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Raglan Property Trust
While going through my late father's paperwork I found a sheaf of share certificates and uncashed dividend cheques for the Raglan Property Trust. They date back to the 1960s. Does anyone know whether the company still exists and if it does, whether the shares are worth anything? Or should I just invest in a shredder?
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Unable to transfer Australian shares - Help
In 2016 a UK AIM listed company was acquired by an Australian company which delisted in the UK and then listed the newly allocated shares on the Australian stock exchange. These shares are being held under Halifax Sharedealing Services who do not trade on the ASX exchange, and now I need to trade some of the shares. I…
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LISA - what to hold?
I've got about 8k in a LISA. For the past couple of years it's been invested in Vanguard FTSE Global All Cap through HL. I'm planning to leave it with HL, but I'm now at the point where I'm considering buying somewhere in the middle of next year, and increasing my contributions so it's more like 15k for the deposit. My…
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NSI attrocious customer service
Martin keeps pushing NSI as a great option. Let me tell you for withdrawals, its without doubt the worst option. My MIL died in May, we sent off her prem bond cash in and they recd it on the 10th May, written conf of this recd, as well as the death cert, power of attorney paperwork returned, but now almost 10 weeks later…
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Want to open new General investment account
Hi I have got requirement (outside of ISA) to open general investment account. Do not want to go with Vanguard. Are there any other good options ... either fixed fee or % fee & if someone can refer me as well. I’ve few names in my mind- please feel free to suggest any other: -cavendish online -Interactive investor…
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Investments abroad
Please can someone help me, I’m thinking of investing abroad in buying some land which has the potential to double in value. I would like to know hypothetically speaking if I invested 50k and it doubled to 100k how would I get the 100k back to the UK and how much tax would I need to pay on this? I really hope someone can…
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Newborn bank/savings account
Hello All, Baby Freddie is just over 1 week old and in need of his first bank/savings account. I've been reading up on which account to go for however I'm still confused on his best options. We have under £3000 lump sum along with around £100-£150 a month coming from ourselves, grandparents and uncle and not sure the best…
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Good riddance Royal Bank of Scotland Group plc!
Need I say more - except perhaps that changing their name won't clean up their past history!
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Company shareholder - Cash call request
I suspect this is quite a niche question so not sure if anyone will be able to help, but having done a quick Google I can't get a clear answer on this. My father was a 50% owner of a business and last year that business was sold. As part of the sale agreement my father retained a 10% shareholding. At the beginning of the…
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HL Active Savings to get a competitor
AJ Bell to enter retail cash savings market as clients and AUM rise No indication of timescales yet https://citywire.co.uk/wealth-manager/news/aj-bell-to-enter-retail-cash-savings-market-as-clients-and-aum-rise/a1383552
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Ditch the ISA for NSI
Hi all, I already have the maximum savings I can in the new NS&I 1.16% bonds which comes in at just under £1000 a year tax free interest. However Im lucky enough to have more savings than that (90k) sat in an ISA currently only giving me 0.5% (and this was a new one I opened this year so I don't have the option of opening…
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£20k - fixed rate savings / premium bonds / other ideas?
I was fortunate to inherit a decent sum of money this year, the majority of which has gone towards the deposit for my first home and I'm now left with around £20k that I had initially planned to put in a fixed rate saver for a few years (pre COVID idea!) - now all of the interest rates have been slashed, I'm not entirely…
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Stocks & Shares Newbie
With the economy as it is currently I'm thinking it's a good time to start investing in stocks and shares. I'm not looking to get rich over night don't worry! If you were to start all over again what would you advise yourself?
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Any rewards for using debit card for savings account deposits ?
A few years ago you used to be able to use a Tesco current account debit card to obtain clubcard points when making deposits into a savings account. I believe this is no longer the case. Does anyone know of any methods at the moment for earning reward points (or similar) when using a debit card for these sort of payments ?…
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Fidelity JISA and (Junior) SIPP Changes
(I know Junior SIPPs are just a marketing term really) Received an update from Fidelity advising that they are withdrawing service (platform) fee from these two accounts as from 1 September 2020. And, that you will be able to instigate transfers online from 1 October 2020. UPDATED: They don't charge for OIEC/fund…
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NSI Income Bonds - trying to open
I've been trying to open an account for the last couple of days but the Your Investment box doesn't seem to like any number I input. Every time I get the error message "Sorry, we can only accept up to £99,999.99 by debit card. Please change the amount" I wish it was cos I was trying to deposit more than the max ;) but…
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BoS Vantage reducing interest from 1st Oct
Sorry if already posted but couldn't see it and just got the notice in my BoS inbox. Going down to 0.6% (down from 1) for the first 4k and 1.5% (down from 2) for the next 1k.
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Santander 123 Lite doubles fee and changes Cashback
https://www.moneysavingexpert.com/news/2020/07/santander-123-customers-to-get-cashback-shake-up
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£100k and 40. Invest or Pay of Mortgage?
Hello All, This is my first post here, I am very new and naive to the world of money and
investments and a lot of what I am reading about is very much going straight
over my head! Basically, this is our current situation. We are homeowners near Manchester and have about £100k left on our mortgage
and my fabulous father in…
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not happy with financial advisor - do I have a valid complaint?
I have not used this platform before so I am hoping that I detail everything clearly and someone can advise. I have used a financial company with an advisor that had my stocks and shares isa invested at a risk of 7 for many years and the fund had performed very satisfactorily. This person retired and I was handed over to…
