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Money from grandparents
My parents-in-law wish to put £10k each, for my 2 daughters into a long term savings account until they reach 18. My husband and I have seen an account which we like but are still confused as to how much can be deposited in one go. The account can have up to £50k in it. Neither my husband or I work, so we can't have…
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Getting the most out of an employee share scheme
I'm hoping someone out there can help me as my brain is well and truly hurting! My husband has been part of an employee share scheme that is set to mature soon and we are trying to figure out how to get the best out of the investment. There are various options available, from selling immediately either all of the shares or…
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Why the Y?
I have a regular monthly investment into the Invesco Perp High Income fund. Just noticed for the last couple of months, it's got a slightly amended name - Invesco Perp High Income Y Inc. Why the Y? Assume it's the same fund?
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got £9,000 to save
I currently have £9,000 saved in a pitful savings account which i've had for 6 years that has dropped to 0.5% interest. I am looking for a better account but i don't know what else to do other than what's been suggested on the best savings account webpage. It needs to be instant access so I can lock the money away from a…
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Maturing Accounts - where to park the cash?
Hi, I have 2 accounts maturing at the end of this month, and I'm mulling over where to put the cash. Halifax 2-Year Fixed Saver, approx. £42k Santander 2-Year ISA, approx. £12k Other Main Accounts: Santander 123 Current Account, average balance £17k 2 x BoS Vantage Accounts, £5k each Lloyds Vantage, now upgraded to Club…
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Saving for Shared Equity Mortgage Pay Off
Hi I purchased my house using a shared equity deal in 2011. As part of the deal, I in effect have a secured loan on my property for 25% of its value when I purchase it (£56k). The loan is interest free for the first five years, and bears an interest rate of 3% thereafter. The loan is repayable in 10 years from the date of…
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What to do with 6k?
I'm going to be coming into receive 6K soon (August) it is to be used for a car next year. In the meantime is there an account or ISA that i should use it won't be touched until May next year. I know it's not a great amount but something is better than nothing.
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Inheritance trust
Hi all, Our three children and their two cousins recently inherited money in a trust from their deceased grandmother. Is there any way of getting that money out of the trust and investing it in a property abroad? Thanks in advance. Tobor
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kv57kpr
I have approximately 4,000 pounds to put into a isa,I do not want to use Internet banking, can anyone suggest a decent bank on the high street with the best interest rates
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What Investment Trusts do you hold?
As per title - interested to hear what ITs you hold as I rarely hear these discuss here. Thanks!
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re-nisa
Hi Guys, I opened a new 2 year fixed rate Isa with nationwide at beginninng of april, £5960 @ 2.05%. I believe they are allowing top up until the end of july. Can I have the extra with Virgin, as they are now paying more than N/w? OR, does the £15k have to be with one provider?
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UPDATE- large inheritance at young age.
Hi all, After seeking advice on here I have now met with an IFA who has provided me with an array of proposals to manage my cash windfall. However, I am also in the process of placing an offer on a property at 67k. At my age (22), what are your thoughts on this? Should I take the pressure of my shoulders and invest with an…
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Euros transfer from abroad.
A friend has an inheritance cleared in Germany around 10000 € in a savings bank. Would there be a more cost effective way of getting it to his Lloyds current account or Building Soc here? I'm assuming the bank charges (and conversion) might be expensive but have no experiences in this area.
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FSCS protection
While the FSCS protects your deposit to the maximum stated amount if its member bank 'fails',will your deposit be compensated if it was lost due to other causes eg. fraud by the bank (opens and working normally one day,disappears into thin air the following day)?I am looking for a short term fixed rate bond and wonder if I…
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Share dealing/trading seminars
how would i find out when/where there are any share dealing/trading seminars or talks local to where I live? Cheers
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Club Lloyds
I was in the Lloyds branch today to open another Club The lady was saying that I would be charged the £5 fee if I MANUALLY transferred (from within online banking) the £1,500 from another Lloyds account. She said the transfer to bring the total 'paid in' amount to £1,500 or more for the month had to be an AUTOMATED…
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The bloke from Ghana with 30KG of gold ?
There was a post (now removed for some reason) from a really nice honest sounding hard working chap from Ghana who had 30KGs of gold for sale? I've got the money let me know where to meet :j:j:j:j:j:j Mods I think by you removing the post you have infringed my human rights :mad: best seek legal advice :D
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Shard Capital Stockbrokers.
Has any trader used Shard Capital Stockbrokers to trade LSE stocks? Please share your experience with them.
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investing with the motley fool
Does anyone on here invest with the motley fool usa I opened a account and set up a watchlist and found it very informative then they transfered me to the uk site and i really cannot navigate around the site I find it impossible to find a watchlist and getinformation? what are your experiences and is there any disadvantage…
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£150k to invest
I have £150K to invest. I'm more interested in income than capital growth in the short/medium term as school fees are accounting for a large chunk of our earned income, and extra income would make our day to day lives more comfortable. Of course, I don't want to erode the lump sum if at all possible, and capital gains are…
