We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

direct debit

Options
My rent direct debit has not been for the correct amount and now I am in arrears what are my options who's responsibility is it to check the amount and do I have to pay the full amount in one payment, or by installments

Comments

  • redcard
    redcard Posts: 1,563 Forumite
    Part of the Furniture Combo Breaker
    To pay it up you depends
    Hope over Fear. #VoteYes
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kezza21, you need to provide a few more details - what is the amount you expected, what has been taken, what did you agree to be taken, did you have any unpaid obligations?
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 23 June 2014 at 10:41PM
    1) it is very unusual to pay rent by Direct Debit. Are you sure it was not a Standing Order (which is in your control).

    2) it is your responsibility to pay your rent. You agreed to do this when you signed your tenancy agreement. So even in the unlikely event that you agreed to pay by DD (and the landlord/agent has DD facilities), then you should have been checking that the correct rent was taken.

    3) If you are in arrears, you are in breach of your tenancy agreement. And could receive a S8 Notice (1st step to eviction).

    Pay your rent.

    ( the property forum here is a more appropriate place for advice)
  • jimjames
    jimjames Posts: 18,649 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If the money hasn't been paid out yet then it IS in your account right? It's your responsibility to check payments leaving your bank account. If it has been going on for a number of months it is also the landlord's responsibility to check that the amount they've received it correct.

    So you can pay it straight away to cover the fact the DD didnt go through - or did it bounce because there wasn't the money in your account?

    You may find it better to get this moved to a different forum, this is specifically for savings so you'll get better answers on one more to do with renting.
    Remember the saying: if it looks too good to be true it almost certainly is.
  • eskbanker
    eskbanker Posts: 37,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    redcard wrote: »
    To pay it up you depends

    Hi Yoda! ;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.