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UK Bank Account With (International) Online Wire Transfer Facility
Hello, I am newly registered here and I have visited these forums for many years to find useful information. Hopefully I will be able to contribute some of that myself :) I am looking for a UK Bank that allows its customers to do International bank transfers, including but not limited to SEPA payments. Basically, I find it…
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'Initial Investment' amounts and buying Shares
Hi all, I recently set up an account with Cavendish to invest a small amount (£200-£1000) between a few different funds and to get a general feel for the process. I have a couple of questions I hope you can help me with: 1) There is a fund I am interested in that has an 'initial investment' figure of £1000, 'monthly' of…
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Employer contributions to SIPPs
I know that it's possible for employers to make contributions direct into their employees' SIPP, but I would be interested to hear from anyone with practical experience (preferably as an employer) of implementing it. Is it complicated for the employer? My own situation is that when I left my last job I transferred my…
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Understanding share prices based on "earnings forecasts"
Afternoon all - happy Wednesday! While reading a number of articles over the course of the last few weeks, I've come across phrases such as "Company A is trading at just 12x earnings forecasts for the current financial year" Can someone just explain to me what this earnings forecasts number means and how it's calculated?…
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Money to Invest for my Daughters.
Hi all, I have some money to invest for my 2 daughters who are 14 and 17, I have around 4k each to invest. Can anyone recommend the best course of action for each of my daughters as their ages differ. Thanks in advance for any advice. :beer:
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Where to start investing?
Firstly I'd like to say hello to all the forum users. I'm 28 self-employed and fortunately involved in a bouyant business, I have recently bought a house and a new car, nothing extravagant but I now wish to invest my residual income to develop some revenue streams for the future. Currently I have approx £5000 to test the…
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Instant access savings account
Can anyone recommend an instant access savings account please? I have one with Metro Bank paying 1% but have just found out you can't withdraw electronically unless you have a current account with them. You have to go to a branch and get cash or a cheque. I would like an account (not a current account) that pays interest…
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Portfolio advice and income
I am planning for retirement soon (age 55) and need to plan my investments for income. I have saved for many years and am now mortgage free and have put my savings in both equities and property. My ISA, SIPP, and investments total about £1m (£400,000 in equity trackers and £600,000 in buy to let properties). My equities…
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£54000.00 to put in savings
Hi, I have read through the information on here time and time again and keep changing my mind as to what to do with my savings of £54,000.00. I/we currently hold several ISA's, my husband has a Santander 123 account which is maxed out and I am now looking at saving the remainder and receiving as much interest as possible.…
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Higher Interet Accounts
Hi, Can anyone tell me how to go about setting up highest interest accounts. I think LLoyds was one First Direct was another etc. There was a link somewhere on here to tell me how to do this, but just can't seem to find it. I know you had to set up standing orders/direct debits to transfer between each banks and needed…
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Deleted post.
Please delete this post as I am unable to.
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direct debit
My rent direct debit has not been for the correct amount and now I am in arrears what are my options who's responsibility is it to check the amount and do I have to pay the full amount in one payment, or by installments
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Lloyds Bank Extra Income Unit Trust
Hi Does anyone know if a Lloyds Bank Extra Income Unit Trust is still valid? I wrote to Lloyds Bank Unit Trust Managers back in April and have had no response. Just googled them and it appears they were dissolved in 1996!! The trustee is Sun Alliance and the certificate I have was registered in 1990. Ta in advance :j
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Old Halifax shares
Many moons ago when Halifax became a bank I was issued with shares, they then got taken over by lloyds, are they worth anything now? Thanks
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Regular Saver accounts beyond 12 months
2 related questions regarding regular savings accounts I hope you can provide some feedback: 1) With most of the recommended ie high interest paying accounts e.g. from Lloyds Club, TSB, First Direct, etc. the account is generally automatically converted into another (non-regular) savings account with much lower interest…
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Transferring a cash ISA
How would I transfer a maturing cash ISA to purchase a few investment trusts? I'm considering Scottish Mortgage, Schroeder UK Income plus a few more for around 5 years. Which platform would work? Thanks for any help or suggestions for a novice.
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Club Llyods
Hi all, Just wanted to check that the below would mean I would qualify for the interest on the club llyods account: 1 Direct debit to netflix 1 direct debit to a credit card company ( I don't currently have a CC but I assume you can do this?) standing order of £1,500 Anyone confirm this would be ok? thanks alot!
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Close Special Situations
Hi All I held this in my ISA, it has been closed for a while but today I have received funds. I had over £1000 in that when it closed, and I have been awarded £94.81. If this is correct, where has my money gone? surely this cant be right? " Your account has been credited with 7.8774 pence in exchange for each unit held in…
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are premium bonds instant access?
Contemplating buying a few k of them over the next couple of months, but the cash is at least potentially earmarked for "if I need to reduce mortgage balance to get a better LTV early 2015" - can I cash them out with no notice and no significant wait for funds if I need to? Sorry if this is obvious, the ns&i site didn't…
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Monthly Income Rates.
Are there simple comparison sites which clearly show monthly interest rates, say 2 years max, please ? No other rates. Just monthly income please. The sites I have tried involved too much clicking and then no monthly income.
