…
-
Sold house - where to put equity?
Hi there. I've just sold my house and now have £45,000 in my account. I'm not buying another house and will be renting instead for the foreseeable future. I'd like to put the money away to save it, and not touch it unless in an absolute emergency. What's the best thing to do with it? Shall I just keep it in my 'savings'…
-
6 Different Saving Accounts
Good Morning, I have 6 seperate saving accounts with the post office for Home Improvement, Uk Holidays, Disney etc. Ive just been told im only allowed one and need to close the rest. Can anyone recommend somewhere i can save in seperate pots? I find it easier to manage my money this way as Its not long term saving and I…
-
International wire transfer gone wrong
Hi all! I recently (2 months ago) did an online wire transfer from a well-known share-dealing company in the US mistakenly not using an IBAN or BIC and have been trying to chase where my money had gone. The issue is that the trace with the dealer (eTrade) has said the money went to HSBC but I have a FirstDirect account,…
-
Savings account for a 4 year old?
Hi. I have a little boy who I STILL don’t have a bank account for. I have a few cheques given to him over the years which I haven’t cashed as in his name. I keep looking but can’t seem to find the answer to it. I’m with HSBC and they don’t have an account for a child under 7, unlike other banks where you seem to be able to…
-
Where to put some money for the next 10 to 20 years
Wondering what options there are for investments. Endowments versus stocks and shares or fund(managed) Isa and life insurance? Not worried abou medium to high risk over 10 or 20 years, taking me into my early 70's.(omw feeling old) not looking at a lot of money to be fair as it stands but have some cash and some other…
-
Old national savings stamp book
I have recently been left in a will, old national savings stamp book, 6d books, can I redeem them at my local post office ?
