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Do you use Bitcoin or Litecoin?
The government is looking for your views on the benefits and risks of using digital currencies, such as Bitcoin or Litecoin. You can see the full call for information for the background and full list of questions, but we have selected the most relevant below. * What are the benefits of digital currencies? * What are the…
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savings help
hi everyone need some advice? I want to open a savings account! I need to be able to :- * open online with £10 * receive a book for paying in and withdrawing * have internet access * paying in min £300 per month any advice would be appreciated cheers
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Tesco Bank and Virgin Money want everyone to charge for current accounts
According to a newspaper roundup on the Redmayne-Bentley site, Tesco Bank and Virgin money have told the CMA, that the CMA should force a change to make current accounts fee paying accounts. Details here: http://www.redmayne.co.uk/research/newsView.htm?nID=153242
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Where will our Savings work for us?
I wondered if anyone could offer some advice please on buying to let verses investments/savings accounts. A bit of history. We are a couple in our late 30’s/early 40’s. We both work full time, earning a joint income of £26k a year. We have no mortgage after paying it off this year and no dependants. I will have a very…
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Do NS&I have a cooling off period for new investments?
On October 29, NS&I rolled over a matured investment of mine into another term account with a penalty for mid-term withdrawals. I don't want this money tied up again, so is there a 14 day cooling off period for this new account/bond that I could invoke?
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Charges Canada Life
We have $144k USD to invest- it is offshore currently as it was saving from working abroad- we have an IFA- Vestra Wealth who will take 1.5% and they have suggested a wrapper- Canada Life who also take a massive slug- they charge 0.5% annually, plus an initial $1.4k, their projections go like this: Total paid in after fee…
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Crowdcube exit
I am seriously considering investing up to 5% of my investment portfolio over to equity crowdfunding over time - namely via Crowdcube. Given the advantageous tax benefits around SEIS qualified ventures and the tax break associated to losses as well, I really want to give it a try to diversify my portfolio. One question I…
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Investing in NFL London
Just curious here - watching the third game of the NFL in London the year, is there any way to invest in the NFL moving to London over the course of the next few years? Thanks :T
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US Law firms want to sue Tesco
Thats the story in the FT today. They say they were misled by Tesco's accounts and want to sue Tesco for damages. But who can pay them damages other than other Tesco shareholders who have already lost as much as they have?
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Best account for short term saving
Hi all. Hoping to get some advice on selecting an account for short term saving please. My partner and I are looking for an account where we can deposit money each month (around £500 for the first 4 months and then probably up to £1K per month in the medium term) in order to save up for house projects. Once we've saved the…
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£190k in savings until Mid-Jan 2015
Hi all My wife and I have received £190k as a gift. We'll be using £140k as a house deposit, currently due to complete in mid-Jan 2015. We'll probably be using two thirds of the remainder to do things to the house. So my question is - what should we do with the cash between now and then? We currently have no savings or…
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Direct holding of Corporate bonds?
If you do..why and if you dont..why? Im thinking investment grade not subordinate or similar.. tnx
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Cost £1,000 to leave Hargreaves Lansdown
Have Hargreaves Lansdown have stopped buying Adverts in the Telegraph?........... http://www.telegraph.co.uk/finance/personalfinance/investing/11217500/It-cost-me-1000-to-leave-Hargreaves-Lansdown-but-its-still-worth-it.html
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Multiple savings accounts (ie Christmas, home insurance etc)
Which savings provider offers the best savings rate and allows you to have more than one savings account (to save regularly for different things, ie Christmas, home insurance etc) and make withdrawals without incurring a penalty?
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Closing an ISA
Is it madness to close an ISA and open a Santandeer 123 account with the money? The ISA has matured and been transferred a couple of times but there is no more money to buy this year's allowance and probably won't be for a while. Also, the money may be needed to buy a car or provide the deposit for property. There does not…
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Stock and Shares account for small investor
Are there any stocks and shares brokers etc that offer good value for money for people who want to "dabble" in stocks and shares? HSBC for example charge 19.99 per transaction, which isn't a lot if you are investing a lot of money, but not so good for someone who wants to start investing small to begin with.
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£22k to invest long-term
Just had a 3 year bond mature and I now have the £22k to re-invest. Used my ISA allowance so I'm looking for the next best thing please (or would it be better to wait until next April to use £15k of it in a new ISA?) I'm willing to lock it up for a while so any suggestions please? thanks
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Cavendish, Fundsnetwork and RDR
Cavendish have mailed me to say that Fundsnetwork can do a bulk conversion of all my funds to clean classes in January. For the majority of my funds the clean charges are the same or less than existing charges so there will be a net gain. As I understand it after the switch the existing 0.5% annual rebate will stop and in…
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transfer times for stocks+shares ISA?
Hi, Can anybody advise if the 30 day window for transfer of stocks and share ISA's is actually just a guide or a legal time frame? I requested such a transfer early in September and November has still not seen a completion, even though there is nothing complicated with the portfolio (one share type, blue chip British…
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Tech/Healthcare index funds
Considering human progress in these areas is very unlikely to reverse, is an index tracking fund a pretty good investment? I'm currently contemplating investing in the L&G global tech and global healthcare/Pharma funds. Lump sum at first and then via monthly investing method. This is in addition to my region specific low…
