Savings & investments

Archives for September 2015

saving
I have £2000.00 sitting in my bank doing nothing, what would be the best short term investment for me to gain the highest interest.?
Investing a beneficiaries money until age 25
I would appreciate some advice. I am executor to my parents will. A grandchild now 18 year old is entitled to around £7.5k to be held in trust until the age 25. As interest rates are so low what are the best options bearing in mind the 7 year investment period I thought a Cash and Shares ISA as the beneficiary has just…
Savings for overseas godchild
Hello all I've been asked to be godmother for my friend's new baby boy and I was hoping to set up a savings account which I can contribute to regularly (once or twice a year). They live in Germany and are likely to be there for the foreseeable future. I know the easiest / most tax efficient option would be to set up an…
Savings help!
Hi all, I wonder if you could help. Unfortunately my father passed away late last year and as a result my mother now has retired and with her pension and payout from the insurance she has a significant amount of money to put away. She has just over £200k She will want easy access to at least some of the money. She may have…
New in investment
I am only starting with a low budget of £200. I am also investing in shares that have increased their dividend every year for the last 10 years and have a yield of 4% or more. I am also investing for the dividend over a long term play of 30 years (so I shouldn't be stung by rising/falling share values, because the dividend…
Transfer portfolio from European bank to the UK
Does anyone know if any english Bank would accept mutual funds and bonds that are held with european banks? (EUR/USD)
Portfolio unitisation help
Hi all, I've been trying to calculate the total performance of my portfolio, and I was hoping for some help. The majority of my holdings are equities (individual stocks and investment trusts), so I am calculating total return as; P0 = initial price P1 = ending price D = dividends received per share This is all fine,…
Very grateful for advise
I am a 45 year old dentist working in the NHS in the north. I have 2 young boys. I am enrolled in the NHS pension and have around 30,000 in a cash isa. I pay around 12,000 pounds/ annum into the NHS pension. I earn around 58,000/ year. I don't have a clue about investing. I have read a bit but there is so much data on…
Armed Forces Investment Group
Hi everyone, First time posting on a forum - in essence I am looking to invest/day trade and have been in touch through facebook a site called Armed Forces Investment Group who are linked in some way to Easy Forex who seem to be a trading company. Being ex forces it caught my eye. Has anyone heard of these companies? Are…
Compensation - Have you been mis-sold TDi?
Well, it's catchy and at least the joke's clean! I hope it's only a joke anyway, otherwise let the cold calling begin.... :eek:
saltydog investor
has anyone any experience of these guys?
ftse prediction 2020
just wondering where you all think the FTSE 100 will be by summer 2020? is it more likely to be 5000 or 8000 or even less or more? I know in some ways it is a pointless exercise but just want to see what everyone is thinking at the moment and on what they base their thinking? I think that it will be more likely to be at…
Saving for my Daughters future
Afternoon All, Looking for some advice and suggestions on the best route for putting away a little each month for my daughters future. When I say a little, I mean a little, at this stage £5 a month. Don't want any risk so was thinking cash isa? Any other suggestions gratefully received.
Deposit Savings
I'm a first time buyer, been looking for a house with my girlfriend for some time now, we have £16k of deposit savings that are currently sitting entirely in my 0.8% ISA which is easy to access. We also have a £5k gift which we will have when we purchase. We've been very fussy with houses, have seen one we liked but missed…
Nothing makes me feel thick... (£1000pm to invest)
...more than trying to understand banking. Honestly, I feel like I'm a relatively intelligent guy but I am completely baffled when it comes to money, banking, investment, etc, I really have no idea how it works and whenever I try to read even the most basic explanations I get completely lost in terminology I give up and go…
Best home for £75k for someone who's not online
Hi, My Dad passed away recently and as a result Mum has about £75k she'd like to keep in cash, at least in the short term. She's asked me to help her find an account she can use but she's more concerned about the account features than interest. She just wants one account to keep things simple - doesn't want to split the…
VW shares
I was wondering when the best time to invest in Volkswagen was ? The German government will, no doubt, ensure that the company survives and may also "bail them out" - so, if the shares do drop further - when is the time to invest ?
Lloyds online banking v slow since upgrade
Anyone else experiencing problems with it Lloyds online banking? We have a secure system with script blocking on our desktop browser (I work in IT), everything is allowed for Lloyds, however it stalls for around 60 seconds when moving between screens trying to load a script from marketing.lloydsbank.co.uk which suggests…
Post office savings - unable to login
Hello, I have a post office savings account which I can normally access online. However this evening I cannot login. If I select the "Account Login" link, I just get a "Page cannot be displayed" message and the address has changed to [url]http://#[/url] Is there something wrong with my computer or is this a problem with…
Newbie share questions
I am new to investing in shares. I've read around quite a bit, including the MSE guide, but I still have some questions. 1) How do you prove you own the shares? In the MSE guide, it says: So what happens if the platform goes bust, or they make an error? How do you prove you purchased the share? 2) What's a "holding?" For…

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MSE News

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E.on Next to cut winter bills by up to 50% for some customers on low incomes – here's what's happening
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E.on Next to cut winter bills by up to 50% for some existing customers on low incomes – here's what's happening
If you're an E.on Next customer on its standard tariff, look out for a message from the firm offering you up to 50% off your bills this winter, as the supplier is launching a new support scheme.
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Martin and MSE among organisations calling for energy social tariff as millions expected to struggle with bills this winter
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Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?
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