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Can'you open General Investment Account if you pay tax outside UK?
Hi, I am planning to open Vanguard General Invesmtent account. I stumbled upon a condition stating that if you pay tax outside UK, then you can't!My question is for all practical purposes we pay taxes & resident in UK and if we have some investments outside for which you pay minimum tax in other country, why you can't open…
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Bitcoin
Hi I would like to get some information on bitcoin 1 is it safe 2 what do you need to do and how Thank you natalie
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Aldi shares
Can you invest in Aldi?
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iWeb account opening
Hi guys, Any one had experience with iWeb? How long did it take for them to open a S&S ISA account for you? I applied on 20th, and am still waiting....
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Please tell me how much I should save every month?
Hello there - this is my first ever post on this forum so I hope I’ve found the right board. To cut a very long story short I am trapped in a job that doesn’t make me very happy and have spent my annual leave this week looking for jobs. There is nothing! Feeling helpless, I thought maybe if I focussed on saving as much of…
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Interactive Investor Bid Offer spreads
I noticed an old thread on this forum from 2011 raised by someone asking for advice on why Bid / Offer spreads are so large with interactive Investor (II). I carefully read through the thread but it meandered off topic before the original question as answered. I have the same question again, the II bid / offer spreads are…
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Cash ISA rate through the floor
The interest rate on my cash ISA has dropped to 0.25% (last year it was about 1.45% and I thought that was bad). I have been trying to find an alternative, but they are all pretty appalling. Just wondered if anyone knows of a good one that I might have missed. As I am old, perhaps I should just take it out of the ISA and…
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Robinhood postponing UK launch indefinitely
Email came through today and various news stories online about the move: "Hi there, We’re saddened to share that we’ve made the difficult decision to postpone our UK launch indefinitely. We'll be closing our waitlist and taking down our UK website shortly. The world has changed a lot over the past several months and we’re…
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Moneybox LISA and App
Does anyone else have the Moneybox App for a LISA and find it really awkward? Things that feel quite fundamental to money management and banking, like checking how much money I actually have (not what’s incoming) and transactions, seem so awkward. I had to contact someone to get a list of transactions and she emailed back…
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Help to Buy ISA to LISA or not?
Hi, I know this has probably been asked many times I'm just wanting to trying and work out what's best in my current situation. Currently me and my partner have had an offer accepted on a house and are awaiting a mortgage. We're trying to maximise the money we have towards a deposit, giving us as much as possible (as…
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bit of fun
you win 50 mil in the lottery tonight, what are you doing with it?
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Money saving novice
I am a bit of a novice with savings and investments and need some advice please. Both myself and my husband have ISA's with Santander and also monthly saver accounts. After listening to Martin on This Morning we want to transfer our ISA's to NS&I Income bonds and my questions are - 1. Can we move our money and close an ISA…
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Do i need a China fund in my portfolio??
Just that really,, In my portfolio i have a global tracker, A strategic bond fund ,CTY and sadly BCPT. The global tracker is L&G international index trust. As China is so big and has such a huge economy, i wondered whether the global tracker was enough to cover it or do i need to increase my exposure to China? Maybe the…
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Advice on Transferring Help to Buy ISA to a Lifetime ISA
Hi Everyone I currently have the following:Nearly £11,000 in a Help to Buy ISA paying 1% interest. I'm about 6 months away from getting the maximum "bonus" on that account. I notice the Lifetime ISA actually allows a house purchase of up to £450k whilst the HTB is only £250k (outside of London). My plan is to buy a house…
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Capital Gains Tax query
This might be a stupid question but quite new to the investment world. If I already have a S&S ISA with Vanguard that I have paid in this year, I cannot open another one. A friend has a referral code for nutmeg that he gets £100 if I join and I get 6 month fee free. I understand I cannot open/invest in another S&S ISA with…
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Fixed 25 pounds twice over 6 months, by accident.
Learned today that H.L. Active Savings top op button doesn't necessarily mean all savings account types. I had opened Charter .065 6 months via active savings with 25 pounds deposit, then more recently tried to top up via cash hub, finally 'transfer to Charter Account. Which inadvertently opened a second Charter .65 6…
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Platform security
I'm feeling quite nervous about the level on online security offered by my platform. Does anyone else feel the same? Having considerable portion of my assets behind what is a low tech login with just a username and password (12 char max I think) is a bit of a concern. Other than this the platform is good. I believe banks…
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To save or not save that is the ISA
I really dont know what to do for the best in this situation im in and im hoping the community can offer some advice. I have 2 chldren, aged 8 and 11 and they have a halifax savers account (5%) that runs for 12 months and then drops into a halifax standard junior saver (0.1%) and I think its time to do something else with…
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Where to investment cash in an ISA
Hi All, I will be looking to have about £10,000 in cash sitting inside my ISA, to be used in emergencies to smooth out dividend payments. However because it might sit their for 10 year between recessions (i hope), I don't just want to leave it in cash. Was thinking of putting into a Indexed Gilt or Treasury Bonds, but…
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Santander customer service is a joke
Jokeshop customer service. I returned a Voicemail message whilst I was out and about. Because I couldn’t answer all the details because I didn’t have my statement in front of me, they put my account on hold and was told to POP to my branch to verify my account. I told them I was returning their call but they weren’t…
